East London · England
Accountants in Temple Mills
Accountants for Temple Mills who work to the deadline rather than the appointment diary. We handle Self Assessment, company accounts, Corporation Tax, bookkeeping, VAT and payroll for Temple Mills clients at the fixed fees shown on this page, and the next dates that apply to your business are tracked from the day you join. There is no office in East London to visit, because none of the work needs one.
Next deadlines
- VAT return and payment for the quarter that ended last month
- VAT return and payment for the quarter that ended last month
- VAT return and payment for the quarter that ended last month
- Confirmation statement due within 14 days of your review date, at least once every 12 months
Services
What we do for Temple Mills and what it costs
All 26 services below are available to Temple Mills clients at the published fee. Every fee is fixed and confirmed in writing before work starts.
Why IGI
Working with Temple Mills businesses
An online firm suits Temple Mills because the things that matter in accounting, accuracy, deadlines, clear explanations and a known price, do not depend on geography. What does depend on geography is overhead, and by not carrying it we charge Temple Mills clients the published fee and nothing more, with every submission approved by you before it goes.
We work to the HMRC and Companies House calendar, not an appointment diary. Clients in Temple Mills get reminders at 60, 30 and 7 days before each date that applies to self assessment tax returns.
No hourly rate and no surprise invoice. Temple Mills clients know the fee for self assessment tax returns before they send a single document, and it stays fixed.
Continuity matters in self assessment tax returns: the person who prepared last year's work for your Temple Mills business prepares this year's, and remembers what was agreed.
Local facts
About Temple Mills
Temple Mills sits in East London, within Waltham Forest (Leyton ward), postcode district E10. For businesses in England the tax rules are those set by the UK Parliament: the 20/40/45% income tax bands, Class 4 National Insurance for the self-employed at 6% and 2%, Corporation Tax at 19% to 25%, and Stamp Duty Land Tax on property. Business rates are set locally by the council.
| Place | Distance | Direction |
|---|---|---|
| Leyton Mills | 0.2 mi | E |
| Hackney Marsh | 0.3 mi | SW |
| East Village, Newham | 0.6 mi | SE |
| Hackney Marshes | 0.6 mi | W |
| Cathall | 0.7 mi | E |
| Grove Green, Waltham Forest | 0.7 mi | NE |
| King's Park, Hackney | 0.8 mi | W |
| Kingsmead Estate | 0.8 mi | W |
All places in East London · East London places beginning with T
Worth knowing
Rules that affect most businesses here
Corporation Tax rates and marginal relief
Companies pay Corporation Tax at 19% on profits up to £50,000 and 25% on profits over £250,000. Between those figures marginal relief applies, producing an effective rate that rises gradually and a marginal rate of 26.5% on each pound in the band. The thresholds are divided by the number of associated companies, so a director with two companies has thresholds of £25,000 and £125,000 for each.
The VAT registration threshold
The £90,000 VAT threshold is measured over any twelve consecutive months, which is why a strong quarter can tip a business over unexpectedly. Registration must follow within thirty days of the end of the month the threshold was crossed. Below the threshold, voluntary registration is worth considering when customers are VAT-registered businesses and costs carry VAT.
Director's loan accounts
The most common tax problem in owner-managed companies is an overdrawn director's loan account: drawings taken during the year that were never declared as dividends or salary. The company faces a 35.75% charge on the balance outstanding nine months after the year end, and the director may have a benefit in kind. We review the account before every year end to clear it properly.
Salary versus dividends
The salary-and-dividend split is the central planning decision for an owner-managed company. Salary costs employer National Insurance above £5,000 but is deductible; dividends are not deductible but attract lower personal rates and no National Insurance. The optimum changes each April with the thresholds and depends on the director's other income, so it should be set deliberately every year.
Payments on account
A common surprise in Self Assessment is the January payment that is far larger than expected. That is the balancing payment for the year just ended plus the first payment on account for the year ahead, which HMRC sets at half of the bill just calculated. We put the figure in your hands months ahead and tell you how to adjust it legitimately when circumstances change.
Questions
Questions from Temple Mills
I already have an accountant in Temple Mills. How hard is it to switch?
It takes about two weeks and costs nothing extra. You authorise us, we write to your current accountant for professional clearance and your records, and we transfer the agent authorisations. We pick up the next filing without a gap. You do not need to wait for a year end, and we tell you honestly if switching mid-job would be awkward.
Can you deal with HMRC and Companies House for me?
Yes. Once you authorise us as your agent, HMRC and Companies House correspond with us about the filings we make for your Temple Mills business, and we can see your accounts and respond on your behalf. Authorisation is free and takes a few days to activate. Routine correspondence about work we have filed is handled at no extra charge.
Why are the fees the same in Temple Mills as in London?
Because the cost of an accountant is mostly premises and that is a cost we do not have. The work is done online by UK-based staff, so a client in Temple Mills pays exactly the published fee, as does a client in central London or a Highland village. The fee is confirmed in writing before anything starts.
Which services are available in Temple Mills?
Every service on this page is available to businesses and individuals in Temple Mills, at the fee shown. Core compliance work, accounts, tax returns, bookkeeping, VAT, payroll and company formation, is listed with its own local page. Specialist services such as R&D, crypto tax and HMRC enquiry support are national services delivered the same way from anywhere in the UK.
How do I get started from Temple Mills?
Message us on WhatsApp or email with a sentence about your business and what you need. We reply in working hours with any questions and a fixed fee for self assessment tax returns. Once you confirm, we tell you exactly which records to send and the work begins. Most Temple Mills clients are set up within a day.
Which deadlines matter most for self assessment tax returns?
The next four dates that apply to self assessment tax returns are shown at the top of this page, calculated from today. For Temple Mills clients we diarise every one of them from the day you join and send reminders before each, so the work is done in good time rather than in the last week before a penalty.
Fixed fees, filed on time, for Temple Mills
Tell us what you need. You get one fixed fee in writing, and nothing is filed until you approve it.