East London · England
Accountants in Havering-atte-Bower
If you run a business or have a tax return to file in Havering-atte-Bower, this page lists what we do, what it costs and when it is due. The fees are fixed and identical to those for every other place in East London. We serve Havering-atte-Bower remotely, which means no travel, no appointments and no premises to pay for, and we track the HMRC and Companies House deadlines so that you do not have to.
Next deadlines
- VAT return and payment for the quarter that ended last month
- VAT return and payment for the quarter that ended last month
- VAT return and payment for the quarter that ended last month
- Confirmation statement due within 14 days of your review date, at least once every 12 months
Services
What we do for Havering-atte-Bower and what it costs
All 26 services below are available to Havering-atte-Bower clients at the published fee. Every fee is fixed and confirmed in writing before work starts.
Why IGI
Working with Havering-atte-Bower businesses
Clients in Havering-atte-Bower are not a branch or a territory to us; they are files handled by the same team that serves the rest of the UK, at the same price. The fee you see is confirmed in writing before work starts. The dates you see are diarised and chased. And the person who prepares your first return is the person who prepares the next one.
Nothing is filed for Havering-atte-Bower until you have reviewed and approved it. You see the draft, you ask questions, you sign off, then we submit and send you the receipt.
We explain self assessment tax returns in the words Havering-atte-Bower business owners use, not in accountant's shorthand, and we show our working so you can check it.
Continuity matters in self assessment tax returns: the person who prepared last year's work for your Havering-atte-Bower business prepares this year's, and remembers what was agreed.
Local facts
About Havering-atte-Bower
Havering-atte-Bower sits in East London, within Havering, postcode district RM4. For businesses in England the tax rules are those set by the UK Parliament: the 20/40/45% income tax bands, Class 4 National Insurance for the self-employed at 6% and 2%, Corporation Tax at 19% to 25%, and Stamp Duty Land Tax on property. Business rates are set locally by the council.
| Place | Distance | Direction |
|---|---|---|
| Havering Park | 0.6 mi | SW |
| Bournebridge | 0.9 mi | NW |
| Tysea Hill | 1.0 mi | NE |
| Chase Cross | 1 mi | S |
| Navestock Common | 1 mi | NE |
| Watton's Green | 2 mi | NE |
| Stapleford Abbotts | 2 mi | N |
| Rise Park | 2 mi | S |
All places in East London · East London places beginning with H
Worth knowing
Rules that affect most businesses here
Closing a company
Striking off a company is cheap but must be done in order: stop trading, file the final accounts and CT600, pay the tax, close VAT and PAYE, distribute the remaining assets, close the bank account, then apply. Anything left in the company at dissolution passes to the Crown. Distributions up to £25,000 are taxed as capital gains; above that a formal liquidation is usually needed to keep capital treatment.
Switching accountants
The main reasons people switch accountant are surprise invoices, missed deadlines and not understanding what they are being told. Switching involves a clearance letter between the firms, a transfer of records and agent authorisations, and a short handover of the current position. It takes about two weeks and should cost nothing extra.
Director's loan accounts
The most common tax problem in owner-managed companies is an overdrawn director's loan account: drawings taken during the year that were never declared as dividends or salary. The company faces a 35.75% charge on the balance outstanding nine months after the year end, and the director may have a benefit in kind. We review the account before every year end to clear it properly.
Salary versus dividends
The salary-and-dividend split is the central planning decision for an owner-managed company. Salary costs employer National Insurance above £5,000 but is deductible; dividends are not deductible but attract lower personal rates and no National Insurance. The optimum changes each April with the thresholds and depends on the director's other income, so it should be set deliberately every year.
Corporation Tax rates and marginal relief
Since April 2023 there have been two Corporation Tax rates, 19% small profits and 25% main, with marginal relief smoothing the transition between £50,000 and £250,000 of profit. The band is where planning matters: each pound of profit in it is taxed at an effective 26.5%, so pension contributions and capital expenditure timed to keep profit below £50,000 are worth more than they look.
Questions
Questions from Havering-atte-Bower
Do you work with businesses in East London that are not in Havering-atte-Bower itself?
Yes. Every place in East London has its own page on this site and the same fees apply throughout. The nearest-places list on this page links to them. Wherever in England your business is based, the service is identical because none of it depends on where you are.
What if my Havering-atte-Bower business is a partnership or an LLP?
Both are covered. Partnerships need a partnership return and a Self Assessment for each partner; LLPs file accounts with Companies House under company-style rules as well. We quote a fixed fee for the set based on the number of partners or members, and the process is the same as for any other client in Havering-atte-Bower: records in, draft out, approve, filed.
Are your fees inclusive of everything?
Our fee covers the work described for the package. Companies House fees, such as £100 to incorporate or £50 for a confirmation statement, are charged separately and passed on at cost. Software subscriptions are in your own name. There is nothing else: no hourly extras, no charge for questions, and no additional year-end invoice for Havering-atte-Bower clients on monthly packages.
How quickly do you respond?
In UK working hours, usually within a few hours and always the same working day. Each Havering-atte-Bower client has a named contact who knows the file. Outside working hours, WhatsApp and email messages are picked up first thing the next morning. In January and at other peak times we tell you your turnaround when you book rather than leaving you guessing.
Is self assessment tax returns in Havering-atte-Bower really the same price as elsewhere?
Yes. The fee published on this page is what a client in Havering-atte-Bower pays and what a client in any other part of England pays. It is confirmed in writing before work starts and the invoice matches the quote. Where a higher package applies because your situation is more complex, we say so at the quote stage, never afterwards.
Do you have an office in Havering-atte-Bower?
No. IGI Accounting is an online-only firm. We serve Havering-atte-Bower and every other UK postcode remotely, with records sent by WhatsApp or email and everything filed electronically. The absence of local premises is why the fee for self assessment tax returns is the same in Havering-atte-Bower as anywhere else in the country, and why there is nothing to visit and nothing to print.
Fixed fees, filed on time, for Havering-atte-Bower
Tell us what you need. You get one fixed fee in writing, and nothing is filed until you approve it.