South East London · England
Accountants in Upper Ruxley
IGI Accounting serves businesses and individuals in Upper Ruxley entirely online, with every fee published and fixed before work starts. Whether you are a sole trader, a landlord, a limited company director or a contractor in Upper Ruxley, the service is the same as for clients anywhere in England: records by WhatsApp or email, drafts back for approval with the figures explained, and electronic filing with HMRC and Companies House once you have signed off.
Next deadlines
- VAT return and payment for the quarter that ended last month
- VAT return and payment for the quarter that ended last month
- VAT return and payment for the quarter that ended last month
- Confirmation statement due within 14 days of your review date, at least once every 12 months
Services
What we do for Upper Ruxley and what it costs
All 26 services below are available to Upper Ruxley clients at the published fee. Every fee is fixed and confirmed in writing before work starts.
Why IGI
Working with Upper Ruxley businesses
We built the service around what business owners in places like Upper Ruxley actually complain about: not knowing what the accountant will charge, finding out about a deadline after it has passed, and receiving a set of accounts with no explanation. Each is fixed by design: fixed fees, deadline tracking shown on every page, and a plain-English summary with every draft for Upper Ruxley clients.
No appointments, no travel across South East London, no parking. Everything for self assessment tax returns in Upper Ruxley happens online, with a real person on the other end during UK working hours.
You get one contact for self assessment tax returns, not a queue. Upper Ruxley clients message the same person throughout and get an answer in working hours, usually within a few hours.
The price for self assessment tax returns is published on this page and is what a client in Upper Ruxley pays. We confirm it in writing first, and the invoice matches the quote.
Local facts
About Upper Ruxley
Upper Ruxley sits in South East London, within Bromley (St Paul's Cray ward), postcode district DA14. Income tax in England follows the UK rates: 20% basic to £50,270, 40% higher to £125,140 and 45% additional, with the personal allowance of £12,570 tapered away above £100,000. National Insurance, VAT and Corporation Tax are UK-wide, and Stamp Duty Land Tax applies to property purchases.
| Place | Distance | Direction |
|---|---|---|
| Ruxley | 0.3 mi | NW |
| Cray Meadows | 0.8 mi | N |
| Hockenden | 0.9 mi | SE |
| North Cray | 0.9 mi | N |
| Foots Cray | 1.0 mi | NW |
| Stonehill Green | 1 mi | E |
| St Paul's Cray | 1 mi | SW |
| Joydens Wood | 1 mi | NE |
All places in South East London · South East London places beginning with U
Worth knowing
Rules that affect most businesses here
The Self Assessment calendar
The tax year runs from 6 April to 5 April. Anyone new to Self Assessment must register by 5 October after the end of the tax year in which their untaxed income began. The online return and the balancing payment are due by 31 January, with a second payment on account on 31 July where they apply. Paper returns have an earlier deadline of 31 October and are rarely sensible.
Payments on account
If your Self Assessment bill exceeds £1,000 and less than 80% of your tax was collected at source, HMRC asks for two advance payments towards the following year, each half of the current bill, due 31 January and 31 July. The first year this happens the January payment is effectively one and a half times the bill. We model it in advance and show you how to reduce the payments if income is falling.
Late filing penalties
Lateness is expensive in a way that compounds. For individuals, £100 immediately, then daily penalties, then percentage-based ones at six and twelve months, with interest running on unpaid tax throughout. For companies, Companies House penalties scale with delay and double on repeat, and HMRC adds its own for a late CT600. Filing on time is the cheapest tax planning there is.
Making Tax Digital for Income Tax
The biggest change to Self Assessment in a generation is Making Tax Digital for Income Tax, now live for higher-earning sole traders and landlords and arriving for the rest in stages. Quarterly updates are due by 7 August, 7 November, 7 February and 7 May, built from digital records. The practical consequence is that spreadsheet-and-shoebox bookkeeping is ending for anyone above the threshold.
The VAT registration threshold
VAT registration is compulsory once taxable turnover in any rolling twelve-month period exceeds £90,000, or when you expect to exceed that in the next thirty days alone. The test is rolling, not by tax year, and includes zero-rated sales. Businesses regularly cross it without noticing, and late registration means accounting for VAT on sales where it was never charged to customers.
Questions
Questions from Upper Ruxley
How quickly do you respond?
In UK working hours, usually within a few hours and always the same working day. Each Upper Ruxley client has a named contact who knows the file. Outside working hours, WhatsApp and email messages are picked up first thing the next morning. In January and at other peak times we tell you your turnaround when you book rather than leaving you guessing.
Are your fees inclusive of everything?
Our fee covers the work described for the package. Companies House fees, such as £100 to incorporate or £50 for a confirmation statement, are charged separately and passed on at cost. Software subscriptions are in your own name. There is nothing else: no hourly extras, no charge for questions, and no additional year-end invoice for Upper Ruxley clients on monthly packages.
What if my Upper Ruxley business is a partnership or an LLP?
Both are covered. Partnerships need a partnership return and a Self Assessment for each partner; LLPs file accounts with Companies House under company-style rules as well. We quote a fixed fee for the set based on the number of partners or members, and the process is the same as for any other client in Upper Ruxley: records in, draft out, approve, filed.
Do you work with businesses in South East London that are not in Upper Ruxley itself?
Yes. Every place in South East London has its own page on this site and the same fees apply throughout. The nearest-places list on this page links to them. Wherever in England your business is based, the service is identical because none of it depends on where you are.
Which deadlines matter most for self assessment tax returns?
The next four dates that apply to self assessment tax returns are shown at the top of this page, calculated from today. For Upper Ruxley clients we diarise every one of them from the day you join and send reminders before each, so the work is done in good time rather than in the last week before a penalty.
How do I get started from Upper Ruxley?
Message us on WhatsApp or email with a sentence about your business and what you need. We reply in working hours with any questions and a fixed fee for self assessment tax returns. Once you confirm, we tell you exactly which records to send and the work begins. Most Upper Ruxley clients are set up within a day.
Let us take the deadlines off your plate in Upper Ruxley
Tell us what you need. You get one fixed fee in writing, and nothing is filed until you approve it.