Locum Accountants · South East
Locum accountants in Wokingham
Locum accounting for doctors, dentists, pharmacists and other clinicians in Wokingham: sole trader locums get books and the tax return for £69 a month, limited company locums full compliance for £95, and annual-only returns are £199. Fixed, published, the same in Wokingham as in every other part of England.
from £69/mo · fixed, per month
Next deadlines
- PAYE and National Insurance for last month paid to HMRC (electronic)
- PAYE and National Insurance for last month paid to HMRC (electronic)
- PAYE and National Insurance for last month paid to HMRC (electronic)
- Online Self Assessment filing deadline and balancing payment due
Who this is for
Locum Accountants for Wokingham
Locum and sessional clinicians in Wokingham: GP locums and salaried GPs with extra sessions, hospital doctors with private practice or agency shifts, dental associates and locum dentists, locum pharmacists and optometrists, vets, physiotherapists and other allied health professionals, whether trading as sole traders, through a limited company or both.
What is included
Everything inside the fixed fee
- Income from every practice, agency, trust and private engagement reconciled, including statements of earnings and remittances
- Expense review for locums: professional indemnity, GMC/GDC/GPhC fees, exams, courses, equipment, travel between placements
- NHS pension contributions, Type 2 certificates and superannuation reconciled to pay statements
- Sole trader Self Assessment, or limited company accounts, CT600 and payroll, depending on structure
- Annual allowance and tapered annual allowance checks for higher-earning clinicians
- IR35 and off-payroll status considered for engagements through your own company
How it works
Locum Accountants from Wokingham, step by step
Tell us your situation
A short message or call about what you do and what needs filing. We ask the questions that determine the right package and nothing more.
Fixed fee in writing
You receive one price for the work, confirmed by email before anything starts. It does not change if the job takes longer than we expected.
Send records, review the draft
Records come by WhatsApp or email. We prepare the draft, explain the figures in plain English and answer your questions.
We file, you get the receipts
Once you approve and the fee is settled, we submit electronically and forward the HMRC or Companies House acknowledgement the same day.
Why IGI
The IGI way of working, in Wokingham
No hourly rate and no surprise invoice. Wokingham clients know the fee for locum accountants before they send a single document, and it stays fixed.
We work to the HMRC and Companies House calendar, not an appointment diary. Clients in Wokingham get reminders at 60, 30 and 7 days before each date that applies to locum accountants.
Online only, UK based. There is no office in Wokingham to pay for, which is why the fee is the same here as anywhere in England; the work is done by people in the UK who answer the same day.
Continuity matters in locum accountants: the person who prepared last year's work for your Wokingham business prepares this year's, and remembers what was agreed.
We explain locum accountants in the words Wokingham business owners use, not in accountant's shorthand, and we show our working so you can check it.
Nothing is filed for Wokingham until you have reviewed and approved it. You see the draft, you ask questions, you sign off, then we submit and send you the receipt.
Local facts
About Wokingham
Wokingham is in South East, in the RG5 postcode district, England. Income tax in England follows the UK rates: 20% basic to £50,270, 40% higher to £125,140 and 45% additional, with the personal allowance of £12,570 tapered away above £100,000. National Insurance, VAT and Corporation Tax are UK-wide, and Stamp Duty Land Tax applies to property purchases.
| Place | Distance | Direction |
|---|---|---|
| Woodley Green | 0.3 mi | W |
| Martin's Corner | 0.6 mi | W |
| Butts Hill | 0.8 mi | NW |
| Woodley, South East | 0.8 mi | W |
| Wheeler's Green | 1.0 mi | SW |
| Lea Heath, Wokingham | 1.0 mi | SE |
| Davis Street | 1 mi | SE |
| Charvil | 1 mi | N |
Worth knowing
Rules that come up in this work
The Self Assessment calendar
Four dates govern Self Assessment: 5 October to register, 31 October for paper returns, 31 January to file online and pay, and 31 July for the second payment on account. Missing the January date triggers an automatic £100 penalty before any tax is even considered, so we treat it as the fixed point around which the rest of the year is planned.
Payments on account
A common surprise in Self Assessment is the January payment that is far larger than expected. That is the balancing payment for the year just ended plus the first payment on account for the year ahead, which HMRC sets at half of the bill just calculated. We put the figure in your hands months ahead and tell you how to adjust it legitimately when circumstances change.
Late filing penalties
Penalties are the clearest reason to work to deadlines. A Self Assessment return one day late costs £100 regardless of whether any tax is due; three months late adds £10 a day. Late company accounts start at £150 and reach £1,500, and double if the previous year was also late. None of this is negotiable afterwards except through a narrow reasonable-excuse appeal.
Making Tax Digital for Income Tax
The biggest change to Self Assessment in a generation is Making Tax Digital for Income Tax, now live for higher-earning sole traders and landlords and arriving for the rest in stages. Quarterly updates are due by 7 August, 7 November, 7 February and 7 May, built from digital records. The practical consequence is that spreadsheet-and-shoebox bookkeeping is ending for anyone above the threshold.
The VAT registration threshold
The £90,000 VAT threshold is measured over any twelve consecutive months, which is why a strong quarter can tip a business over unexpectedly. Registration must follow within thirty days of the end of the month the threshold was crossed. Below the threshold, voluntary registration is worth considering when customers are VAT-registered businesses and costs carry VAT.
Corporation Tax rates and marginal relief
Since April 2023 there have been two Corporation Tax rates, 19% small profits and 25% main, with marginal relief smoothing the transition between £50,000 and £250,000 of profit. The band is where planning matters: each pound of profit in it is taxed at an effective 26.5%, so pension contributions and capital expenditure timed to keep profit below £50,000 are worth more than they look.
Salary versus dividends
The salary-and-dividend split is the central planning decision for an owner-managed company. Salary costs employer National Insurance above £5,000 but is deductible; dividends are not deductible but attract lower personal rates and no National Insurance. The optimum changes each April with the thresholds and depends on the director's other income, so it should be set deliberately every year.
Questions
Locum Accountants questions from Wokingham
Can you handle the NHS pension estimate of earnings and the Type 2 form?
Yes. The estimate of pensionable earnings submitted at the start of each year sets your contribution rate; the Type 2 certificate reconciles the actual figures after the year end and is due by the end of February. Both are prepared from the records we keep and submitted on your behalf.
I do private work alongside NHS sessions. How is that treated?
Private practice income is self-employment, not pensionable in the NHS scheme, and taxed with your other self-employed income. If the private work is substantial it may suit a limited company while the NHS locum work stays as a sole trader, and we advise on running both structures together.
What does the £69 sole trader locum package include?
Monthly bookkeeping of all engagement income and expenses, reconciliation of pay statements and remittance advices, NHS pension contribution tracking, a monthly summary with the tax accruing, your Self Assessment with the self-employment and any employment pages prepared and filed, and payments on account calculated.
What does the £95 company package include?
Monthly bookkeeping, director payroll with RTI submissions, dividend paperwork, statutory accounts and CT600 filed, the confirmation statement filed (Companies House £50 fee separate), and deadline tracking. Your personal Self Assessment is added at the published £129 where needed, often necessary because of NHS employment income.
Should a locum work through a limited company?
It depends on the work. GP locum income is pensionable in the NHS scheme only when earned as an individual, so incorporating loses pension accrual on that income. Private work and some agency work suit a company better. Off-payroll rules apply to engagements with NHS bodies through your company. We run the comparison for your mix of work.
How does the NHS pension work for a GP locum?
Locum GPs pension their income through Locum Forms A and B, submitted to the pensions agency within ten weeks of the work, with employee contributions deducted and employer contributions paid by the practice or ICB. A Type 2 certificate reconciles the year. Missing the ten-week window loses the pension on that income. We track it.
Which deadlines matter most for locum accountants?
The next four dates that apply to locum accountants are shown at the top of this page, calculated from today. For Wokingham clients we diarise every one of them from the day you join and send reminders before each, so the work is done in good time rather than in the last week before a penalty.
How do I get started from Wokingham?
Message us on WhatsApp or email with a sentence about your business and what you need. We reply in working hours with any questions and a fixed fee for locum accountants. Once you confirm, we tell you exactly which records to send and the work begins. Most Wokingham clients are set up within a day.
One message from Wokingham, one fixed price
Tell us what you need. You get one fixed fee in writing, and nothing is filed until you approve it.