Small Business Accountants · West London
Small business accountants in Ruislip Gardens
Small business accounting for established businesses in Ruislip Gardens: the Core package at £65 a month covers accounts, tax and bookkeeping; Complete at £125 adds VAT and payroll for up to five staff; Premium at £185 adds quarterly management accounts. Fixed, published, the same in Ruislip Gardens as in every part of England.
from £65/mo · fixed, per month
Next deadlines
- VAT return and payment for the quarter that ended last month
- PAYE and National Insurance for last month paid to HMRC (electronic)
- VAT return and payment for the quarter that ended last month
- PAYE and National Insurance for last month paid to HMRC (electronic)
Who this is for
Small Business Accountants for Ruislip Gardens
Established owner-managed businesses in Ruislip Gardens with turnover roughly between £50,000 and £1 million: shops and cafes, trades and building firms, agencies and consultancies, workshops and small manufacturers, professional practices, franchisees, and family companies with a handful of staff, trading as sole traders, partnerships or limited companies.
What is included
Everything inside the fixed fee
- Monthly bookkeeping with bank feeds and receipt capture, reconciled and summarised each month
- Annual accounts and Corporation Tax return, or sole trader accounts and Self Assessment, prepared and filed
- Quarterly VAT returns and payroll for up to five staff in the Complete package
- Quarterly management accounts with commentary in the Premium package
- A named contact who knows your business and answers questions without a clock running
- Switching health check: a one-off review of your current setup, refunded if you join
How it works
Small Business Accountants from Ruislip Gardens, step by step
Tell us your situation
A short message or call about what you do and what needs filing. We ask the questions that determine the right package and nothing more.
Fixed fee in writing
You receive one price for the work, confirmed by email before anything starts. It does not change if the job takes longer than we expected.
Send records, review the draft
Records come by WhatsApp or email. We prepare the draft, explain the figures in plain English and answer your questions.
We file, you get the receipts
Once you approve and the fee is settled, we submit electronically and forward the HMRC or Companies House acknowledgement the same day.
Why IGI
What you get in Ruislip Gardens
One fixed fee for small business accountants in Ruislip Gardens, agreed in writing before any work starts and never changed part-way through the job, however long it takes us.
Nothing for Ruislip Gardens is left to the last week. Each deadline relevant to small business accountants is tracked from the day you join, with the next four shown on every page we send you.
We serve Ruislip Gardens remotely by design: records by WhatsApp or email, drafts back for approval, filing electronic. The saving on premises is passed to you in the fee for small business accountants.
A named person handles your small business accountants from Ruislip Gardens and knows the file, so you are not re-explaining your business to a different helpdesk each time.
The output for Ruislip Gardens clients is never just a form. It is the form, a one-page summary of what it says, and a note of the decisions it points to for small business accountants.
Approval before filing is a rule, not a courtesy. For small business accountants in Ruislip Gardens, every submission to HMRC or Companies House follows your written go-ahead.
Local facts
About Ruislip Gardens
Ruislip Gardens is in West London, within Hillingdon, in the HA4 postcode district, England. Income tax in England follows the UK rates: 20% basic to £50,270, 40% higher to £125,140 and 45% additional, with the personal allowance of £12,570 tapered away above £100,000. National Insurance, VAT and Corporation Tax are UK-wide, and Stamp Duty Land Tax applies to property purchases.
| Place | Distance | Direction |
|---|---|---|
| South Ruislip | 0.6 mi | SE |
| Manor | 0.6 mi | N |
| Ruislip | 0.9 mi | NW |
| Ruislip Manor | 0.9 mi | N |
| Eastcote, Hillingdon | 1 mi | NE |
| Ickenham | 1 mi | W |
| Eastcote and East Ruislip | 2 mi | N |
| Northolt West End | 2 mi | SE |
Worth knowing
Rules that come up in this work
Confirmation statements and identity verification
Every company must file a confirmation statement at least once a year, within fourteen days of its review date, with a £50 Companies House fee. Since November 2025 directors and people with significant control must also verify their identity with Companies House, and the confirmation statement is where existing officers confirm they have done so during the transition year.
CIS deductions
The Construction Industry Scheme affects both sides of a construction payment. Contractors must verify subcontractors, deduct the right amount, issue statements and file monthly, with penalties from £100 for each late return. Subcontractors suffer deductions on turnover and recover the excess at the year end. Limited company subcontractors offset deductions against PAYE monthly instead.
The Self Assessment calendar
Self Assessment runs on a fixed annual cycle. Registration by 5 October following the tax year, online filing and payment by 31 January, and a second instalment on 31 July for those making payments on account. The penalties for lateness are automatic and escalate monthly, which is why we file early and chase approvals well before the window closes.
Payments on account
A common surprise in Self Assessment is the January payment that is far larger than expected. That is the balancing payment for the year just ended plus the first payment on account for the year ahead, which HMRC sets at half of the bill just calculated. We put the figure in your hands months ahead and tell you how to adjust it legitimately when circumstances change.
Late filing penalties
HMRC's penalties for a late Self Assessment return are automatic: £100 the day after 31 January, £10 a day from three months late up to £900, then the greater of £300 or 5% of the tax at six and twelve months. Interest and separate late-payment penalties apply to the tax itself. Companies House charges £150 to £1,500 for late accounts, doubling for a second consecutive year.
Making Tax Digital for Income Tax
Making Tax Digital for Income Tax began in April 2026 for sole traders and landlords with qualifying income over £50,000, extends to those over £30,000 in April 2027 and is planned for £20,000 in April 2028. It requires digital records in compatible software and four quarterly updates to HMRC each year, with a final declaration replacing the traditional return. Payment dates are unchanged.
The VAT registration threshold
Watching the rolling twelve-month turnover figure is one of the quiet jobs of monthly bookkeeping, because the £90,000 VAT threshold arrives silently. Crossing it brings quarterly returns, Making Tax Digital software and a decision about schemes. Crossing it late brings a bill for VAT you could not recover from customers and a penalty for failing to notify.
Questions
Small Business Accountants questions from Ruislip Gardens
What happens if I want to leave?
One month's notice. We complete any filing already in progress at the agreed fee, hand over your records and software access promptly, and provide professional clearance to your new accountant. Your software subscription is in your name so your data goes with you.
How do you work with a business that takes cash?
Cash takings are recorded from your till reports or daily summaries and reconciled to bankings, with the difference explained. HMRC pays particular attention to cash businesses, so clear records matter. We set up a simple daily routine and review it monthly for gaps.
Do I pay extra at year end?
No. The annual accounts and tax return are included in the monthly fee. The only additional costs are Companies House fees passed on at cost, your software subscription billed directly to you, and any separate advisory product you choose to buy.
Can my staff's payroll be weekly?
Yes. The Complete package covers payroll for up to five employees at any frequency, weekly, fortnightly or monthly, with payslips, RTI submissions, pension contributions and the monthly payment note to HMRC. Starters, leavers and statutory payments are included.
What is in the £65 Core package?
Monthly bookkeeping from your bank feeds with receipts captured by phone, a monthly summary, your annual accounts and tax return (Corporation Tax and CT600 for a company, Self Assessment for a sole trader), the confirmation statement for a company (Companies House £50 fee separate), and deadline tracking with reminders. Transaction volume up to around 150 a month.
When do I need Complete?
When you are VAT registered or employ staff. Complete at £125 adds quarterly VAT returns and payroll for up to five employees including auto-enrolment, so the quarterly and monthly cycles are handled alongside the annual ones. Businesses with more staff or higher transaction volumes are quoted a fixed fee before joining.
Which deadlines matter most for small business accountants?
The next four dates that apply to small business accountants are shown at the top of this page, calculated from today. For Ruislip Gardens clients we diarise every one of them from the day you join and send reminders before each, so the work is done in good time rather than in the last week before a penalty.
How do I get started from Ruislip Gardens?
Message us on WhatsApp or email with a sentence about your business and what you need. We reply in working hours with any questions and a fixed fee for small business accountants. Once you confirm, we tell you exactly which records to send and the work begins. Most Ruislip Gardens clients are set up within a day.
One message from Ruislip Gardens, one fixed price
Tell us what you need. You get one fixed fee in writing, and nothing is filed until you approve it.