Accounting

Crypto Tax · North West

Crypto tax returns in Sandbach

Crypto tax reports for investors and traders in Sandbach, built from your full exchange and wallet history and computed under HMRC's pooling rules. Up to 500 transactions is £199, with the Self Assessment filed for £279. The fee is fixed before we start and identical in Sandbach and everywhere else in England.

from £199 · fixed, per report

Next deadlines

  • Online Self Assessment filing deadline and balancing payment due
  • Tax year ends: last day for pension, ISA and dividend timing decisions
  • Second payment on account due
  • Register for Self Assessment if you started self-employment or new untaxed income in the last tax year

Who this is for

Crypto Tax for Sandbach

Individuals in Sandbach who hold or have held cryptoassets: long-term investors with a few disposals, active traders with thousands of swaps across several exchanges, people earning staking or lending yield, NFT buyers and sellers, those who received airdrops or forks, anyone who has had an HMRC nudge letter, and people with losses from collapsed exchanges or rug-pulled tokens to claim.

What is included

Everything inside the fixed fee

  • Transaction history imported from exchanges and wallets, with transfers between your own wallets matched and excluded
  • Capital gains computed under HMRC's section 104 pooling, same-day and 30-day rules for every token
  • Staking, mining, airdrop, lending and DeFi income identified and reported as miscellaneous or trading income
  • Losses calculated and claimed, including negligible value claims for worthless or lost tokens
  • A report you can keep: disposals, proceeds, allowable costs, gains, losses and the pool position for each asset
  • Self Assessment capital gains pages and income pages completed and filed in the £279 package

How it works

Crypto Tax from Sandbach, step by step

  1. Tell us your situation

    A short message or call about what you do and what needs filing. We ask the questions that determine the right package and nothing more.

  2. Fixed fee in writing

    You receive one price for the work, confirmed by email before anything starts. It does not change if the job takes longer than we expected.

  3. Send records, review the draft

    Records come by WhatsApp or email. We prepare the draft, explain the figures in plain English and answer your questions.

  4. We file, you get the receipts

    Once you approve and the fee is settled, we submit electronically and forward the HMRC or Companies House acknowledgement the same day.

Why IGI

Why Sandbach businesses file with IGI

One fixed fee for crypto tax in Sandbach, agreed in writing before any work starts and never changed part-way through the job, however long it takes us.

Nothing for Sandbach is left to the last week. Each deadline relevant to crypto tax is tracked from the day you join, with the next four shown on every page we send you.

We serve Sandbach remotely by design: records by WhatsApp or email, drafts back for approval, filing electronic. The saving on premises is passed to you in the fee for crypto tax.

A named person handles your crypto tax from Sandbach and knows the file, so you are not re-explaining your business to a different helpdesk each time.

The output for Sandbach clients is never just a form. It is the form, a one-page summary of what it says, and a note of the decisions it points to for crypto tax.

Approval before filing is a rule, not a courtesy. For crypto tax in Sandbach, every submission to HMRC or Companies House follows your written go-ahead.

Local facts

About Sandbach

Sandbach is in North West, in the CW11 postcode district, England. Income tax in England follows the UK rates: 20% basic to £50,270, 40% higher to £125,140 and 45% additional, with the personal allowance of £12,570 tapered away above £100,000. National Insurance, VAT and Corporation Tax are UK-wide, and Stamp Duty Land Tax applies to property purchases.

Nearby places we also serve for crypto tax
PlaceDistanceDirection
Top o' th' Hill0.4 miSE
Cold Moss Heath0.6 miSE
Boult's Green Farm0.9 miSE
Betchton Heath1.0 miE
Hind Heath1.0 miSW
Malkin's Bank1.0 miS
Dubthorne1 miE
Brickhouses1 miNE

Worth knowing

Rules that come up in this work

Record keeping

Record keeping is a legal obligation with a penalty of up to £3,000 for failure, but its real value is in making every other filing cheaper and more defensible. Keep invoices, receipts, bank statements, mileage logs and any HMRC correspondence, digitally if you like, for five years after the relevant filing deadline for individuals and six years for companies and VAT.

Allowable expenses

An expense is allowable against trading profit if it is incurred wholly and exclusively for the business. Materials, business travel other than ordinary commuting, a proportion of home running costs, software, insurance, professional fees, bank charges and protective clothing qualify. Client entertainment, ordinary clothing, fines and the private share of mixed-use costs do not.

Crypto records and reporting

Most crypto holders have taxable events they do not recognise, because every swap is a disposal even when no pounds change hands. The computation requires the complete transaction history from every exchange and wallet, pooled by asset with HMRC's matching rules applied. Exchange-generated tax reports are frequently wrong because they cannot see transfers between a user's own wallets.

The 60-day property CGT return

Since April 2020 a gain on UK residential property must be reported and the tax paid within 60 days of completion through HMRC's dedicated service, separately from the annual return. Non-residents must report all UK land disposals in the same window whether or not tax is due. Getting the computation right first time matters because the figure is then carried into the Self Assessment.

Dormant companies

A dormant company is one with no significant accounting transactions in the year, where the only permitted entries are the payment for shares on incorporation, Companies House fees and penalties. It still files a confirmation statement and simplified dormant accounts every year. A bank charge or an accountant's fee paid from the company ends dormancy and requires full accounts.

The trading and property allowances

Not every small income needs a tax return. The trading allowance exempts the first £1,000 of self-employment or casual income and the property allowance does the same for rental income, each measured on gross receipts. They cannot be combined with rent-a-room relief on the same income, and claiming the allowance means giving up the expense deduction for that source.

Employer National Insurance

Since April 2025 employer National Insurance has been 15% on earnings above a £5,000 secondary threshold, a substantial increase for small employers. The Employment Allowance rose to £10,500 at the same time to soften it for the smallest businesses. Directors deciding their own salary weigh this cost against the Corporation Tax deduction a salary provides.

Questions

Crypto Tax questions from Sandbach

Do I pay tax if I never cashed out to pounds?

Usually yes. Swapping one cryptoasset for another, spending crypto on goods or services, and gifting it to anyone other than a spouse are all disposals for Capital Gains Tax, valued in sterling at the time. Only moving coins between your own wallets is not a disposal. Most people's taxable events are swaps, not sales for cash.

How are gains calculated with so many purchases at different prices?

HMRC requires pooling: all units of the same token form one section 104 pool with an average cost, except that disposals are first matched against purchases on the same day and then against purchases within the following 30 days. We apply these rules across your entire history, which is impossible to do accurately by hand at any volume.

What are the Capital Gains Tax rates and allowance?

The annual exempt amount is £3,000 for 2026/27. Gains above it are taxed at 18% within your basic rate band and 24% above it. Losses in the year are set against gains automatically, and unused losses can be carried forward indefinitely if claimed on a return within four years.

Is staking income a capital gain?

No. Rewards from staking, lending, liquidity provision and most DeFi protocols are income when received, taxed at your income tax rate on the sterling value that day, and reported as miscellaneous income unless your activity amounts to a trade. The tokens then enter your pool at that value for a later capital gain or loss.

My exchange collapsed and I lost everything. Can I claim the loss?

Possibly. If the tokens still exist but you cannot access them, a negligible value claim may be available once the asset is effectively worthless. If the exchange is in administration you may need to wait for the outcome. We assess each case against HMRC's guidance and make the claim where it is supportable.

What do you need from me?

Full transaction exports from every exchange you have used, including closed accounts, and wallet addresses for on-chain activity. Partial history produces wrong pool costs, so completeness matters more than tidiness. We tell you exactly how to export from each major platform.

Which deadlines matter most for crypto tax?

The next four dates that apply to crypto tax are shown at the top of this page, calculated from today. For Sandbach clients we diarise every one of them from the day you join and send reminders before each, so the work is done in good time rather than in the last week before a penalty.

How do I get started from Sandbach?

Message us on WhatsApp or email with a sentence about your business and what you need. We reply in working hours with any questions and a fixed fee for crypto tax. Once you confirm, we tell you exactly which records to send and the work begins. Most Sandbach clients are set up within a day.

Let us take the deadlines off your plate in Sandbach

Tell us what you need. You get one fixed fee in writing, and nothing is filed until you approve it.

WhatsApp for a fixed quote