Accounting

Business Advisory · West London

Business advisory in Harmondsworth

Business advisory in Harmondsworth that produces something you can act on. The pricing and margin review finds the products and customers that make money and the ones that do not. The growth readiness review tells you what will break at the next size and what to fix first. Each is a fixed scope at a published fee, with a written report.

from £149 · fixed, per session

Next deadlines

  • VAT return and payment for the quarter that ended last month
  • VAT return and payment for the quarter that ended last month
  • VAT return and payment for the quarter that ended last month
  • Tax year ends: last day for pension, ISA and dividend timing decisions

Who this is for

Business Advisory for Harmondsworth

Owner-managers in Harmondsworth facing a decision or a recurring problem: businesses that are busy but not profitable, owners considering a first or next hire, companies choosing between loan, invoice finance and investment, founders preparing to scale or to sell, franchisees and partnerships needing an independent view, and anyone who wants a quarterly conversation about the numbers with someone who has read them.

What is included

Everything inside the fixed fee

  • A structured 90-minute session on the question you bring, with preparation from your numbers beforehand
  • A written summary within three working days: what we discussed, what we recommend, what to do next
  • Pricing and margin review: unit economics, price points, discounting and the gross margin you actually make
  • Growth readiness review: hiring plans, funding options, systems, controls and what breaks at the next size
  • Quarterly advisory retainer: a session each quarter with your management figures and a standing agenda
  • Introductions to lenders, grant bodies and specialists where the question needs them

How it works

Business Advisory from Harmondsworth, step by step

  1. Scope the job

    We find out what you need filed, when it is due and what state the records are in, and tell you which fixed-fee package applies.

  2. Agree the price

    The fee is confirmed in writing. There is no hourly billing and nothing added for questions during the work.

  3. Hand over the records

    Photographs, PDFs, software access or a spreadsheet, sent however suits you. We confirm what we have and what is missing within two working days.

  4. Approve, then we submit

    You review the draft with our explanation, sign off, and we file. Receipts, copies and the next deadlines come back to you immediately.

Why IGI

The IGI way of working, in Harmondsworth

The price for business advisory is published on this page and is what a client in Harmondsworth pays. We confirm it in writing first, and the invoice matches the quote.

Nothing for Harmondsworth is left to the last week. Each deadline relevant to business advisory is tracked from the day you join, with the next four shown on every page we send you.

Online only, UK based. There is no office in Harmondsworth to pay for, which is why the fee is the same here as anywhere in England; the work is done by people in the UK who answer the same day.

You get one contact for business advisory, not a queue. Harmondsworth clients message the same person throughout and get an answer in working hours, usually within a few hours.

Plain English, with the numbers. Every draft for Harmondsworth comes with a short explanation of what the figures mean and what, if anything, you should do about them.

Approval before filing is a rule, not a courtesy. For business advisory in Harmondsworth, every submission to HMRC or Companies House follows your written go-ahead.

Local facts

About Harmondsworth

Harmondsworth is in West London, within Hillingdon, in the UB7 postcode district, England. For businesses in England the tax rules are those set by the UK Parliament: the 20/40/45% income tax bands, Class 4 National Insurance for the self-employed at 6% and 2%, Corporation Tax at 19% to 25%, and Stamp Duty Land Tax on property. Business rates are set locally by the council.

Nearby places we also serve for business advisory
PlaceDistanceDirection
Sipson0.8 miE
Longford, Hillingdon0.8 miSW
Heathrow Villages1 miSE
West Drayton1 miN
Thorney, Buckinghamshire1 miNW
Heathrow2 miSE
Yiewsley2 miN
Harlington, Hillingdon2 miE

Worth knowing

Rules that come up in this work

Closing a company

A solvent company that has finished its purpose can be dissolved by voluntary strike-off: form DS01 with a £13 Companies House fee, after three months without trading and with all debts paid, final accounts and tax return filed, and assets distributed. HMRC objects to any application where returns or tax are outstanding, so the sequence matters more than the form.

Switching accountants

Changing accountant is simpler than most people fear. You authorise the new firm, which writes to the old one for professional clearance and your records; the outgoing accountant must hand over your own documents and usually does within two weeks. The new firm registers as your agent with HMRC and picks up the next filing. There is no need to wait for a year end.

Allowable expenses

An expense is allowable against trading profit if it is incurred wholly and exclusively for the business. Materials, business travel other than ordinary commuting, a proportion of home running costs, software, insurance, professional fees, bank charges and protective clothing qualify. Client entertainment, ordinary clothing, fines and the private share of mixed-use costs do not.

Record keeping

Good records are the difference between a quick enquiry and a long one. For the self-employed, five years after the filing deadline; for companies, six years from the year end; for VAT, six years. Photographs of receipts, PDF statements and software exports all count. The requirement is to keep records, not paper, and a well-organised cloud folder satisfies it.

The 60-day property CGT return

The 60-day Capital Gains Tax return on residential property is the deadline landlords most often miss, because it falls outside the Self Assessment cycle and runs from completion, not exchange. Private residence relief for periods you lived in the property, plus the final nine months, reduces the gain. Penalties for a late return mirror Self Assessment, starting at £100.

Crypto records and reporting

Most crypto holders have taxable events they do not recognise, because every swap is a disposal even when no pounds change hands. The computation requires the complete transaction history from every exchange and wallet, pooled by asset with HMRC's matching rules applied. Exchange-generated tax reports are frequently wrong because they cannot see transfers between a user's own wallets.

The trading and property allowances

The first £1,000 of trading income and, separately, the first £1,000 of property income each year is tax free under the trading and property allowances. Below those figures no return is needed for that income. Above them you can deduct the £1,000 allowance instead of actual expenses if that is better, which suits side businesses and single-room lets with few costs.

Questions

Business Advisory questions from Harmondsworth

How do I get the most from a session?

Bring one clear question and send your figures beforehand. The best sessions are specific: should I take on this contract at this price, can I afford this hire by March, which of my three services should I stop. Broad questions get broad answers; specific ones get decisions.

Do you need to be my accountant for compliance?

No. Advisory is available on its own, and we work from management figures or accounts prepared by another firm. Where the session reveals a compliance issue we tell you, and where implementing the advice needs ongoing accounting we quote it separately as a fixed fee.

Can a session be about a partnership or shareholder disagreement?

Yes, where the question has a financial core: how profits are shared, how a partner is bought out, what a shareholding is worth, how to structure an exit. We give an independent financial view. Legal advice on the agreement itself needs a solicitor, and we tell you what to ask them.

Do you advise on selling a business?

We advise on preparing a business for sale: cleaning up the accounts, documenting what the buyer will ask for, understanding how value is calculated and what reduces it, and the tax position on exit including business asset disposal relief. For the transaction itself you need a corporate finance adviser or broker, and we work alongside them.

What is the pricing and margin review?

For £299 we analyse your sales by product, service or customer against the true cost of delivering each, including the overheads that are usually ignored, to show where the margin is actually made and lost. The report recommends price changes, discount policy and which lines to grow or drop, with the profit effect of each quantified.

What happens in the £149 session?

You tell us the question when you book and send your recent figures. We prepare, then spend 90 minutes by video working through it: the numbers, the options, the trade-offs. Within three working days you receive a written summary of the discussion, our recommendation and the next steps. One session often resolves the question; some lead to a review product.

Is business advisory in Harmondsworth really the same price as elsewhere?

Yes. The fee published on this page is what a client in Harmondsworth pays and what a client in any other part of England pays. It is confirmed in writing before work starts and the invoice matches the quote. Where a higher package applies because your situation is more complex, we say so at the quote stage, never afterwards.

Do you have an office in Harmondsworth?

No. IGI Accounting is an online-only firm. We serve Harmondsworth and every other UK postcode remotely, with records sent by WhatsApp or email and everything filed electronically. The absence of local premises is why the fee for business advisory is the same in Harmondsworth as anywhere else in the country, and why there is nothing to visit and nothing to print.

Start the conversation from Harmondsworth

Tell us what you need. You get one fixed fee in writing, and nothing is filed until you approve it.

WhatsApp for a fixed quote