Payroll · Wales
Payroll services in Pant-y-cwcw
Directors in Pant-y-cwcw paying themselves a salary need payroll just as much as a business with a team, because the salary only counts for tax and National Insurance purposes if it is reported to HMRC through RTI. Our director-only service does exactly that for £25 a month, and scales to small teams across Wales at the same fixed, published rates.
from £25/mo · fixed, per month
Next deadlines
- PAYE and National Insurance for last month paid to HMRC (electronic)
- Workplace pension contributions paid over to the scheme
- PAYE and National Insurance for last month paid to HMRC (electronic)
- Workplace pension contributions paid over to the scheme
Who this is for
Payroll for Pant-y-cwcw
Employers in Pant-y-cwcw with one to around ten people on the payroll: single-director companies paying a salary alongside dividends, trades with a few employees, cafes, salons and shops with hourly staff, professional practices, and anyone taking on their first employee who needs PAYE registration and auto-enrolment set up correctly from day one.
What is included
Everything inside the fixed fee
- Payroll processed every pay period with electronic payslips to each employee
- Full Payment Submission to HMRC on or before every pay day, and the Employer Payment Summary when needed
- PAYE, National Insurance and student loan deductions calculated, with a monthly payment note for HMRC
- Workplace pension assessment, enrolment and contribution files each pay period
- Starters, leavers, P45s, statutory sick, maternity and paternity pay handled as they arise
- Year-end: P60s to employees, final submissions, and P11Ds where benefits are provided
How it works
Payroll from Pant-y-cwcw, step by step
Tell us your situation
A short message or call about what you do and what needs filing. We ask the questions that determine the right package and nothing more.
Fixed fee in writing
You receive one price for the work, confirmed by email before anything starts. It does not change if the job takes longer than we expected.
Send records, review the draft
Records come by WhatsApp or email. We prepare the draft, explain the figures in plain English and answer your questions.
We file, you get the receipts
Once you approve and the fee is settled, we submit electronically and forward the HMRC or Companies House acknowledgement the same day.
Why IGI
The IGI way of working, in Pant-y-cwcw
The price for payroll is published on this page and is what a client in Pant-y-cwcw pays. We confirm it in writing first, and the invoice matches the quote.
Deadline-first: the dates that matter for payroll are shown at the top of this page, diarised for every Pant-y-cwcw client and chased before they arrive.
Online only, UK based. There is no office in Pant-y-cwcw to pay for, which is why the fee is the same here as anywhere in Wales; the work is done by people in the UK who answer the same day.
Continuity matters in payroll: the person who prepared last year's work for your Pant-y-cwcw business prepares this year's, and remembers what was agreed.
The output for Pant-y-cwcw clients is never just a form. It is the form, a one-page summary of what it says, and a note of the decisions it points to for payroll.
Approval before filing is a rule, not a courtesy. For payroll in Pant-y-cwcw, every submission to HMRC or Companies House follows your written go-ahead.
Local facts
About Pant-y-cwcw
Pant-y-cwcw is in Wales, Wales. Welsh taxpayers pay Welsh rates of income tax, set by the Senedd and currently matching the English bands, collected under a C-prefixed tax code. National Insurance, VAT and Corporation Tax are UK-wide. Property purchases in Wales pay Land Transaction Tax to the Welsh Revenue Authority rather than Stamp Duty, with its own bands and rates.
| Place | Distance | Direction |
|---|---|---|
| Llanbadoc | 0.4 mi | E |
| Brynbuga | 0.6 mi | NE |
| Usk | 0.7 mi | NE |
| Llandowlais | 1 mi | SE |
| Rhadyr | 1 mi | N |
| Graig-Olway | 1 mi | E |
| Llanllowell | 2 mi | SE |
| Llanllywel | 2 mi | SE |
Worth knowing
Rules that come up in this work
Confirmation statements and identity verification
The confirmation statement is the annual check that the public register is right: officers, registered office, SIC codes, shareholders and the PSC register. It carries a £50 fee and no financial penalty for lateness, but failure to file leads to compulsory strike-off. The identity verification regime introduced in November 2025 has added a further check to every statement.
CIS deductions
CIS turns construction subcontractors into advance taxpayers: a fifth of every labour payment goes to HMRC before they see it. Registering keeps the rate at 20% rather than 30%; gross payment status, for established businesses with a clean record, removes deductions altogether. The annual return is where the overpayment comes back, and filing it early brings the refund sooner.
Crypto records and reporting
Most crypto holders have taxable events they do not recognise, because every swap is a disposal even when no pounds change hands. The computation requires the complete transaction history from every exchange and wallet, pooled by asset with HMRC's matching rules applied. Exchange-generated tax reports are frequently wrong because they cannot see transfers between a user's own wallets.
Late filing penalties
Penalties are the clearest reason to work to deadlines. A Self Assessment return one day late costs £100 regardless of whether any tax is due; three months late adds £10 a day. Late company accounts start at £150 and reach £1,500, and double if the previous year was also late. None of this is negotiable afterwards except through a narrow reasonable-excuse appeal.
The 60-day property CGT return
Selling UK residential property that was not your main home for the whole period of ownership triggers a separate Capital Gains Tax return, due within 60 days of completion along with payment of the tax. This is in addition to the annual Self Assessment. The gain is taxed at 18% or 24% depending on your income band, after the £3,000 annual exempt amount.
Making Tax Digital for Income Tax
The biggest change to Self Assessment in a generation is Making Tax Digital for Income Tax, now live for higher-earning sole traders and landlords and arriving for the rest in stages. Quarterly updates are due by 7 August, 7 November, 7 February and 7 May, built from digital records. The practical consequence is that spreadsheet-and-shoebox bookkeeping is ending for anyone above the threshold.
Record keeping
Record keeping is a legal obligation with a penalty of up to £3,000 for failure, but its real value is in making every other filing cheaper and more defensible. Keep invoices, receipts, bank statements, mileage logs and any HMRC correspondence, digitally if you like, for five years after the relevant filing deadline for individuals and six years for companies and VAT.
Questions
Payroll questions from Pant-y-cwcw
How are starters and leavers handled?
For a starter we need the P45 or a starter checklist, bank details and contract terms; we set them up and report them to HMRC on the first pay run. For a leaver we process final pay, issue the P45 and report the leaving date. Both are included in the monthly fee.
What about sick pay, maternity and paternity pay?
Statutory Sick Pay, Maternity, Paternity, Adoption and Shared Parental Pay are calculated and paid through the payroll when the qualifying conditions are met, and the recoverable portion of parental pay is reclaimed from HMRC through the Employer Payment Summary. All included.
What salary should a director take?
For 2026/27 many directors take a salary at or just above the National Insurance thresholds so that the year counts towards the State Pension while minimising deductions, and take further income as dividends. The right figure depends on the company's profit and your other income, and our tax planning review covers it in detail.
Do I have to offer a workplace pension?
Yes, if you employ anyone aged 22 to State Pension age earning over £10,000 a year. They must be enrolled automatically with minimum contributions of 8% of qualifying earnings, at least 3% from you. Director-only companies with no employment contract are usually exempt. The £99 setup package handles the scheme, the declaration of compliance and the letters.
What is RTI and when do submissions have to go in?
Real Time Information is HMRC's system for reporting pay and deductions as they happen. A Full Payment Submission must reach HMRC on or before each pay day. Late or missing submissions earn monthly penalties from £100 for small employers. We file on the pay date every time you confirm the figures.
When is PAYE paid to HMRC?
By the 22nd of the following month if paying electronically, or the 19th by post. Employers whose average monthly liability is under £1,500 can pay quarterly. We send a payment note each month with the amount, HMRC's account details and your reference ending in the correct period number.
Do you have an office in Pant-y-cwcw?
No. IGI Accounting is an online-only firm. We serve Pant-y-cwcw and every other UK postcode remotely, with records sent by WhatsApp or email and everything filed electronically. The absence of local premises is why the fee for payroll is the same in Pant-y-cwcw as anywhere else in the country, and why there is nothing to visit and nothing to print.
Is payroll in Pant-y-cwcw really the same price as elsewhere?
Yes. The fee published on this page is what a client in Pant-y-cwcw pays and what a client in any other part of Wales pays. It is confirmed in writing before work starts and the invoice matches the quote. Where a higher package applies because your situation is more complex, we say so at the quote stage, never afterwards.
Let us take the deadlines off your plate in Pant-y-cwcw
Tell us what you need. You get one fixed fee in writing, and nothing is filed until you approve it.