East London · England
Accountants in Whalebone
If you run a business or have a tax return to file in Whalebone, this page lists what we do, what it costs and when it is due. The fees are fixed and identical to those for every other place in East London. We serve Whalebone remotely, which means no travel, no appointments and no premises to pay for, and we track the HMRC and Companies House deadlines so that you do not have to.
Next deadlines
- VAT return and payment for the quarter that ended last month
- VAT return and payment for the quarter that ended last month
- VAT return and payment for the quarter that ended last month
- Confirmation statement due within 14 days of your review date, at least once every 12 months
Services
What we do for Whalebone and what it costs
All 26 services below are available to Whalebone clients at the published fee. Every fee is fixed and confirmed in writing before work starts.
Why IGI
Working with Whalebone businesses
An online firm suits Whalebone because the things that matter in accounting, accuracy, deadlines, clear explanations and a known price, do not depend on geography. What does depend on geography is overhead, and by not carrying it we charge Whalebone clients the published fee and nothing more, with every submission approved by you before it goes.
Approval before filing is a rule, not a courtesy. For self assessment tax returns in Whalebone, every submission to HMRC or Companies House follows your written go-ahead.
The output for Whalebone clients is never just a form. It is the form, a one-page summary of what it says, and a note of the decisions it points to for self assessment tax returns.
A named person handles your self assessment tax returns from Whalebone and knows the file, so you are not re-explaining your business to a different helpdesk each time.
Local facts
About Whalebone
Whalebone sits in East London, within Barking and Dagenham, postcode district RM8. For businesses in England the tax rules are those set by the UK Parliament: the 20/40/45% income tax bands, Class 4 National Insurance for the self-employed at 6% and 2%, Corporation Tax at 19% to 25%, and Stamp Duty Land Tax on property. Business rates are set locally by the council.
| Place | Distance | Direction |
|---|---|---|
| Becontree Heath | 0.5 mi | SE |
| Chadwell Heath | 0.6 mi | W |
| Valence | 0.7 mi | SW |
| Heath, Barking and Dagenham | 0.9 mi | SE |
| Chadwell, Redbridge | 1.0 mi | NW |
| Rush Green, Havering | 1 mi | E |
| Goodmayes | 1 mi | W |
| Marks Gate | 1 mi | N |
All places in East London · East London places beginning with W
Worth knowing
Rules that affect most businesses here
Director's loan accounts
A director's loan account records money moving between a director and the company that is not salary or dividend. If the director owes the company money nine months and one day after the year end, the company pays section 455 tax at 35.75% of the balance, refundable only when the loan is repaid. Loans over £10,000 are also a benefit in kind unless interest is charged at HMRC's official rate.
Salary versus dividends
Paying yourself from a company involves two routes with different tax treatment. Salary through payroll is a company expense and builds a National Insurance record; dividends come from post-tax profit at lower personal rates. Undocumented drawings that are neither become director's loans, with a 35.75% section 455 charge if not repaid within nine months of the year end.
Corporation Tax rates and marginal relief
Since April 2023 there have been two Corporation Tax rates, 19% small profits and 25% main, with marginal relief smoothing the transition between £50,000 and £250,000 of profit. The band is where planning matters: each pound of profit in it is taxed at an effective 26.5%, so pension contributions and capital expenditure timed to keep profit below £50,000 are worth more than they look.
The VAT registration threshold
VAT registration is compulsory once taxable turnover in any rolling twelve-month period exceeds £90,000, or when you expect to exceed that in the next thirty days alone. The test is rolling, not by tax year, and includes zero-rated sales. Businesses regularly cross it without noticing, and late registration means accounting for VAT on sales where it was never charged to customers.
Making Tax Digital for Income Tax
Making Tax Digital for Income Tax began in April 2026 for sole traders and landlords with qualifying income over £50,000, extends to those over £30,000 in April 2027 and is planned for £20,000 in April 2028. It requires digital records in compatible software and four quarterly updates to HMRC each year, with a final declaration replacing the traditional return. Payment dates are unchanged.
Questions
Questions from Whalebone
Do you work with businesses in East London that are not in Whalebone itself?
Yes. Every place in East London has its own page on this site and the same fees apply throughout. The nearest-places list on this page links to them. Wherever in England your business is based, the service is identical because none of it depends on where you are.
What if my Whalebone business is a partnership or an LLP?
Both are covered. Partnerships need a partnership return and a Self Assessment for each partner; LLPs file accounts with Companies House under company-style rules as well. We quote a fixed fee for the set based on the number of partners or members, and the process is the same as for any other client in Whalebone: records in, draft out, approve, filed.
Are your fees inclusive of everything?
Our fee covers the work described for the package. Companies House fees, such as £100 to incorporate or £50 for a confirmation statement, are charged separately and passed on at cost. Software subscriptions are in your own name. There is nothing else: no hourly extras, no charge for questions, and no additional year-end invoice for Whalebone clients on monthly packages.
How quickly do you respond?
In UK working hours, usually within a few hours and always the same working day. Each Whalebone client has a named contact who knows the file. Outside working hours, WhatsApp and email messages are picked up first thing the next morning. In January and at other peak times we tell you your turnaround when you book rather than leaving you guessing.
Is self assessment tax returns in Whalebone really the same price as elsewhere?
Yes. The fee published on this page is what a client in Whalebone pays and what a client in any other part of England pays. It is confirmed in writing before work starts and the invoice matches the quote. Where a higher package applies because your situation is more complex, we say so at the quote stage, never afterwards.
Do you have an office in Whalebone?
No. IGI Accounting is an online-only firm. We serve Whalebone and every other UK postcode remotely, with records sent by WhatsApp or email and everything filed electronically. The absence of local premises is why the fee for self assessment tax returns is the same in Whalebone as anywhere else in the country, and why there is nothing to visit and nothing to print.
Get a fixed quote for Whalebone today
Tell us what you need. You get one fixed fee in writing, and nothing is filed until you approve it.