Locum Accountants · North East London
Locum accountants in Wood Street, Waltham Forest
GP locums, hospital doctors doing extra sessions, dental associates and locum pharmacists in Wood Street, Waltham Forest use us because we understand the particular problems: superannuation on some income and not others, the annual allowance taper for higher earners, which structure suits which kind of locum work. Across North East London, online, fixed fees.
from £69/mo · fixed, per month
Next deadlines
- PAYE and National Insurance for last month paid to HMRC (electronic)
- PAYE and National Insurance for last month paid to HMRC (electronic)
- PAYE and National Insurance for last month paid to HMRC (electronic)
- Online Self Assessment filing deadline and balancing payment due
Who this is for
Locum Accountants for Wood Street
Locum and sessional clinicians in Wood Street, Waltham Forest: GP locums and salaried GPs with extra sessions, hospital doctors with private practice or agency shifts, dental associates and locum dentists, locum pharmacists and optometrists, vets, physiotherapists and other allied health professionals, whether trading as sole traders, through a limited company or both.
What is included
Everything inside the fixed fee
- Income from every practice, agency, trust and private engagement reconciled, including statements of earnings and remittances
- Expense review for locums: professional indemnity, GMC/GDC/GPhC fees, exams, courses, equipment, travel between placements
- NHS pension contributions, Type 2 certificates and superannuation reconciled to pay statements
- Sole trader Self Assessment, or limited company accounts, CT600 and payroll, depending on structure
- Annual allowance and tapered annual allowance checks for higher-earning clinicians
- IR35 and off-payroll status considered for engagements through your own company
How it works
Locum Accountants from Wood Street, Waltham Forest, step by step
Tell us your situation
A short message or call about what you do and what needs filing. We ask the questions that determine the right package and nothing more.
Fixed fee in writing
You receive one price for the work, confirmed by email before anything starts. It does not change if the job takes longer than we expected.
Send records, review the draft
Records come by WhatsApp or email. We prepare the draft, explain the figures in plain English and answer your questions.
We file, you get the receipts
Once you approve and the fee is settled, we submit electronically and forward the HMRC or Companies House acknowledgement the same day.
Why IGI
What you get in Wood Street
The price for locum accountants is published on this page and is what a client in Wood Street pays. We confirm it in writing first, and the invoice matches the quote.
Deadline-first: the dates that matter for locum accountants are shown at the top of this page, diarised for every Wood Street client and chased before they arrive.
Online only, UK based. There is no office in Wood Street to pay for, which is why the fee is the same here as anywhere in England; the work is done by people in the UK who answer the same day.
Continuity matters in locum accountants: the person who prepared last year's work for your Wood Street business prepares this year's, and remembers what was agreed.
The output for Wood Street clients is never just a form. It is the form, a one-page summary of what it says, and a note of the decisions it points to for locum accountants.
Approval before filing is a rule, not a courtesy. For locum accountants in Wood Street, Waltham Forest, every submission to HMRC or Companies House follows your written go-ahead.
Local facts
About Wood Street, Waltham Forest
Wood Street, Waltham Forest is in North East London, within Waltham Forest, in the E17 postcode district, England. Income tax in England follows the UK rates: 20% basic to £50,270, 40% higher to £125,140 and 45% additional, with the personal allowance of £12,570 tapered away above £100,000. National Insurance, VAT and Corporation Tax are UK-wide, and Stamp Duty Land Tax applies to property purchases.
| Place | Distance | Direction |
|---|---|---|
| Upper Walthamstow | 0.1 mi | SE |
| Whipps Cross | 0.4 mi | S |
| Walthamstow Village | 0.5 mi | SW |
| Hoe Street | 0.6 mi | SW |
| Forest, Waltham Forest | 0.7 mi | S |
| Walthamstow | 0.8 mi | W |
| Walthamstow Central | 0.8 mi | W |
| Chapel End, Waltham Forest | 0.8 mi | NW |
Worth knowing
Rules that come up in this work
CIS deductions
Under the Construction Industry Scheme, contractors deduct 20% from a registered subcontractor's labour invoices, or 30% if unregistered, and pay it to HMRC. The subcontractor reclaims the deductions against their actual tax through Self Assessment, usually producing a refund because deductions are on turnover while tax is on profit. Contractors file a monthly return by the 19th.
Switching accountants
You can switch accountant at any point in the year. The new firm requests clearance and your records from the old one, which cannot withhold your own documents though it may hold its own working papers until its fees are settled. Agent authorisations with HMRC and Companies House are transferred, and the next deadline is picked up without a gap.
Closing a company
Striking off a company is cheap but must be done in order: stop trading, file the final accounts and CT600, pay the tax, close VAT and PAYE, distribute the remaining assets, close the bank account, then apply. Anything left in the company at dissolution passes to the Crown. Distributions up to £25,000 are taxed as capital gains; above that a formal liquidation is usually needed to keep capital treatment.
Crypto records and reporting
HMRC treats cryptoassets as property. Swapping one token for another, spending crypto or gifting it are all disposals for Capital Gains Tax, and staking and lending rewards are income. Gains are computed under pooling rules with same-day and 30-day matching. From 2026 HMRC receives data from exchanges worldwide under the Cryptoasset Reporting Framework, so unreported activity is increasingly visible.
The 60-day property CGT return
Selling UK residential property that was not your main home for the whole period of ownership triggers a separate Capital Gains Tax return, due within 60 days of completion along with payment of the tax. This is in addition to the annual Self Assessment. The gain is taxed at 18% or 24% depending on your income band, after the £3,000 annual exempt amount.
Record keeping
Record keeping is a legal obligation with a penalty of up to £3,000 for failure, but its real value is in making every other filing cheaper and more defensible. Keep invoices, receipts, bank statements, mileage logs and any HMRC correspondence, digitally if you like, for five years after the relevant filing deadline for individuals and six years for companies and VAT.
Allowable expenses
The expenses sole traders most often miss are home working costs, claimed by actual proportion or HMRC's flat rate, the business share of phone and internet, mileage at 45p for the first 10,000 business miles, and training that maintains existing skills. The ones most often claimed wrongly are commuting, entertaining customers and clothes that could be worn outside work.
Questions
Locum Accountants questions from Wood Street
What is the annual-only option?
For £199 we prepare your Self Assessment from the records you keep yourself, including the reconciliation of your engagement income and pension contributions. It suits locums with a small number of regular engagements who are organised. If records are incomplete, the monthly package is usually better value.
Do locum pharmacists and dentists have the same pension issues?
Dental associates and performers pension their NHS earnings through the dental pension arrangements with annual reconciliation statements; locum pharmacists generally have no NHS pension on locum income. Each profession has its own regime and we handle the specific paperwork for yours.
Is travel between practices claimable?
For a locum working at many different sites, travel from home to each temporary place of work is generally allowable because there is no permanent workplace. For a regular session at the same practice over a long period, that site may become a permanent workplace and the travel ordinary commuting. We assess each engagement pattern.
How do you handle a mix of NHS employment and locum work?
Employment income is taxed through PAYE and shown on the employment pages; locum income is self-employment on the self-employment pages. The return brings them together and your marginal rate applies to the combined figure. Payments on account are often triggered by locum income on top of employment. We reconcile all sources.
What is the annual allowance and does it affect me?
The annual allowance limits tax-relieved pension growth to £60,000 a year, tapering down to £10,000 for those with adjusted income over £260,000 and threshold income over £200,000. NHS pension growth is measured on the increase in the promised pension, which can be large in a high-earning year. We check it and report any charge or scheme pays election.
What expenses can locums claim?
Professional indemnity insurance, registration fees to the GMC, GDC, GPhC or equivalent, exam fees and courses that maintain skills, medical equipment, professional subscriptions and journals, travel between placements (not ordinary commuting to a regular workplace), a proportion of home costs for administration, and accountancy. We review each category.
Do you have an office in Wood Street?
No. IGI Accounting is an online-only firm. We serve Wood Street, Waltham Forest and every other UK postcode remotely, with records sent by WhatsApp or email and everything filed electronically. The absence of local premises is why the fee for locum accountants is the same in Wood Street as anywhere else in the country, and why there is nothing to visit and nothing to print.
Is locum accountants in Wood Street really the same price as elsewhere?
Yes. The fee published on this page is what a client in Wood Street, Waltham Forest pays and what a client in any other part of England pays. It is confirmed in writing before work starts and the invoice matches the quote. Where a higher package applies because your situation is more complex, we say so at the quote stage, never afterwards.
One message from Wood Street, one fixed price
Tell us what you need. You get one fixed fee in writing, and nothing is filed until you approve it.