South East London · England
Accountants in Cray Meadows
IGI Accounting serves businesses and individuals in Cray Meadows entirely online, with every fee published and fixed before work starts. Whether you are a sole trader, a landlord, a limited company director or a contractor in Cray Meadows, the service is the same as for clients anywhere in England: records by WhatsApp or email, drafts back for approval with the figures explained, and electronic filing with HMRC and Companies House once you have signed off.
Next deadlines
- VAT return and payment for the quarter that ended last month
- VAT return and payment for the quarter that ended last month
- VAT return and payment for the quarter that ended last month
- Confirmation statement due within 14 days of your review date, at least once every 12 months
Services
What we do for Cray Meadows and what it costs
All 26 services below are available to Cray Meadows clients at the published fee. Every fee is fixed and confirmed in writing before work starts.
Why IGI
Working with Cray Meadows businesses
We built the service around what business owners in places like Cray Meadows actually complain about: not knowing what the accountant will charge, finding out about a deadline after it has passed, and receiving a set of accounts with no explanation. Each is fixed by design: fixed fees, deadline tracking shown on every page, and a plain-English summary with every draft for Cray Meadows clients.
No appointments, no travel across South East London, no parking. Everything for self assessment tax returns in Cray Meadows happens online, with a real person on the other end during UK working hours.
You get one contact for self assessment tax returns, not a queue. Cray Meadows clients message the same person throughout and get an answer in working hours, usually within a few hours.
The price for self assessment tax returns is published on this page and is what a client in Cray Meadows pays. We confirm it in writing first, and the invoice matches the quote.
Local facts
About Cray Meadows
Cray Meadows sits in South East London, within Bexley (St Mary's & St James ward), postcode district DA14. Income tax in England follows the UK rates: 20% basic to £50,270, 40% higher to £125,140 and 45% additional, with the personal allowance of £12,570 tapered away above £100,000. National Insurance, VAT and Corporation Tax are UK-wide, and Stamp Duty Land Tax applies to property purchases.
| Place | Distance | Direction |
|---|---|---|
| North Cray | 0.1 mi | N |
| Ruxley | 0.6 mi | S |
| Foots Cray | 0.7 mi | SW |
| Upper Ruxley | 0.8 mi | S |
| Albany Park | 0.9 mi | N |
| Joydens Wood | 1.0 mi | E |
| Frognal | 1 mi | W |
| Sidcup | 1 mi | W |
All places in South East London · South East London places beginning with C
Worth knowing
Rules that affect most businesses here
Salary versus dividends
Paying yourself from a company involves two routes with different tax treatment. Salary through payroll is a company expense and builds a National Insurance record; dividends come from post-tax profit at lower personal rates. Undocumented drawings that are neither become director's loans, with a 35.75% section 455 charge if not repaid within nine months of the year end.
Director's loan accounts
The most common tax problem in owner-managed companies is an overdrawn director's loan account: drawings taken during the year that were never declared as dividends or salary. The company faces a 35.75% charge on the balance outstanding nine months after the year end, and the director may have a benefit in kind. We review the account before every year end to clear it properly.
Confirmation statements and identity verification
Every company must file a confirmation statement at least once a year, within fourteen days of its review date, with a £50 Companies House fee. Since November 2025 directors and people with significant control must also verify their identity with Companies House, and the confirmation statement is where existing officers confirm they have done so during the transition year.
CIS deductions
Under the Construction Industry Scheme, contractors deduct 20% from a registered subcontractor's labour invoices, or 30% if unregistered, and pay it to HMRC. The subcontractor reclaims the deductions against their actual tax through Self Assessment, usually producing a refund because deductions are on turnover while tax is on profit. Contractors file a monthly return by the 19th.
Record keeping
HMRC requires records of all income and expenses, bank statements, invoices and receipts to be kept for at least five years after the 31 January filing deadline of the tax year they relate to, and companies must keep records for six years from the end of the accounting period. Digital copies are acceptable. Under Making Tax Digital the records must be kept in compatible software.
Questions
Questions from Cray Meadows
How quickly do you respond?
In UK working hours, usually within a few hours and always the same working day. Each Cray Meadows client has a named contact who knows the file. Outside working hours, WhatsApp and email messages are picked up first thing the next morning. In January and at other peak times we tell you your turnaround when you book rather than leaving you guessing.
Are your fees inclusive of everything?
Our fee covers the work described for the package. Companies House fees, such as £100 to incorporate or £50 for a confirmation statement, are charged separately and passed on at cost. Software subscriptions are in your own name. There is nothing else: no hourly extras, no charge for questions, and no additional year-end invoice for Cray Meadows clients on monthly packages.
What if my Cray Meadows business is a partnership or an LLP?
Both are covered. Partnerships need a partnership return and a Self Assessment for each partner; LLPs file accounts with Companies House under company-style rules as well. We quote a fixed fee for the set based on the number of partners or members, and the process is the same as for any other client in Cray Meadows: records in, draft out, approve, filed.
Do you work with businesses in South East London that are not in Cray Meadows itself?
Yes. Every place in South East London has its own page on this site and the same fees apply throughout. The nearest-places list on this page links to them. Wherever in England your business is based, the service is identical because none of it depends on where you are.
Which deadlines matter most for self assessment tax returns?
The next four dates that apply to self assessment tax returns are shown at the top of this page, calculated from today. For Cray Meadows clients we diarise every one of them from the day you join and send reminders before each, so the work is done in good time rather than in the last week before a penalty.
How do I get started from Cray Meadows?
Message us on WhatsApp or email with a sentence about your business and what you need. We reply in working hours with any questions and a fixed fee for self assessment tax returns. Once you confirm, we tell you exactly which records to send and the work begins. Most Cray Meadows clients are set up within a day.
Ready to fix your fee in Cray Meadows?
Tell us what you need. You get one fixed fee in writing, and nothing is filed until you approve it.