Locum Accountants · South West London
Locum accountants in Longthornton
Locum work from Longthornton produces income from a dozen sources a year, each with its own statements, pension deductions and expenses, and a tax return that has to reconcile all of them. We do that reconciliation monthly, handle the NHS pension paperwork, and file the return. The fee is fixed and agreed in writing before you join.
from £69/mo · fixed, per month
Next deadlines
- PAYE and National Insurance for last month paid to HMRC (electronic)
- PAYE and National Insurance for last month paid to HMRC (electronic)
- PAYE and National Insurance for last month paid to HMRC (electronic)
- Online Self Assessment filing deadline and balancing payment due
Who this is for
Locum Accountants for Longthornton
Locum and sessional clinicians in Longthornton: GP locums and salaried GPs with extra sessions, hospital doctors with private practice or agency shifts, dental associates and locum dentists, locum pharmacists and optometrists, vets, physiotherapists and other allied health professionals, whether trading as sole traders, through a limited company or both.
What is included
Everything inside the fixed fee
- Income from every practice, agency, trust and private engagement reconciled, including statements of earnings and remittances
- Expense review for locums: professional indemnity, GMC/GDC/GPhC fees, exams, courses, equipment, travel between placements
- NHS pension contributions, Type 2 certificates and superannuation reconciled to pay statements
- Sole trader Self Assessment, or limited company accounts, CT600 and payroll, depending on structure
- Annual allowance and tapered annual allowance checks for higher-earning clinicians
- IR35 and off-payroll status considered for engagements through your own company
How it works
Locum Accountants from Longthornton, step by step
Scope the job
We find out what you need filed, when it is due and what state the records are in, and tell you which fixed-fee package applies.
Agree the price
The fee is confirmed in writing. There is no hourly billing and nothing added for questions during the work.
Hand over the records
Photographs, PDFs, software access or a spreadsheet, sent however suits you. We confirm what we have and what is missing within two working days.
Approve, then we submit
You review the draft with our explanation, sign off, and we file. Receipts, copies and the next deadlines come back to you immediately.
Why IGI
The IGI way of working, in Longthornton
No hourly rate and no surprise invoice. Longthornton clients know the fee for locum accountants before they send a single document, and it stays fixed.
Deadline-first: the dates that matter for locum accountants are shown at the top of this page, diarised for every Longthornton client and chased before they arrive.
Online only, UK based. There is no office in Longthornton to pay for, which is why the fee is the same here as anywhere in England; the work is done by people in the UK who answer the same day.
You get one contact for locum accountants, not a queue. Longthornton clients message the same person throughout and get an answer in working hours, usually within a few hours.
Plain English, with the numbers. Every draft for Longthornton comes with a short explanation of what the figures mean and what, if anything, you should do about them.
Approval before filing is a rule, not a courtesy. For locum accountants in Longthornton, every submission to HMRC or Companies House follows your written go-ahead.
Local facts
About Longthornton
Longthornton is in South West London, within Merton, in the SW16 postcode district, England. For businesses in England the tax rules are those set by the UK Parliament: the 20/40/45% income tax bands, Class 4 National Insurance for the self-employed at 6% and 2%, Corporation Tax at 19% to 25%, and Stamp Duty Land Tax on property. Business rates are set locally by the council.
| Place | Distance | Direction |
|---|---|---|
| Mitcham Eastfields | 0.6 mi | W |
| Streatham Vale | 0.6 mi | N |
| Pollards Hill | 0.7 mi | SE |
| Figge's Marsh | 0.7 mi | W |
| Streatham South | 0.8 mi | NE |
| Norbury, Croydon | 0.9 mi | E |
| Mitcham | 1.0 mi | W |
| Tooting Graveney | 1 mi | NW |
Worth knowing
Rules that come up in this work
Closing a company
Voluntary strike-off is available only to solvent companies. One that owes money it cannot pay needs a creditors' voluntary liquidation through a licensed insolvency practitioner, and directors who dissolve an insolvent company face personal consequences. For a solvent company the process takes three to four months from filing the DS01, with notice to creditors and shareholders within seven days.
Switching accountants
The main reasons people switch accountant are surprise invoices, missed deadlines and not understanding what they are being told. Switching involves a clearance letter between the firms, a transfer of records and agent authorisations, and a short handover of the current position. It takes about two weeks and should cost nothing extra.
Workplace pensions and auto-enrolment
Every employer must assess its workers for automatic enrolment from the first employee's start date. Those aged 22 to State Pension age earning over £10,000 a year must be enrolled into a qualifying pension with minimum contributions of 8% of qualifying earnings, at least 3% from the employer, and a declaration of compliance made to the Pensions Regulator within five months.
Employer National Insurance
Employers pay National Insurance at 15% on each employee's earnings above the £5,000 secondary threshold, following the April 2025 changes. The Employment Allowance offsets up to £10,500 of this for eligible employers, which for a small team often removes the liability entirely, but companies where the director is the only employee do not qualify.
The trading and property allowances
The first £1,000 of trading income and, separately, the first £1,000 of property income each year is tax free under the trading and property allowances. Below those figures no return is needed for that income. Above them you can deduct the £1,000 allowance instead of actual expenses if that is better, which suits side businesses and single-room lets with few costs.
Dormant companies
A dormant company is one with no significant accounting transactions in the year, where the only permitted entries are the payment for shares on incorporation, Companies House fees and penalties. It still files a confirmation statement and simplified dormant accounts every year. A bank charge or an accountant's fee paid from the company ends dormancy and requires full accounts.
The 60-day property CGT return
Selling UK residential property that was not your main home for the whole period of ownership triggers a separate Capital Gains Tax return, due within 60 days of completion along with payment of the tax. This is in addition to the annual Self Assessment. The gain is taxed at 18% or 24% depending on your income band, after the £3,000 annual exempt amount.
Questions
Locum Accountants questions from Longthornton
Do locum pharmacists and dentists have the same pension issues?
Dental associates and performers pension their NHS earnings through the dental pension arrangements with annual reconciliation statements; locum pharmacists generally have no NHS pension on locum income. Each profession has its own regime and we handle the specific paperwork for yours.
What is the annual-only option?
For £199 we prepare your Self Assessment from the records you keep yourself, including the reconciliation of your engagement income and pension contributions. It suits locums with a small number of regular engagements who are organised. If records are incomplete, the monthly package is usually better value.
How does the NHS pension work for a GP locum?
Locum GPs pension their income through Locum Forms A and B, submitted to the pensions agency within ten weeks of the work, with employee contributions deducted and employer contributions paid by the practice or ICB. A Type 2 certificate reconciles the year. Missing the ten-week window loses the pension on that income. We track it.
Should a locum work through a limited company?
It depends on the work. GP locum income is pensionable in the NHS scheme only when earned as an individual, so incorporating loses pension accrual on that income. Private work and some agency work suit a company better. Off-payroll rules apply to engagements with NHS bodies through your company. We run the comparison for your mix of work.
What does the £95 company package include?
Monthly bookkeeping, director payroll with RTI submissions, dividend paperwork, statutory accounts and CT600 filed, the confirmation statement filed (Companies House £50 fee separate), and deadline tracking. Your personal Self Assessment is added at the published £129 where needed, often necessary because of NHS employment income.
What does the £69 sole trader locum package include?
Monthly bookkeeping of all engagement income and expenses, reconciliation of pay statements and remittance advices, NHS pension contribution tracking, a monthly summary with the tax accruing, your Self Assessment with the self-employment and any employment pages prepared and filed, and payments on account calculated.
How do I get started from Longthornton?
Message us on WhatsApp or email with a sentence about your business and what you need. We reply in working hours with any questions and a fixed fee for locum accountants. Once you confirm, we tell you exactly which records to send and the work begins. Most Longthornton clients are set up within a day.
Which deadlines matter most for locum accountants?
The next four dates that apply to locum accountants are shown at the top of this page, calculated from today. For Longthornton clients we diarise every one of them from the day you join and send reminders before each, so the work is done in good time rather than in the last week before a penalty.
Get a fixed quote for Longthornton today
Tell us what you need. You get one fixed fee in writing, and nothing is filed until you approve it.