Payroll · North West
Payroll services in Lower Waterston
Payroll in Lower Waterston without the software subscription, the year-end panic or the auto-enrolment letters you do not understand. We handle starters and leavers, statutory pay, pension contributions and the monthly PAYE payment note, and every submission reaches HMRC on time. Fixed monthly fees, agreed in writing, entirely online.
from £25/mo · fixed, per month
Next deadlines
- PAYE and National Insurance for last month paid to HMRC (electronic)
- Workplace pension contributions paid over to the scheme
- PAYE and National Insurance for last month paid to HMRC (electronic)
- Workplace pension contributions paid over to the scheme
Who this is for
Payroll for Lower Waterston
Employers in Lower Waterston with one to around ten people on the payroll: single-director companies paying a salary alongside dividends, trades with a few employees, cafes, salons and shops with hourly staff, professional practices, and anyone taking on their first employee who needs PAYE registration and auto-enrolment set up correctly from day one.
What is included
Everything inside the fixed fee
- Payroll processed every pay period with electronic payslips to each employee
- Full Payment Submission to HMRC on or before every pay day, and the Employer Payment Summary when needed
- PAYE, National Insurance and student loan deductions calculated, with a monthly payment note for HMRC
- Workplace pension assessment, enrolment and contribution files each pay period
- Starters, leavers, P45s, statutory sick, maternity and paternity pay handled as they arise
- Year-end: P60s to employees, final submissions, and P11Ds where benefits are provided
How it works
Payroll from Lower Waterston, step by step
Scope the job
We find out what you need filed, when it is due and what state the records are in, and tell you which fixed-fee package applies.
Agree the price
The fee is confirmed in writing. There is no hourly billing and nothing added for questions during the work.
Hand over the records
Photographs, PDFs, software access or a spreadsheet, sent however suits you. We confirm what we have and what is missing within two working days.
Approve, then we submit
You review the draft with our explanation, sign off, and we file. Receipts, copies and the next deadlines come back to you immediately.
Why IGI
Why Lower Waterston businesses file with IGI
The price for payroll is published on this page and is what a client in Lower Waterston pays. We confirm it in writing first, and the invoice matches the quote.
Nothing for Lower Waterston is left to the last week. Each deadline relevant to payroll is tracked from the day you join, with the next four shown on every page we send you.
Online only, UK based. There is no office in Lower Waterston to pay for, which is why the fee is the same here as anywhere in England; the work is done by people in the UK who answer the same day.
You get one contact for payroll, not a queue. Lower Waterston clients message the same person throughout and get an answer in working hours, usually within a few hours.
The output for Lower Waterston clients is never just a form. It is the form, a one-page summary of what it says, and a note of the decisions it points to for payroll.
Nothing is filed for Lower Waterston until you have reviewed and approved it. You see the draft, you ask questions, you sign off, then we submit and send you the receipt.
Local facts
About Lower Waterston
Lower Waterston is in North West, England. For businesses in England the tax rules are those set by the UK Parliament: the 20/40/45% income tax bands, Class 4 National Insurance for the self-employed at 6% and 2%, Corporation Tax at 19% to 25%, and Stamp Duty Land Tax on property. Business rates are set locally by the council.
| Place | Distance | Direction |
|---|---|---|
| Waterston, Lower | 0.0 mi | N |
| Puddletown | 1 mi | E |
| Moor, The, Dorset | 1 mi | E |
| The Moor, Dorset | 1 mi | E |
| Northbrook, Dorset | 1 mi | E |
| Piddlehinton | 2 mi | NW |
| Bockhampton, Higher | 2 mi | SW |
| Higher Bockhampton | 2 mi | SW |
Worth knowing
Rules that come up in this work
CIS deductions
Under the Construction Industry Scheme, contractors deduct 20% from a registered subcontractor's labour invoices, or 30% if unregistered, and pay it to HMRC. The subcontractor reclaims the deductions against their actual tax through Self Assessment, usually producing a refund because deductions are on turnover while tax is on profit. Contractors file a monthly return by the 19th.
Confirmation statements and identity verification
Companies House has tightened its requirements under the Economic Crime and Corporate Transparency Act: every company needs a registered email address and an appropriate registered office, every statement includes a lawful-purpose declaration, and every director and PSC must verify their identity. The confirmation statement, due annually with a £50 fee, is where most of this is confirmed.
Closing a company
A solvent company that has finished its purpose can be dissolved by voluntary strike-off: form DS01 with a £13 Companies House fee, after three months without trading and with all debts paid, final accounts and tax return filed, and assets distributed. HMRC objects to any application where returns or tax are outstanding, so the sequence matters more than the form.
Switching accountants
Changing accountant is simpler than most people fear. You authorise the new firm, which writes to the old one for professional clearance and your records; the outgoing accountant must hand over your own documents and usually does within two weeks. The new firm registers as your agent with HMRC and picks up the next filing. There is no need to wait for a year end.
Making Tax Digital for Income Tax
The biggest change to Self Assessment in a generation is Making Tax Digital for Income Tax, now live for higher-earning sole traders and landlords and arriving for the rest in stages. Quarterly updates are due by 7 August, 7 November, 7 February and 7 May, built from digital records. The practical consequence is that spreadsheet-and-shoebox bookkeeping is ending for anyone above the threshold.
The trading and property allowances
The first £1,000 of trading income and, separately, the first £1,000 of property income each year is tax free under the trading and property allowances. Below those figures no return is needed for that income. Above them you can deduct the £1,000 allowance instead of actual expenses if that is better, which suits side businesses and single-room lets with few costs.
Late filing penalties
Lateness is expensive in a way that compounds. For individuals, £100 immediately, then daily penalties, then percentage-based ones at six and twelve months, with interest running on unpaid tax throughout. For companies, Companies House penalties scale with delay and double on repeat, and HMRC adds its own for a late CT600. Filing on time is the cheapest tax planning there is.
Questions
Payroll questions from Lower Waterston
I am taking on my first employee. What do I need?
A PAYE employer registration with HMRC (our £49 service, or £99 with the first payroll run set up), a workplace pension scheme, employer's liability insurance, a written statement of employment terms and right-to-work checks. We handle the first two and tell you plainly what to do about the rest.
Can you take over mid-year from another provider or software?
Yes. We need the year-to-date figures for each employee, the last submissions to HMRC and the pension scheme details. The transfer is included in the fee and the first pay run under us reconciles to the previous provider's figures so HMRC sees no gap.
Do I have to offer a workplace pension?
Yes, if you employ anyone aged 22 to State Pension age earning over £10,000 a year. They must be enrolled automatically with minimum contributions of 8% of qualifying earnings, at least 3% from you. Director-only companies with no employment contract are usually exempt. The £99 setup package handles the scheme, the declaration of compliance and the letters.
What salary should a director take?
For 2026/27 many directors take a salary at or just above the National Insurance thresholds so that the year counts towards the State Pension while minimising deductions, and take further income as dividends. The right figure depends on the company's profit and your other income, and our tax planning review covers it in detail.
What about sick pay, maternity and paternity pay?
Statutory Sick Pay, Maternity, Paternity, Adoption and Shared Parental Pay are calculated and paid through the payroll when the qualifying conditions are met, and the recoverable portion of parental pay is reclaimed from HMRC through the Employer Payment Summary. All included.
How are starters and leavers handled?
For a starter we need the P45 or a starter checklist, bank details and contract terms; we set them up and report them to HMRC on the first pay run. For a leaver we process final pay, issue the P45 and report the leaving date. Both are included in the monthly fee.
Is payroll in Lower Waterston really the same price as elsewhere?
Yes. The fee published on this page is what a client in Lower Waterston pays and what a client in any other part of England pays. It is confirmed in writing before work starts and the invoice matches the quote. Where a higher package applies because your situation is more complex, we say so at the quote stage, never afterwards.
Do you have an office in Lower Waterston?
No. IGI Accounting is an online-only firm. We serve Lower Waterston and every other UK postcode remotely, with records sent by WhatsApp or email and everything filed electronically. The absence of local premises is why the fee for payroll is the same in Lower Waterston as anywhere else in the country, and why there is nothing to visit and nothing to print.
Start the conversation from Lower Waterston
Tell us what you need. You get one fixed fee in writing, and nothing is filed until you approve it.