Freelancer Accountants · South London
Freelancer accountants in Streatham South
Freelancing from Streatham South means irregular income, a January tax bill that depends on a year you have half forgotten, and expenses scattered across personal cards. We tidy it monthly, tell you what to set aside, and file the return. The £99 starter session gets new freelancers set up properly before the first invoice. Fixed fees, online.
from £45/mo · fixed, per month
Next deadlines
- Online Self Assessment filing deadline and balancing payment due
- Making Tax Digital for Income Tax: quarterly updates for sole traders and landlords over £50,000 (from April 2026) and over £30,000 (from April 2027)
- Second payment on account due
- Companies House accounts due 9 months after your year end (a 31 December year end files by 30 September)
Who this is for
Freelancer Accountants for Streatham South
Freelancers and independent professionals in Streatham South: designers, developers, writers and editors, marketers, photographers and videographers, consultants, translators, musicians and performers, tutors and coaches, whether trading as a sole trader, through a limited company, or still deciding, and whether full time or alongside employment.
What is included
Everything inside the fixed fee
- Monthly bookkeeping from your bank feed with invoices and expenses captured by phone
- Self Assessment with the self-employment pages for sole trader freelancers, or accounts, CT600 and payroll for company freelancers
- Expense review for the costs freelancers miss: home office, equipment, software, subscriptions, training, travel
- Payments on account and a monthly set-aside figure so the January bill is never a surprise
- Making Tax Digital readiness and quarterly updates when your income reaches the threshold
- A going-freelance starter session covering structure, registration, pricing for tax and what to keep
How it works
Freelancer Accountants from Streatham South, step by step
Scope the job
We find out what you need filed, when it is due and what state the records are in, and tell you which fixed-fee package applies.
Agree the price
The fee is confirmed in writing. There is no hourly billing and nothing added for questions during the work.
Hand over the records
Photographs, PDFs, software access or a spreadsheet, sent however suits you. We confirm what we have and what is missing within two working days.
Approve, then we submit
You review the draft with our explanation, sign off, and we file. Receipts, copies and the next deadlines come back to you immediately.
Why IGI
What you get in Streatham South
No hourly rate and no surprise invoice. Streatham South clients know the fee for freelancer accountants before they send a single document, and it stays fixed.
Deadline-first: the dates that matter for freelancer accountants are shown at the top of this page, diarised for every Streatham South client and chased before they arrive.
Online only, UK based. There is no office in Streatham South to pay for, which is why the fee is the same here as anywhere in England; the work is done by people in the UK who answer the same day.
You get one contact for freelancer accountants, not a queue. Streatham South clients message the same person throughout and get an answer in working hours, usually within a few hours.
We explain freelancer accountants in the words Streatham South business owners use, not in accountant's shorthand, and we show our working so you can check it.
You stay in control of freelancer accountants: drafts go to Streatham South clients first, with the figures explained, and nothing leaves us until you say so.
Local facts
About Streatham South
Streatham South is in South London, within Lambeth, in the SW16 postcode district, England. For businesses in England the tax rules are those set by the UK Parliament: the 20/40/45% income tax bands, Class 4 National Insurance for the self-employed at 6% and 2%, Corporation Tax at 19% to 25%, and Stamp Duty Land Tax on property. Business rates are set locally by the council.
| Place | Distance | Direction |
|---|---|---|
| Streatham Vale | 0.3 mi | W |
| Norbury, Croydon | 0.6 mi | SE |
| Longthornton | 0.8 mi | SW |
| Streatham Park | 0.8 mi | NW |
| Streatham | 0.9 mi | N |
| Streatham Wells | 0.9 mi | NE |
| Pollards Hill | 1.0 mi | S |
| Tooting Graveney | 1 mi | W |
Worth knowing
Rules that come up in this work
Closing a company
Striking off a company is cheap but must be done in order: stop trading, file the final accounts and CT600, pay the tax, close VAT and PAYE, distribute the remaining assets, close the bank account, then apply. Anything left in the company at dissolution passes to the Crown. Distributions up to £25,000 are taxed as capital gains; above that a formal liquidation is usually needed to keep capital treatment.
Switching accountants
The main reasons people switch accountant are surprise invoices, missed deadlines and not understanding what they are being told. Switching involves a clearance letter between the firms, a transfer of records and agent authorisations, and a short handover of the current position. It takes about two weeks and should cost nothing extra.
The 60-day property CGT return
Selling UK residential property that was not your main home for the whole period of ownership triggers a separate Capital Gains Tax return, due within 60 days of completion along with payment of the tax. This is in addition to the annual Self Assessment. The gain is taxed at 18% or 24% depending on your income band, after the £3,000 annual exempt amount.
Crypto records and reporting
Most crypto holders have taxable events they do not recognise, because every swap is a disposal even when no pounds change hands. The computation requires the complete transaction history from every exchange and wallet, pooled by asset with HMRC's matching rules applied. Exchange-generated tax reports are frequently wrong because they cannot see transfers between a user's own wallets.
Allowable expenses
An expense is allowable against trading profit if it is incurred wholly and exclusively for the business. Materials, business travel other than ordinary commuting, a proportion of home running costs, software, insurance, professional fees, bank charges and protective clothing qualify. Client entertainment, ordinary clothing, fines and the private share of mixed-use costs do not.
Record keeping
HMRC requires records of all income and expenses, bank statements, invoices and receipts to be kept for at least five years after the 31 January filing deadline of the tax year they relate to, and companies must keep records for six years from the end of the accounting period. Digital copies are acceptable. Under Making Tax Digital the records must be kept in compatible software.
Workplace pensions and auto-enrolment
Workplace pension compliance is part of payroll, not separate from it. Each pay period the payroll assesses who is eligible, calculates employer and employee contributions on qualifying earnings between the lower and upper thresholds, and sends the contribution file to the scheme. The minimum total is 8%, and many employers choose to contribute more as a recruitment advantage.
Questions
Freelancer Accountants questions from Streatham South
What expenses can freelancers claim?
A proportion of home costs for the space and hours you work there, or HMRC's flat rate; equipment and software; professional subscriptions and insurance; training that maintains existing skills; business travel other than commuting; marketing and website costs; bank charges; and the business share of phone and internet. We review your categories every month.
How much should I set aside for tax?
For a sole trader, roughly 20% to 30% of profit covers income tax and Class 4 National Insurance at basic rate, more at higher rate, plus payments on account in the first year they apply. We give you a specific monthly figure based on your actual profit each month, which is more useful than a rule of thumb.
What is the annual-only option?
For £229 a year we prepare your year-end accounts and Self Assessment from the records you keep yourself, whether in software or a spreadsheet. It suits freelancers with modest transaction volumes who are organised. If the records arrive as a shoebox, the sole trader accounts shoebox fee applies instead.
Should I be a sole trader or a limited company?
At profits under roughly £30,000 to £40,000 a sole trader is simpler and the tax saving from a company is small after the extra compliance cost. Above that, or where clients prefer to contract with a company or liability is a concern, incorporation can make sense. Our free comparison tool gives a first view and the starter session a definitive one.
What does the £79 company package include?
Monthly bookkeeping, director payroll with RTI submissions, dividend paperwork, the annual statutory accounts and CT600 filed with Companies House and HMRC, the confirmation statement filed (Companies House £50 fee separate), and deadline tracking. Your personal Self Assessment is added at the published £129 if needed.
What does the £45 sole trader package include?
Monthly bookkeeping from your bank feed with receipts captured by phone, a monthly summary showing profit and the tax accruing, your Self Assessment with the self-employment pages prepared and filed, payments on account calculated, and deadline tracking. Software is in your name and billed to you separately.
How do I get started from Streatham South?
Message us on WhatsApp or email with a sentence about your business and what you need. We reply in working hours with any questions and a fixed fee for freelancer accountants. Once you confirm, we tell you exactly which records to send and the work begins. Most Streatham South clients are set up within a day.
Which deadlines matter most for freelancer accountants?
The next four dates that apply to freelancer accountants are shown at the top of this page, calculated from today. For Streatham South clients we diarise every one of them from the day you join and send reminders before each, so the work is done in good time rather than in the last week before a penalty.
Start the conversation from Streatham South
Tell us what you need. You get one fixed fee in writing, and nothing is filed until you approve it.