South East London · England
Accountants in St Mary Cray
Accountants for St Mary Cray who work to the deadline rather than the appointment diary. We handle Self Assessment, company accounts, Corporation Tax, bookkeeping, VAT and payroll for St Mary Cray clients at the fixed fees shown on this page, and the next dates that apply to your business are tracked from the day you join. There is no office in South East London to visit, because none of the work needs one.
Next deadlines
- VAT return and payment for the quarter that ended last month
- VAT return and payment for the quarter that ended last month
- VAT return and payment for the quarter that ended last month
- Confirmation statement due within 14 days of your review date, at least once every 12 months
Services
What we do for St Mary Cray and what it costs
All 26 services below are available to St Mary Cray clients at the published fee. Every fee is fixed and confirmed in writing before work starts.
Why IGI
Working with St Mary Cray businesses
An online firm suits St Mary Cray because the things that matter in accounting, accuracy, deadlines, clear explanations and a known price, do not depend on geography. What does depend on geography is overhead, and by not carrying it we charge St Mary Cray clients the published fee and nothing more, with every submission approved by you before it goes.
Nothing is filed for St Mary Cray until you have reviewed and approved it. You see the draft, you ask questions, you sign off, then we submit and send you the receipt.
We explain self assessment tax returns in the words St Mary Cray business owners use, not in accountant's shorthand, and we show our working so you can check it.
We work to the HMRC and Companies House calendar, not an appointment diary. Clients in St Mary Cray get reminders at 60, 30 and 7 days before each date that applies to self assessment tax returns.
Local facts
About St Mary Cray
St Mary Cray sits in South East London, within Bromley, postcode district BR5. For businesses in England the tax rules are those set by the UK Parliament: the 20/40/45% income tax bands, Class 4 National Insurance for the self-employed at 6% and 2%, Corporation Tax at 19% to 25%, and Stamp Duty Land Tax on property. Business rates are set locally by the council.
| Place | Distance | Direction |
|---|---|---|
| St Paul's Cray | 0.6 mi | N |
| Cray Valley West | 0.6 mi | NW |
| Poverest | 0.6 mi | SW |
| Cray Valley East | 0.8 mi | E |
| Derry Downs | 0.9 mi | SE |
| Kevington | 1 mi | SE |
| Orpington | 1 mi | S |
| Orpington Town Centre | 1 mi | S |
All places in South East London · South East London places beginning with S
Worth knowing
Rules that affect most businesses here
The Self Assessment calendar
Four dates govern Self Assessment: 5 October to register, 31 October for paper returns, 31 January to file online and pay, and 31 July for the second payment on account. Missing the January date triggers an automatic £100 penalty before any tax is even considered, so we treat it as the fixed point around which the rest of the year is planned.
Making Tax Digital for Income Tax
Making Tax Digital for Income Tax began in April 2026 for sole traders and landlords with qualifying income over £50,000, extends to those over £30,000 in April 2027 and is planned for £20,000 in April 2028. It requires digital records in compatible software and four quarterly updates to HMRC each year, with a final declaration replacing the traditional return. Payment dates are unchanged.
Late filing penalties
Penalties are the clearest reason to work to deadlines. A Self Assessment return one day late costs £100 regardless of whether any tax is due; three months late adds £10 a day. Late company accounts start at £150 and reach £1,500, and double if the previous year was also late. None of this is negotiable afterwards except through a narrow reasonable-excuse appeal.
Corporation Tax rates and marginal relief
Companies pay Corporation Tax at 19% on profits up to £50,000 and 25% on profits over £250,000. Between those figures marginal relief applies, producing an effective rate that rises gradually and a marginal rate of 26.5% on each pound in the band. The thresholds are divided by the number of associated companies, so a director with two companies has thresholds of £25,000 and £125,000 for each.
The VAT registration threshold
VAT registration is compulsory once taxable turnover in any rolling twelve-month period exceeds £90,000, or when you expect to exceed that in the next thirty days alone. The test is rolling, not by tax year, and includes zero-rated sales. Businesses regularly cross it without noticing, and late registration means accounting for VAT on sales where it was never charged to customers.
Questions
Questions from St Mary Cray
I already have an accountant in St Mary Cray. How hard is it to switch?
It takes about two weeks and costs nothing extra. You authorise us, we write to your current accountant for professional clearance and your records, and we transfer the agent authorisations. We pick up the next filing without a gap. You do not need to wait for a year end, and we tell you honestly if switching mid-job would be awkward.
Can you deal with HMRC and Companies House for me?
Yes. Once you authorise us as your agent, HMRC and Companies House correspond with us about the filings we make for your St Mary Cray business, and we can see your accounts and respond on your behalf. Authorisation is free and takes a few days to activate. Routine correspondence about work we have filed is handled at no extra charge.
Why are the fees the same in St Mary Cray as in London?
Because the cost of an accountant is mostly premises and that is a cost we do not have. The work is done online by UK-based staff, so a client in St Mary Cray pays exactly the published fee, as does a client in central London or a Highland village. The fee is confirmed in writing before anything starts.
Which services are available in St Mary Cray?
Every service on this page is available to businesses and individuals in St Mary Cray, at the fee shown. Core compliance work, accounts, tax returns, bookkeeping, VAT, payroll and company formation, is listed with its own local page. Specialist services such as R&D, crypto tax and HMRC enquiry support are national services delivered the same way from anywhere in the UK.
Is self assessment tax returns in St Mary Cray really the same price as elsewhere?
Yes. The fee published on this page is what a client in St Mary Cray pays and what a client in any other part of England pays. It is confirmed in writing before work starts and the invoice matches the quote. Where a higher package applies because your situation is more complex, we say so at the quote stage, never afterwards.
Do you have an office in St Mary Cray?
No. IGI Accounting is an online-only firm. We serve St Mary Cray and every other UK postcode remotely, with records sent by WhatsApp or email and everything filed electronically. The absence of local premises is why the fee for self assessment tax returns is the same in St Mary Cray as anywhere else in the country, and why there is nothing to visit and nothing to print.
Fixed fees, filed on time, for St Mary Cray
Tell us what you need. You get one fixed fee in writing, and nothing is filed until you approve it.