Freelancer Accountants · Central London
Freelancer accountants in Puddle Dock
Designers, developers, writers, consultants, photographers and every other kind of freelancer in Puddle Dock use us because the service matches how they work: online, monthly, with the records kept as they go and the tax position visible all year. Across Central London the fee is the same, and nothing is filed until you approve it.
from £45/mo · fixed, per month
Next deadlines
- Online Self Assessment filing deadline and balancing payment due
- Making Tax Digital for Income Tax: quarterly updates for sole traders and landlords over £50,000 (from April 2026) and over £30,000 (from April 2027)
- Second payment on account due
- Companies House accounts due 9 months after your year end (a 31 December year end files by 30 September)
Who this is for
Freelancer Accountants for Puddle Dock
Freelancers and independent professionals in Puddle Dock: designers, developers, writers and editors, marketers, photographers and videographers, consultants, translators, musicians and performers, tutors and coaches, whether trading as a sole trader, through a limited company, or still deciding, and whether full time or alongside employment.
What is included
Everything inside the fixed fee
- Monthly bookkeeping from your bank feed with invoices and expenses captured by phone
- Self Assessment with the self-employment pages for sole trader freelancers, or accounts, CT600 and payroll for company freelancers
- Expense review for the costs freelancers miss: home office, equipment, software, subscriptions, training, travel
- Payments on account and a monthly set-aside figure so the January bill is never a surprise
- Making Tax Digital readiness and quarterly updates when your income reaches the threshold
- A going-freelance starter session covering structure, registration, pricing for tax and what to keep
How it works
Freelancer Accountants from Puddle Dock, step by step
Tell us your situation
A short message or call about what you do and what needs filing. We ask the questions that determine the right package and nothing more.
Fixed fee in writing
You receive one price for the work, confirmed by email before anything starts. It does not change if the job takes longer than we expected.
Send records, review the draft
Records come by WhatsApp or email. We prepare the draft, explain the figures in plain English and answer your questions.
We file, you get the receipts
Once you approve and the fee is settled, we submit electronically and forward the HMRC or Companies House acknowledgement the same day.
Why IGI
The IGI way of working, in Puddle Dock
The price for freelancer accountants is published on this page and is what a client in Puddle Dock pays. We confirm it in writing first, and the invoice matches the quote.
Deadline-first: the dates that matter for freelancer accountants are shown at the top of this page, diarised for every Puddle Dock client and chased before they arrive.
Online only, UK based. There is no office in Puddle Dock to pay for, which is why the fee is the same here as anywhere in England; the work is done by people in the UK who answer the same day.
Continuity matters in freelancer accountants: the person who prepared last year's work for your Puddle Dock business prepares this year's, and remembers what was agreed.
Plain English, with the numbers. Every draft for Puddle Dock comes with a short explanation of what the figures mean and what, if anything, you should do about them.
You stay in control of freelancer accountants: drafts go to Puddle Dock clients first, with the figures explained, and nothing leaves us until you say so.
Local facts
About Puddle Dock
Puddle Dock is in Central London, within City of London, in the EC4V postcode district, England. Income tax in England follows the UK rates: 20% basic to £50,270, 40% higher to £125,140 and 45% additional, with the personal allowance of £12,570 tapered away above £100,000. National Insurance, VAT and Corporation Tax are UK-wide, and Stamp Duty Land Tax applies to property purchases.
| Place | Distance | Direction |
|---|---|---|
| Blackfriars | 0.1 mi | W |
| Castle Baynard | 0.1 mi | NW |
| Ludgate Hill | 0.2 mi | N |
| Queenhithe | 0.2 mi | E |
| St Paul's, City of London | 0.2 mi | NE |
| Bread Street, City of London | 0.2 mi | NE |
| Bankside, Southwark | 0.3 mi | SE |
| Mansion House | 0.3 mi | E |
Worth knowing
Rules that come up in this work
Switching accountants
Changing accountant is simpler than most people fear. You authorise the new firm, which writes to the old one for professional clearance and your records; the outgoing accountant must hand over your own documents and usually does within two weeks. The new firm registers as your agent with HMRC and picks up the next filing. There is no need to wait for a year end.
Closing a company
Voluntary strike-off is available only to solvent companies. One that owes money it cannot pay needs a creditors' voluntary liquidation through a licensed insolvency practitioner, and directors who dissolve an insolvent company face personal consequences. For a solvent company the process takes three to four months from filing the DS01, with notice to creditors and shareholders within seven days.
Employer National Insurance
Since April 2025 employer National Insurance has been 15% on earnings above a £5,000 secondary threshold, a substantial increase for small employers. The Employment Allowance rose to £10,500 at the same time to soften it for the smallest businesses. Directors deciding their own salary weigh this cost against the Corporation Tax deduction a salary provides.
Workplace pensions and auto-enrolment
Auto-enrolment duties begin the day you take on your first employee, not when the Pensions Regulator writes to you. Eligible staff must be enrolled, contributions paid every pay period and re-enrolment carried out every three years. Director-only companies without employment contracts are usually exempt. Fines for non-compliance are fixed and escalating.
Dormant companies
A dormant company is one with no significant accounting transactions in the year, where the only permitted entries are the payment for shares on incorporation, Companies House fees and penalties. It still files a confirmation statement and simplified dormant accounts every year. A bank charge or an accountant's fee paid from the company ends dormancy and requires full accounts.
The trading and property allowances
The first £1,000 of trading income and, separately, the first £1,000 of property income each year is tax free under the trading and property allowances. Below those figures no return is needed for that income. Above them you can deduct the £1,000 allowance instead of actual expenses if that is better, which suits side businesses and single-room lets with few costs.
Crypto records and reporting
Most crypto holders have taxable events they do not recognise, because every swap is a disposal even when no pounds change hands. The computation requires the complete transaction history from every exchange and wallet, pooled by asset with HMRC's matching rules applied. Exchange-generated tax reports are frequently wrong because they cannot see transfers between a user's own wallets.
Questions
Freelancer Accountants questions from Puddle Dock
Do I need to register for VAT?
Only when your taxable turnover in any rolling 12 months exceeds £90,000, or voluntarily before that. Many freelancers with business clients register voluntarily to reclaim VAT on equipment; those with consumer clients usually wait. We monitor your rolling turnover and advise before the threshold is reached.
How do you handle irregular and overseas income?
Irregular income is normal for freelancers and the monthly summary shows the year-to-date position so lean months are planned for. Overseas clients are invoiced without UK VAT in most cases, and any foreign tax withheld can usually be credited against your UK liability. Both are handled within the package.
What is the starter session?
A £99 video call before or soon after you go freelance, covering the sole trader versus company decision, registration with HMRC, how to price so that tax is covered, what records to keep and how, invoicing and payment terms, and the dates that matter. You come away with a written plan. If you then join a monthly package the £99 is credited.
Does Making Tax Digital apply to freelancers?
If your gross self-employment plus property income was over £50,000 in 2024/25 you joined MTD for Income Tax in April 2026; over £30,000 means April 2027; over £20,000 is planned for April 2028. It means digital records and quarterly updates. Our monthly package keeps the records in the right form and submits the updates.
Should I be a sole trader or a limited company?
At profits under roughly £30,000 to £40,000 a sole trader is simpler and the tax saving from a company is small after the extra compliance cost. Above that, or where clients prefer to contract with a company or liability is a concern, incorporation can make sense. Our free comparison tool gives a first view and the starter session a definitive one.
What is the annual-only option?
For £229 a year we prepare your year-end accounts and Self Assessment from the records you keep yourself, whether in software or a spreadsheet. It suits freelancers with modest transaction volumes who are organised. If the records arrive as a shoebox, the sole trader accounts shoebox fee applies instead.
Do you have an office in Puddle Dock?
No. IGI Accounting is an online-only firm. We serve Puddle Dock and every other UK postcode remotely, with records sent by WhatsApp or email and everything filed electronically. The absence of local premises is why the fee for freelancer accountants is the same in Puddle Dock as anywhere else in the country, and why there is nothing to visit and nothing to print.
Is freelancer accountants in Puddle Dock really the same price as elsewhere?
Yes. The fee published on this page is what a client in Puddle Dock pays and what a client in any other part of England pays. It is confirmed in writing before work starts and the invoice matches the quote. Where a higher package applies because your situation is more complex, we say so at the quote stage, never afterwards.
Ready to fix your fee in Puddle Dock?
Tell us what you need. You get one fixed fee in writing, and nothing is filed until you approve it.