Landlord & Property Tax · North East London
Landlord accountants in Roding
Landlord accounts and tax returns for property owners in Roding: £149 for one property, £199 for two to four, £299 for a portfolio of five or more, each including the Self Assessment filing. Fixed fees, published on this page, and the same in Roding as in any other part of England.
from £149 · fixed, per year
Next deadlines
- UK residential property disposals: CGT return and payment within 60 days of completion
- UK residential property disposals: CGT return and payment within 60 days of completion
- Online Self Assessment filing deadline and balancing payment due
- UK residential property disposals: CGT return and payment within 60 days of completion
Who this is for
Landlord & Property Tax for Roding
Residential and commercial landlords in Roding: accidental landlords renting a former home, buy-to-let investors with one to several mortgaged properties, portfolio landlords, joint owners and couples, owners of furnished holiday lets and serviced accommodation, overseas landlords with UK rentals, and anyone who has let a property for years without declaring it and wants to put it right.
What is included
Everything inside the fixed fee
- Rental income and expenses for each property reconciled to agent statements and bank records
- Allowable expenses claimed in full: repairs, insurance, agent fees, ground rent, service charges, replacement of domestic items
- Mortgage interest handled correctly as a 20% tax credit, not a deduction, with the restriction carried forward where it cannot be used
- Joint ownership splits, Form 17 elections and the property allowance applied where they help
- Furnished holiday lets, serviced accommodation and rent-a-room treated under the rules now in force
- UK property pages of the Self Assessment completed and filed, with Making Tax Digital readiness assessed
How it works
Landlord & Property Tax from Roding, step by step
Tell us your situation
A short message or call about what you do and what needs filing. We ask the questions that determine the right package and nothing more.
Fixed fee in writing
You receive one price for the work, confirmed by email before anything starts. It does not change if the job takes longer than we expected.
Send records, review the draft
Records come by WhatsApp or email. We prepare the draft, explain the figures in plain English and answer your questions.
We file, you get the receipts
Once you approve and the fee is settled, we submit electronically and forward the HMRC or Companies House acknowledgement the same day.
Why IGI
The IGI way of working, in Roding
The price for landlord & property tax is published on this page and is what a client in Roding pays. We confirm it in writing first, and the invoice matches the quote.
Deadline-first: the dates that matter for landlord & property tax are shown at the top of this page, diarised for every Roding client and chased before they arrive.
No appointments, no travel across North East London, no parking. Everything for landlord & property tax in Roding happens online, with a real person on the other end during UK working hours.
You get one contact for landlord & property tax, not a queue. Roding clients message the same person throughout and get an answer in working hours, usually within a few hours.
The output for Roding clients is never just a form. It is the form, a one-page summary of what it says, and a note of the decisions it points to for landlord & property tax.
Approval before filing is a rule, not a courtesy. For landlord & property tax in Roding, every submission to HMRC or Companies House follows your written go-ahead.
Local facts
About Roding
Roding is in North East London, within Redbridge, in the E18 postcode district, England. Income tax in England follows the UK rates: 20% basic to £50,270, 40% higher to £125,140 and 45% additional, with the personal allowance of £12,570 tapered away above £100,000. National Insurance, VAT and Corporation Tax are UK-wide, and Stamp Duty Land Tax applies to property purchases.
| Place | Distance | Direction |
|---|---|---|
| South Woodford | 0.5 mi | W |
| Woodford, Redbridge | 0.9 mi | N |
| Clayhall, Redbridge | 1 mi | E |
| Woodford Bridge | 1 mi | NE |
| Snaresbrook | 1 mi | SW |
| Woodford Green | 1 mi | NW |
| Monkhams | 1 mi | N |
| Redbridge, East London | 1 mi | S |
Worth knowing
Rules that come up in this work
Dormant companies
Dormancy is a status that is easy to lose. The strict rule is no accounting transactions other than share capital and Companies House fees, which means no bank account activity at all in practice. Fees should be paid personally by the director. A company that traded and has stopped becomes dormant only after its final trading accounts and tax return are filed and HMRC is told.
The trading and property allowances
The first £1,000 of trading income and, separately, the first £1,000 of property income each year is tax free under the trading and property allowances. Below those figures no return is needed for that income. Above them you can deduct the £1,000 allowance instead of actual expenses if that is better, which suits side businesses and single-room lets with few costs.
Employer National Insurance
The cost of an employee is more than the salary. Employer National Insurance at 15% above £5,000 a year, the 3% minimum pension contribution, holiday pay, equipment and management time all come on top. The Employment Allowance of £10,500 reduces the National Insurance for most employers with more than one person on the payroll.
Workplace pensions and auto-enrolment
Auto-enrolment duties begin the day you take on your first employee, not when the Pensions Regulator writes to you. Eligible staff must be enrolled, contributions paid every pay period and re-enrolment carried out every three years. Director-only companies without employment contracts are usually exempt. Fines for non-compliance are fixed and escalating.
Record keeping
Record keeping is a legal obligation with a penalty of up to £3,000 for failure, but its real value is in making every other filing cheaper and more defensible. Keep invoices, receipts, bank statements, mileage logs and any HMRC correspondence, digitally if you like, for five years after the relevant filing deadline for individuals and six years for companies and VAT.
Allowable expenses
Expense claims are where a return is won or lost in an enquiry. The test is wholly and exclusively for the trade; where a cost is mixed, the business proportion can be claimed if it can be identified. Capital items such as equipment and vans are relieved through capital allowances rather than as expenses, except under the cash basis where they are simply deducted when paid.
Crypto records and reporting
HMRC treats cryptoassets as property. Swapping one token for another, spending crypto or gifting it are all disposals for Capital Gains Tax, and staking and lending rewards are income. Gains are computed under pooling rules with same-day and 30-day matching. From 2026 HMRC receives data from exchanges worldwide under the Cryptoasset Reporting Framework, so unreported activity is increasingly visible.
Questions
Landlord & Property Tax questions from Roding
I rent out a room in my own home. Is that taxable?
Rent-a-room relief exempts the first £7,500 a year of income from letting furnished accommodation in your main home, or £3,750 each if the income is shared. Above that you can pay tax on the excess over £7,500 or on actual profit. Lodgers, Airbnb rooms and short-term lets of a room all qualify.
I have been letting for years and never declared it. What now?
HMRC's Let Property Campaign allows landlords to disclose undeclared rental income with lower penalties than if HMRC finds it, which with data from letting agents, deposit schemes and councils it increasingly does. We quantify the undeclared years, prepare the disclosure and negotiate the settlement. Acting first is always cheaper.
My partner and I own a property jointly. How is the income split?
Married couples and civil partners are taxed 50/50 by default regardless of actual ownership, unless you own in unequal shares and file Form 17 with evidence to be taxed on your actual shares. Unmarried joint owners are taxed on their actual shares. Choosing the right split can save tax where one of you is in a lower band.
What happened to furnished holiday lets?
The furnished holiday let regime ended on 5 April 2025. Holiday lets are now taxed like other residential lets: the finance-cost restriction applies, capital allowances on furniture are replaced by replacement relief, and the capital gains reliefs are withdrawn with transitional rules. Our £249 holiday let service handles the transition and the new treatment.
Do I have to use Making Tax Digital?
From April 2026 if your combined property and self-employment income was over £50,000 in 2024/25, from April 2027 if over £30,000, and planned for April 2028 at £20,000. It means digital records and quarterly updates to HMRC. We assess your start date as part of the return and set up the bookkeeping when it applies.
What is the property allowance?
The first £1,000 of gross rental income each year is tax free, and if your rental income is under £1,000 you need not report it. Above £1,000 you can either deduct the allowance instead of expenses or claim actual expenses, whichever is better. It cannot be used with rent-a-room relief on the same income.
Which deadlines matter most for landlord & property tax?
The next four dates that apply to landlord & property tax are shown at the top of this page, calculated from today. For Roding clients we diarise every one of them from the day you join and send reminders before each, so the work is done in good time rather than in the last week before a penalty.
How do I get started from Roding?
Message us on WhatsApp or email with a sentence about your business and what you need. We reply in working hours with any questions and a fixed fee for landlord & property tax. Once you confirm, we tell you exactly which records to send and the work begins. Most Roding clients are set up within a day.
Let us take the deadlines off your plate in Roding
Tell us what you need. You get one fixed fee in writing, and nothing is filed until you approve it.