Tax Planning · West London
Tax planning in Hounslow Heath
Tax planning reviews for individuals and directors in Hounslow Heath: a personal tax review or a director remuneration review is £249, a combined business and personal review is £399, and a pre-year-end planning session for companies is £299. Fixed scope, written report, the same fee in Hounslow Heath as in every part of England.
from £249 · fixed, per review
Next deadlines
- Online Self Assessment filing deadline and balancing payment due
- Tax year ends: last day for pension, ISA and dividend timing decisions
- Companies House accounts due 9 months after your year end (a 31 December year end files by 30 September)
- Corporation Tax payment, 9 months and 1 day after your year end (a 31 December year end pays by 1 October)
Who this is for
Tax Planning for Hounslow Heath
Company directors in Hounslow Heath deciding how to pay themselves, higher earners near the £100,000 personal allowance taper or the £125,140 additional rate, couples who could use both sets of allowances better, landlords and investors with gains to time, business owners approaching a year end with profit to deploy, and anyone whose affairs have grown more complicated than their current adviser has noticed.
What is included
Everything inside the fixed fee
- A review of your current position across income tax, National Insurance, dividends, Corporation Tax and capital gains as relevant
- Allowances and reliefs checked: personal allowance taper, marriage allowance, pension annual allowance, dividend and savings allowances, ISA use
- Director remuneration modelled: salary, dividends, pension contributions and benefits for the coming year
- Timing decisions quantified: dividends across tax years, capital expenditure before year end, pension contributions, disposals
- A written report with the recommendations, the saving from each and the actions in order
- A follow-up call to answer questions and agree what we implement for you
How it works
Tax Planning from Hounslow Heath, step by step
Tell us your situation
A short message or call about what you do and what needs filing. We ask the questions that determine the right package and nothing more.
Fixed fee in writing
You receive one price for the work, confirmed by email before anything starts. It does not change if the job takes longer than we expected.
Send records, review the draft
Records come by WhatsApp or email. We prepare the draft, explain the figures in plain English and answer your questions.
We file, you get the receipts
Once you approve and the fee is settled, we submit electronically and forward the HMRC or Companies House acknowledgement the same day.
Why IGI
The IGI way of working, in Hounslow Heath
The price for tax planning is published on this page and is what a client in Hounslow Heath pays. We confirm it in writing first, and the invoice matches the quote.
Deadline-first: the dates that matter for tax planning are shown at the top of this page, diarised for every Hounslow Heath client and chased before they arrive.
No appointments, no travel across West London, no parking. Everything for tax planning in Hounslow Heath happens online, with a real person on the other end during UK working hours.
You get one contact for tax planning, not a queue. Hounslow Heath clients message the same person throughout and get an answer in working hours, usually within a few hours.
The output for Hounslow Heath clients is never just a form. It is the form, a one-page summary of what it says, and a note of the decisions it points to for tax planning.
Approval before filing is a rule, not a courtesy. For tax planning in Hounslow Heath, every submission to HMRC or Companies House follows your written go-ahead.
Local facts
About Hounslow Heath
Hounslow Heath is in West London, within Hounslow, in the TW4 postcode district, England. Income tax in England follows the UK rates: 20% basic to £50,270, 40% higher to £125,140 and 45% additional, with the personal allowance of £12,570 tapered away above £100,000. National Insurance, VAT and Corporation Tax are UK-wide, and Stamp Duty Land Tax applies to property purchases.
| Place | Distance | Direction |
|---|---|---|
| Feltham North | 1 mi | W |
| Hounslow West | 1 mi | N |
| Whitton, Richmond upon Thames | 1 mi | E |
| Hounslow Central | 1 mi | NE |
| Hounslow | 1 mi | NE |
| Hanworth Park | 1 mi | SW |
| Feltham, Hounslow | 1 mi | SW |
| Heston Central | 2 mi | N |
Worth knowing
Rules that come up in this work
Switching accountants
Changing accountant is simpler than most people fear. You authorise the new firm, which writes to the old one for professional clearance and your records; the outgoing accountant must hand over your own documents and usually does within two weeks. The new firm registers as your agent with HMRC and picks up the next filing. There is no need to wait for a year end.
Closing a company
Striking off a company is cheap but must be done in order: stop trading, file the final accounts and CT600, pay the tax, close VAT and PAYE, distribute the remaining assets, close the bank account, then apply. Anything left in the company at dissolution passes to the Crown. Distributions up to £25,000 are taxed as capital gains; above that a formal liquidation is usually needed to keep capital treatment.
Dormant companies
Companies formed to protect a name or hold a future business are dormant but not exempt: Companies House still expects dormant accounts within nine months of the year end and a confirmation statement annually with its £50 fee, and HMRC must be told the company is dormant or it will demand Corporation Tax returns. The filings are short, but the penalties for missing them are the same as for a trading company.
The trading and property allowances
Small side incomes are covered by two £1,000 allowances, one for trading and one for property, which remove the need to register or report income below that level. Once income exceeds £1,000, the allowance can be used in place of expenses, a choice worth making deliberately: a freelancer with £900 of costs is better off with the allowance, one with £3,000 is not.
Employer National Insurance
The cost of an employee is more than the salary. Employer National Insurance at 15% above £5,000 a year, the 3% minimum pension contribution, holiday pay, equipment and management time all come on top. The Employment Allowance of £10,500 reduces the National Insurance for most employers with more than one person on the payroll.
Workplace pensions and auto-enrolment
Every employer must assess its workers for automatic enrolment from the first employee's start date. Those aged 22 to State Pension age earning over £10,000 a year must be enrolled into a qualifying pension with minimum contributions of 8% of qualifying earnings, at least 3% from the employer, and a declaration of compliance made to the Pensions Regulator within five months.
Record keeping
HMRC requires records of all income and expenses, bank statements, invoices and receipts to be kept for at least five years after the 31 January filing deadline of the tax year they relate to, and companies must keep records for six years from the end of the accounting period. Digital copies are acceptable. Under Making Tax Digital the records must be kept in compatible software.
Questions
Tax Planning questions from Hounslow Heath
How often should planning be reviewed?
Annually, ideally in the first quarter of the tax year so that decisions have the full year to work. Thresholds and rates change each April, your income changes, and the company's profit changes. Clients in our monthly packages get a planning conversation as part of the Complete and Premium tiers.
Will you implement the recommendations?
Where the actions fall within our services, such as setting the payroll salary, documenting dividends, adjusting the company's pension contributions or making an election, yes, as part of those services. Where they need a financial adviser, for example choosing pension investments, we tell you what to ask them.
Do you recommend tax avoidance schemes?
No. We use established reliefs and allowances that Parliament intended: pensions, ISAs, spousal transfers, capital allowances, dividend and salary structuring, timing. We do not sell arrangements that depend on HMRC not noticing. If someone offers you a scheme that sounds too good, the £249 review will tell you why it probably is.
How much tax will a review save me?
It depends entirely on your position, and we would rather not promise a number. Common findings are a director salary set years ago at the wrong level, pension headroom unused, a spouse's allowances wasted, dividends bunched into one tax year and capital allowances missed. For most directors the saving exceeds the fee several times; where it would not, we say so before you pay.
What do I need to provide?
Your last tax return, the company's last accounts and current management figures if you have them, pension statements, details of other income and your spouse's position if relevant, and an idea of what you want from the business over the next few years. We send a short checklist when you book.
Is tax planning advice regulated?
Tax advice is not a reserved activity in the UK, so no regulator licenses it, but we are bound by our terms of business and the advice disclaimer on this site, and we carry professional indemnity insurance. Advice is given in writing so that you can rely on it and we can be held to it.
Which deadlines matter most for tax planning?
The next four dates that apply to tax planning are shown at the top of this page, calculated from today. For Hounslow Heath clients we diarise every one of them from the day you join and send reminders before each, so the work is done in good time rather than in the last week before a penalty.
How do I get started from Hounslow Heath?
Message us on WhatsApp or email with a sentence about your business and what you need. We reply in working hours with any questions and a fixed fee for tax planning. Once you confirm, we tell you exactly which records to send and the work begins. Most Hounslow Heath clients are set up within a day.
Let us take the deadlines off your plate in Hounslow Heath
Tell us what you need. You get one fixed fee in writing, and nothing is filed until you approve it.