Accounting

Landlord & Property Tax · South East

Landlord accountants in Marlow

Property tax for Marlow landlords from accountants who know what HMRC's Let Property Campaign looks for. Whether you have one flat, a small portfolio or a holiday let that lost its special status in April 2025, we prepare the accounts, calculate the tax and complete the property pages of your return. Published fees, agreed in writing, online.

from £149 · fixed, per year

Next deadlines

  • UK residential property disposals: CGT return and payment within 60 days of completion
  • UK residential property disposals: CGT return and payment within 60 days of completion
  • Online Self Assessment filing deadline and balancing payment due
  • UK residential property disposals: CGT return and payment within 60 days of completion

Who this is for

Landlord & Property Tax for Marlow

Residential and commercial landlords in Marlow: accidental landlords renting a former home, buy-to-let investors with one to several mortgaged properties, portfolio landlords, joint owners and couples, owners of furnished holiday lets and serviced accommodation, overseas landlords with UK rentals, and anyone who has let a property for years without declaring it and wants to put it right.

What is included

Everything inside the fixed fee

  • Rental income and expenses for each property reconciled to agent statements and bank records
  • Allowable expenses claimed in full: repairs, insurance, agent fees, ground rent, service charges, replacement of domestic items
  • Mortgage interest handled correctly as a 20% tax credit, not a deduction, with the restriction carried forward where it cannot be used
  • Joint ownership splits, Form 17 elections and the property allowance applied where they help
  • Furnished holiday lets, serviced accommodation and rent-a-room treated under the rules now in force
  • UK property pages of the Self Assessment completed and filed, with Making Tax Digital readiness assessed

How it works

Landlord & Property Tax from Marlow, step by step

  1. Scope the job

    We find out what you need filed, when it is due and what state the records are in, and tell you which fixed-fee package applies.

  2. Agree the price

    The fee is confirmed in writing. There is no hourly billing and nothing added for questions during the work.

  3. Hand over the records

    Photographs, PDFs, software access or a spreadsheet, sent however suits you. We confirm what we have and what is missing within two working days.

  4. Approve, then we submit

    You review the draft with our explanation, sign off, and we file. Receipts, copies and the next deadlines come back to you immediately.

Why IGI

The IGI way of working, in Marlow

The price for landlord & property tax is published on this page and is what a client in Marlow pays. We confirm it in writing first, and the invoice matches the quote.

Nothing for Marlow is left to the last week. Each deadline relevant to landlord & property tax is tracked from the day you join, with the next four shown on every page we send you.

Online only, UK based. There is no office in Marlow to pay for, which is why the fee is the same here as anywhere in England; the work is done by people in the UK who answer the same day.

You get one contact for landlord & property tax, not a queue. Marlow clients message the same person throughout and get an answer in working hours, usually within a few hours.

The output for Marlow clients is never just a form. It is the form, a one-page summary of what it says, and a note of the decisions it points to for landlord & property tax.

Nothing is filed for Marlow until you have reviewed and approved it. You see the draft, you ask questions, you sign off, then we submit and send you the receipt.

Local facts

About Marlow

Marlow is in South East, in the SL7 postcode district, England. For businesses in England the tax rules are those set by the UK Parliament: the 20/40/45% income tax bands, Class 4 National Insurance for the self-employed at 6% and 2%, Corporation Tax at 19% to 25%, and Stamp Duty Land Tax on property. Business rates are set locally by the council.

Nearby places we also serve for landlord & property tax
PlaceDistanceDirection
Marefield0.2 miNW
Lock Island, South East0.5 miSE
Forty Green, Buckinghamshire0.8 miW
Bovingdon Green0.9 miW
Beechwood, South East0.9 miSW
Seymour Plain0.9 miN
Bisham1 miS
Temple, Windsor and Maidenhead1 miS

Worth knowing

Rules that come up in this work

Closing a company

Voluntary strike-off is available only to solvent companies. One that owes money it cannot pay needs a creditors' voluntary liquidation through a licensed insolvency practitioner, and directors who dissolve an insolvent company face personal consequences. For a solvent company the process takes three to four months from filing the DS01, with notice to creditors and shareholders within seven days.

Switching accountants

The main reasons people switch accountant are surprise invoices, missed deadlines and not understanding what they are being told. Switching involves a clearance letter between the firms, a transfer of records and agent authorisations, and a short handover of the current position. It takes about two weeks and should cost nothing extra.

The trading and property allowances

Small side incomes are covered by two £1,000 allowances, one for trading and one for property, which remove the need to register or report income below that level. Once income exceeds £1,000, the allowance can be used in place of expenses, a choice worth making deliberately: a freelancer with £900 of costs is better off with the allowance, one with £3,000 is not.

Dormant companies

Dormancy is a status that is easy to lose. The strict rule is no accounting transactions other than share capital and Companies House fees, which means no bank account activity at all in practice. Fees should be paid personally by the director. A company that traded and has stopped becomes dormant only after its final trading accounts and tax return are filed and HMRC is told.

Workplace pensions and auto-enrolment

Auto-enrolment duties begin the day you take on your first employee, not when the Pensions Regulator writes to you. Eligible staff must be enrolled, contributions paid every pay period and re-enrolment carried out every three years. Director-only companies without employment contracts are usually exempt. Fines for non-compliance are fixed and escalating.

Employer National Insurance

Since April 2025 employer National Insurance has been 15% on earnings above a £5,000 secondary threshold, a substantial increase for small employers. The Employment Allowance rose to £10,500 at the same time to soften it for the smallest businesses. Directors deciding their own salary weigh this cost against the Corporation Tax deduction a salary provides.

Allowable expenses

The expenses sole traders most often miss are home working costs, claimed by actual proportion or HMRC's flat rate, the business share of phone and internet, mileage at 45p for the first 10,000 business miles, and training that maintains existing skills. The ones most often claimed wrongly are commuting, entertaining customers and clothes that could be worn outside work.

Questions

Landlord & Property Tax questions from Marlow

I live abroad and rent out a UK property. Do I still pay UK tax?

Yes. UK rental income is taxed in the UK regardless of your residence, with the personal allowance available to most non-residents. Letting agents or tenants must deduct 20% at source unless you are approved under the Non-Resident Landlord Scheme to receive rent gross. We handle the approval and the annual return.

Should I put my properties into a limited company?

Sometimes. A company deducts mortgage interest in full and pays Corporation Tax at 19% to 25%, but extracting profit costs dividend tax, mortgages are dearer and transferring existing properties triggers CGT and SDLT. It suits higher-rate taxpayers building a portfolio long term; it rarely suits one or two properties. Our tax planning review runs the numbers.

What happened to furnished holiday lets?

The furnished holiday let regime ended on 5 April 2025. Holiday lets are now taxed like other residential lets: the finance-cost restriction applies, capital allowances on furniture are replaced by replacement relief, and the capital gains reliefs are withdrawn with transitional rules. Our £249 holiday let service handles the transition and the new treatment.

My partner and I own a property jointly. How is the income split?

Married couples and civil partners are taxed 50/50 by default regardless of actual ownership, unless you own in unequal shares and file Form 17 with evidence to be taxed on your actual shares. Unmarried joint owners are taxed on their actual shares. Choosing the right split can save tax where one of you is in a lower band.

What is the property allowance?

The first £1,000 of gross rental income each year is tax free, and if your rental income is under £1,000 you need not report it. Above £1,000 you can either deduct the allowance instead of expenses or claim actual expenses, whichever is better. It cannot be used with rent-a-room relief on the same income.

Do I have to use Making Tax Digital?

From April 2026 if your combined property and self-employment income was over £50,000 in 2024/25, from April 2027 if over £30,000, and planned for April 2028 at £20,000. It means digital records and quarterly updates to HMRC. We assess your start date as part of the return and set up the bookkeeping when it applies.

Is landlord & property tax in Marlow really the same price as elsewhere?

Yes. The fee published on this page is what a client in Marlow pays and what a client in any other part of England pays. It is confirmed in writing before work starts and the invoice matches the quote. Where a higher package applies because your situation is more complex, we say so at the quote stage, never afterwards.

Do you have an office in Marlow?

No. IGI Accounting is an online-only firm. We serve Marlow and every other UK postcode remotely, with records sent by WhatsApp or email and everything filed electronically. The absence of local premises is why the fee for landlord & property tax is the same in Marlow as anywhere else in the country, and why there is nothing to visit and nothing to print.

Get a fixed quote for Marlow today

Tell us what you need. You get one fixed fee in writing, and nothing is filed until you approve it.

WhatsApp for a fixed quote