Locum Accountants · North London
Locum accountants in Rowley Green
Locum work from Rowley Green produces income from a dozen sources a year, each with its own statements, pension deductions and expenses, and a tax return that has to reconcile all of them. We do that reconciliation monthly, handle the NHS pension paperwork, and file the return. The fee is fixed and agreed in writing before you join.
from £69/mo · fixed, per month
Next deadlines
- PAYE and National Insurance for last month paid to HMRC (electronic)
- PAYE and National Insurance for last month paid to HMRC (electronic)
- PAYE and National Insurance for last month paid to HMRC (electronic)
- Online Self Assessment filing deadline and balancing payment due
Who this is for
Locum Accountants for Rowley Green
Locum and sessional clinicians in Rowley Green: GP locums and salaried GPs with extra sessions, hospital doctors with private practice or agency shifts, dental associates and locum dentists, locum pharmacists and optometrists, vets, physiotherapists and other allied health professionals, whether trading as sole traders, through a limited company or both.
What is included
Everything inside the fixed fee
- Income from every practice, agency, trust and private engagement reconciled, including statements of earnings and remittances
- Expense review for locums: professional indemnity, GMC/GDC/GPhC fees, exams, courses, equipment, travel between placements
- NHS pension contributions, Type 2 certificates and superannuation reconciled to pay statements
- Sole trader Self Assessment, or limited company accounts, CT600 and payroll, depending on structure
- Annual allowance and tapered annual allowance checks for higher-earning clinicians
- IR35 and off-payroll status considered for engagements through your own company
How it works
Locum Accountants from Rowley Green, step by step
Scope the job
We find out what you need filed, when it is due and what state the records are in, and tell you which fixed-fee package applies.
Agree the price
The fee is confirmed in writing. There is no hourly billing and nothing added for questions during the work.
Hand over the records
Photographs, PDFs, software access or a spreadsheet, sent however suits you. We confirm what we have and what is missing within two working days.
Approve, then we submit
You review the draft with our explanation, sign off, and we file. Receipts, copies and the next deadlines come back to you immediately.
Why IGI
Why Rowley Green businesses file with IGI
The price for locum accountants is published on this page and is what a client in Rowley Green pays. We confirm it in writing first, and the invoice matches the quote.
Nothing for Rowley Green is left to the last week. Each deadline relevant to locum accountants is tracked from the day you join, with the next four shown on every page we send you.
No appointments, no travel across North London, no parking. Everything for locum accountants in Rowley Green happens online, with a real person on the other end during UK working hours.
A named person handles your locum accountants from Rowley Green and knows the file, so you are not re-explaining your business to a different helpdesk each time.
The output for Rowley Green clients is never just a form. It is the form, a one-page summary of what it says, and a note of the decisions it points to for locum accountants.
Nothing is filed for Rowley Green until you have reviewed and approved it. You see the draft, you ask questions, you sign off, then we submit and send you the receipt.
Local facts
About Rowley Green
Rowley Green is in North London, within Barnet, in the EN5 postcode district, England. For businesses in England the tax rules are those set by the UK Parliament: the 20/40/45% income tax bands, Class 4 National Insurance for the self-employed at 6% and 2%, Corporation Tax at 19% to 25%, and Stamp Duty Land Tax on property. Business rates are set locally by the council.
| Place | Distance | Direction |
|---|---|---|
| Arkley | 0.8 mi | SE |
| Barnet Gate | 0.9 mi | S |
| Elstree Park | 0.9 mi | SW |
| Borehamwood | 1 mi | W |
| Well End, M25 Fringe | 1 mi | N |
| Underhill, Barnet | 1 mi | SE |
| Holmshill | 2 mi | N |
| Ducks Island | 2 mi | SE |
Worth knowing
Rules that come up in this work
Corporation Tax rates and marginal relief
Since April 2023 there have been two Corporation Tax rates, 19% small profits and 25% main, with marginal relief smoothing the transition between £50,000 and £250,000 of profit. The band is where planning matters: each pound of profit in it is taxed at an effective 26.5%, so pension contributions and capital expenditure timed to keep profit below £50,000 are worth more than they look.
The VAT registration threshold
Watching the rolling twelve-month turnover figure is one of the quiet jobs of monthly bookkeeping, because the £90,000 VAT threshold arrives silently. Crossing it brings quarterly returns, Making Tax Digital software and a decision about schemes. Crossing it late brings a bill for VAT you could not recover from customers and a penalty for failing to notify.
Director's loan accounts
Money taken from a company has to be something: salary, dividend, expense reimbursement or loan. If it is a loan and remains outstanding nine months after the year end, the company pays tax at the dividend higher rate on it until it is repaid. Clearing the balance with a properly declared dividend before the deadline, where reserves allow, is routine year-end work.
Salary versus dividends
Directors of their own companies usually take a salary at or just above the National Insurance thresholds, which keeps the year qualifying for State Pension and is deductible for Corporation Tax, with further income as dividends. Dividends above the £500 allowance are taxed at 10.75%, 35.75% and 39.35% by band and can only be paid from distributable profits after tax, with a minute and voucher each time.
Payments on account
If your Self Assessment bill exceeds £1,000 and less than 80% of your tax was collected at source, HMRC asks for two advance payments towards the following year, each half of the current bill, due 31 January and 31 July. The first year this happens the January payment is effectively one and a half times the bill. We model it in advance and show you how to reduce the payments if income is falling.
The Self Assessment calendar
Four dates govern Self Assessment: 5 October to register, 31 October for paper returns, 31 January to file online and pay, and 31 July for the second payment on account. Missing the January date triggers an automatic £100 penalty before any tax is even considered, so we treat it as the fixed point around which the rest of the year is planned.
Making Tax Digital for Income Tax
Making Tax Digital for Income Tax began in April 2026 for sole traders and landlords with qualifying income over £50,000, extends to those over £30,000 in April 2027 and is planned for £20,000 in April 2028. It requires digital records in compatible software and four quarterly updates to HMRC each year, with a final declaration replacing the traditional return. Payment dates are unchanged.
Questions
Locum Accountants questions from Rowley Green
I do private work alongside NHS sessions. How is that treated?
Private practice income is self-employment, not pensionable in the NHS scheme, and taxed with your other self-employed income. If the private work is substantial it may suit a limited company while the NHS locum work stays as a sole trader, and we advise on running both structures together.
Can you handle the NHS pension estimate of earnings and the Type 2 form?
Yes. The estimate of pensionable earnings submitted at the start of each year sets your contribution rate; the Type 2 certificate reconciles the actual figures after the year end and is due by the end of February. Both are prepared from the records we keep and submitted on your behalf.
Do locum pharmacists and dentists have the same pension issues?
Dental associates and performers pension their NHS earnings through the dental pension arrangements with annual reconciliation statements; locum pharmacists generally have no NHS pension on locum income. Each profession has its own regime and we handle the specific paperwork for yours.
What is the annual-only option?
For £199 we prepare your Self Assessment from the records you keep yourself, including the reconciliation of your engagement income and pension contributions. It suits locums with a small number of regular engagements who are organised. If records are incomplete, the monthly package is usually better value.
How does the NHS pension work for a GP locum?
Locum GPs pension their income through Locum Forms A and B, submitted to the pensions agency within ten weeks of the work, with employee contributions deducted and employer contributions paid by the practice or ICB. A Type 2 certificate reconciles the year. Missing the ten-week window loses the pension on that income. We track it.
Should a locum work through a limited company?
It depends on the work. GP locum income is pensionable in the NHS scheme only when earned as an individual, so incorporating loses pension accrual on that income. Private work and some agency work suit a company better. Off-payroll rules apply to engagements with NHS bodies through your company. We run the comparison for your mix of work.
How do I get started from Rowley Green?
Message us on WhatsApp or email with a sentence about your business and what you need. We reply in working hours with any questions and a fixed fee for locum accountants. Once you confirm, we tell you exactly which records to send and the work begins. Most Rowley Green clients are set up within a day.
Which deadlines matter most for locum accountants?
The next four dates that apply to locum accountants are shown at the top of this page, calculated from today. For Rowley Green clients we diarise every one of them from the day you join and send reminders before each, so the work is done in good time rather than in the last week before a penalty.
Fixed fees, filed on time, for Rowley Green
Tell us what you need. You get one fixed fee in writing, and nothing is filed until you approve it.