Crypto Tax · South East
Crypto tax returns in Hertford
Crypto tax reports for investors and traders in Hertford, built from your full exchange and wallet history and computed under HMRC's pooling rules. Up to 500 transactions is £199, with the Self Assessment filed for £279. The fee is fixed before we start and identical in Hertford and everywhere else in England.
from £199 · fixed, per report
Next deadlines
- Online Self Assessment filing deadline and balancing payment due
- Tax year ends: last day for pension, ISA and dividend timing decisions
- Second payment on account due
- Register for Self Assessment if you started self-employment or new untaxed income in the last tax year
Who this is for
Crypto Tax for Hertford
Individuals in Hertford who hold or have held cryptoassets: long-term investors with a few disposals, active traders with thousands of swaps across several exchanges, people earning staking or lending yield, NFT buyers and sellers, those who received airdrops or forks, anyone who has had an HMRC nudge letter, and people with losses from collapsed exchanges or rug-pulled tokens to claim.
What is included
Everything inside the fixed fee
- Transaction history imported from exchanges and wallets, with transfers between your own wallets matched and excluded
- Capital gains computed under HMRC's section 104 pooling, same-day and 30-day rules for every token
- Staking, mining, airdrop, lending and DeFi income identified and reported as miscellaneous or trading income
- Losses calculated and claimed, including negligible value claims for worthless or lost tokens
- A report you can keep: disposals, proceeds, allowable costs, gains, losses and the pool position for each asset
- Self Assessment capital gains pages and income pages completed and filed in the £279 package
How it works
Crypto Tax from Hertford, step by step
Tell us your situation
A short message or call about what you do and what needs filing. We ask the questions that determine the right package and nothing more.
Fixed fee in writing
You receive one price for the work, confirmed by email before anything starts. It does not change if the job takes longer than we expected.
Send records, review the draft
Records come by WhatsApp or email. We prepare the draft, explain the figures in plain English and answer your questions.
We file, you get the receipts
Once you approve and the fee is settled, we submit electronically and forward the HMRC or Companies House acknowledgement the same day.
Why IGI
Why Hertford businesses file with IGI
No hourly rate and no surprise invoice. Hertford clients know the fee for crypto tax before they send a single document, and it stays fixed.
We work to the HMRC and Companies House calendar, not an appointment diary. Clients in Hertford get reminders at 60, 30 and 7 days before each date that applies to crypto tax.
Online only, UK based. There is no office in Hertford to pay for, which is why the fee is the same here as anywhere in England; the work is done by people in the UK who answer the same day.
Continuity matters in crypto tax: the person who prepared last year's work for your Hertford business prepares this year's, and remembers what was agreed.
Plain English, with the numbers. Every draft for Hertford comes with a short explanation of what the figures mean and what, if anything, you should do about them.
You stay in control of crypto tax: drafts go to Hertford clients first, with the figures explained, and nothing leaves us until you say so.
Local facts
About Hertford
Hertford is in South East, in the SG14 postcode district, England. Income tax in England follows the UK rates: 20% basic to £50,270, 40% higher to £125,140 and 45% additional, with the personal allowance of £12,570 tapered away above £100,000. National Insurance, VAT and Corporation Tax are UK-wide, and Stamp Duty Land Tax applies to property purchases.
| Place | Distance | Direction |
|---|---|---|
| Cowbridge, East Hertfordshire | 0.2 mi | NW |
| Port Hill, South East | 0.4 mi | NW |
| Horns Mill | 0.7 mi | SW |
| Bengeo | 0.7 mi | NW |
| Hertingfordbury | 1 mi | W |
| Pine Hurst | 1 mi | E |
| Ware Park | 1 mi | NE |
| Brickendon Bury | 1 mi | S |
Worth knowing
Rules that come up in this work
Dormant companies
Dormancy is a status that is easy to lose. The strict rule is no accounting transactions other than share capital and Companies House fees, which means no bank account activity at all in practice. Fees should be paid personally by the director. A company that traded and has stopped becomes dormant only after its final trading accounts and tax return are filed and HMRC is told.
The trading and property allowances
The first £1,000 of trading income and, separately, the first £1,000 of property income each year is tax free under the trading and property allowances. Below those figures no return is needed for that income. Above them you can deduct the £1,000 allowance instead of actual expenses if that is better, which suits side businesses and single-room lets with few costs.
Employer National Insurance
Since April 2025 employer National Insurance has been 15% on earnings above a £5,000 secondary threshold, a substantial increase for small employers. The Employment Allowance rose to £10,500 at the same time to soften it for the smallest businesses. Directors deciding their own salary weigh this cost against the Corporation Tax deduction a salary provides.
Workplace pensions and auto-enrolment
Auto-enrolment duties begin the day you take on your first employee, not when the Pensions Regulator writes to you. Eligible staff must be enrolled, contributions paid every pay period and re-enrolment carried out every three years. Director-only companies without employment contracts are usually exempt. Fines for non-compliance are fixed and escalating.
Record keeping
Good records are the difference between a quick enquiry and a long one. For the self-employed, five years after the filing deadline; for companies, six years from the year end; for VAT, six years. Photographs of receipts, PDF statements and software exports all count. The requirement is to keep records, not paper, and a well-organised cloud folder satisfies it.
Allowable expenses
The expenses sole traders most often miss are home working costs, claimed by actual proportion or HMRC's flat rate, the business share of phone and internet, mileage at 45p for the first 10,000 business miles, and training that maintains existing skills. The ones most often claimed wrongly are commuting, entertaining customers and clothes that could be worn outside work.
Crypto records and reporting
Most crypto holders have taxable events they do not recognise, because every swap is a disposal even when no pounds change hands. The computation requires the complete transaction history from every exchange and wallet, pooled by asset with HMRC's matching rules applied. Exchange-generated tax reports are frequently wrong because they cannot see transfers between a user's own wallets.
Questions
Crypto Tax questions from Hertford
How far back do I need to go?
The pool cost of what you hold today depends on every purchase you have ever made, so the computation must start from your first transaction even if you only need to report recent years. If earlier years were under-reported, we quantify the position and advise on disclosure, which HMRC treats far more leniently than discovery.
What if I am a trader rather than an investor?
HMRC rarely accepts that an individual is trading in crypto; the bar is very high and the badges of trade must be met. If you are trading, profits are income and losses are trading losses. For almost everyone the capital gains treatment applies, and we tell you plainly which side of the line you are on.
Do I need to register for Self Assessment just for crypto?
If your total disposals exceed £50,000 in the year, or your gains exceed the £3,000 allowance, or you have taxable crypto income, yes. Register by 5 October after the tax year. Since 2024/25 the return has a dedicated section for cryptoassets. We handle registration where you are not already filing.
Are NFTs treated the same as coins?
Each NFT is a separate asset, so pooling does not apply; the gain is proceeds less the cost of that specific token including gas fees. Creating and selling NFTs regularly may be trading income rather than capital gains. Royalties received are income. We classify each case from the facts.
My exchange collapsed and I lost everything. Can I claim the loss?
Possibly. If the tokens still exist but you cannot access them, a negligible value claim may be available once the asset is effectively worthless. If the exchange is in administration you may need to wait for the outcome. We assess each case against HMRC's guidance and make the claim where it is supportable.
What do you need from me?
Full transaction exports from every exchange you have used, including closed accounts, and wallet addresses for on-chain activity. Partial history produces wrong pool costs, so completeness matters more than tidiness. We tell you exactly how to export from each major platform.
Which deadlines matter most for crypto tax?
The next four dates that apply to crypto tax are shown at the top of this page, calculated from today. For Hertford clients we diarise every one of them from the day you join and send reminders before each, so the work is done in good time rather than in the last week before a penalty.
How do I get started from Hertford?
Message us on WhatsApp or email with a sentence about your business and what you need. We reply in working hours with any questions and a fixed fee for crypto tax. Once you confirm, we tell you exactly which records to send and the work begins. Most Hertford clients are set up within a day.
Ready to fix your fee in Hertford?
Tell us what you need. You get one fixed fee in writing, and nothing is filed until you approve it.