Payroll · South West
Payroll services in Hamwood
Every time you pay someone in Hamwood, HMRC expects a Full Payment Submission on or before the pay date, and the pension regulator expects eligible staff enrolled. We run the whole cycle online: you confirm hours or salaries, we produce payslips, file with HMRC and tell you what to pay and when. One fixed monthly fee, no per-payslip extras.
from £25/mo · fixed, per month
Next deadlines
- PAYE and National Insurance for last month paid to HMRC (electronic)
- Workplace pension contributions paid over to the scheme
- PAYE and National Insurance for last month paid to HMRC (electronic)
- Workplace pension contributions paid over to the scheme
Who this is for
Payroll for Hamwood
Employers in Hamwood with one to around ten people on the payroll: single-director companies paying a salary alongside dividends, trades with a few employees, cafes, salons and shops with hourly staff, professional practices, and anyone taking on their first employee who needs PAYE registration and auto-enrolment set up correctly from day one.
What is included
Everything inside the fixed fee
- Payroll processed every pay period with electronic payslips to each employee
- Full Payment Submission to HMRC on or before every pay day, and the Employer Payment Summary when needed
- PAYE, National Insurance and student loan deductions calculated, with a monthly payment note for HMRC
- Workplace pension assessment, enrolment and contribution files each pay period
- Starters, leavers, P45s, statutory sick, maternity and paternity pay handled as they arise
- Year-end: P60s to employees, final submissions, and P11Ds where benefits are provided
How it works
Payroll from Hamwood, step by step
Scope the job
We find out what you need filed, when it is due and what state the records are in, and tell you which fixed-fee package applies.
Agree the price
The fee is confirmed in writing. There is no hourly billing and nothing added for questions during the work.
Hand over the records
Photographs, PDFs, software access or a spreadsheet, sent however suits you. We confirm what we have and what is missing within two working days.
Approve, then we submit
You review the draft with our explanation, sign off, and we file. Receipts, copies and the next deadlines come back to you immediately.
Why IGI
What you get in Hamwood
The price for payroll is published on this page and is what a client in Hamwood pays. We confirm it in writing first, and the invoice matches the quote.
Nothing for Hamwood is left to the last week. Each deadline relevant to payroll is tracked from the day you join, with the next four shown on every page we send you.
No appointments, no travel across South West, no parking. Everything for payroll in Hamwood happens online, with a real person on the other end during UK working hours.
A named person handles your payroll from Hamwood and knows the file, so you are not re-explaining your business to a different helpdesk each time.
The output for Hamwood clients is never just a form. It is the form, a one-page summary of what it says, and a note of the decisions it points to for payroll.
Nothing is filed for Hamwood until you have reviewed and approved it. You see the draft, you ask questions, you sign off, then we submit and send you the receipt.
Local facts
About Hamwood
Hamwood is in South West, England. For businesses in England the tax rules are those set by the UK Parliament: the 20/40/45% income tax bands, Class 4 National Insurance for the self-employed at 6% and 2%, Corporation Tax at 19% to 25%, and Stamp Duty Land Tax on property. Business rates are set locally by the council.
| Place | Distance | Direction |
|---|---|---|
| Christon | 0.3 mi | NE |
| Loxton | 0.8 mi | S |
| Yarberry | 1.0 mi | NE |
| Canada, Upper | 1 mi | NW |
| Upper Canada | 1 mi | NW |
| Webbington | 1 mi | SE |
| Hillend, South West | 1 mi | N |
| Shiplate | 1 mi | W |
Worth knowing
Rules that come up in this work
Workplace pensions and auto-enrolment
Workplace pension compliance is part of payroll, not separate from it. Each pay period the payroll assesses who is eligible, calculates employer and employee contributions on qualifying earnings between the lower and upper thresholds, and sends the contribution file to the scheme. The minimum total is 8%, and many employers choose to contribute more as a recruitment advantage.
Employer National Insurance
Since April 2025 employer National Insurance has been 15% on earnings above a £5,000 secondary threshold, a substantial increase for small employers. The Employment Allowance rose to £10,500 at the same time to soften it for the smallest businesses. Directors deciding their own salary weigh this cost against the Corporation Tax deduction a salary provides.
The trading and property allowances
Small side incomes are covered by two £1,000 allowances, one for trading and one for property, which remove the need to register or report income below that level. Once income exceeds £1,000, the allowance can be used in place of expenses, a choice worth making deliberately: a freelancer with £900 of costs is better off with the allowance, one with £3,000 is not.
Dormant companies
Dormancy is a status that is easy to lose. The strict rule is no accounting transactions other than share capital and Companies House fees, which means no bank account activity at all in practice. Fees should be paid personally by the director. A company that traded and has stopped becomes dormant only after its final trading accounts and tax return are filed and HMRC is told.
The 60-day property CGT return
Selling UK residential property that was not your main home for the whole period of ownership triggers a separate Capital Gains Tax return, due within 60 days of completion along with payment of the tax. This is in addition to the annual Self Assessment. The gain is taxed at 18% or 24% depending on your income band, after the £3,000 annual exempt amount.
Crypto records and reporting
Crypto tax splits into capital gains on disposals and income on rewards, with different rates and different reporting. The £3,000 annual exempt amount and the 18% and 24% rates apply to gains; staking, mining and airdrop income is taxed at marginal income tax rates. HMRC's nudge letters to holders have increased sharply, and a voluntary disclosure before one arrives is treated far more leniently.
Allowable expenses
Expense claims are where a return is won or lost in an enquiry. The test is wholly and exclusively for the trade; where a cost is mixed, the business proportion can be claimed if it can be identified. Capital items such as equipment and vans are relieved through capital allowances rather than as expenses, except under the cash basis where they are simply deducted when paid.
Questions
Payroll questions from Hamwood
I am taking on my first employee. What do I need?
A PAYE employer registration with HMRC (our £49 service, or £99 with the first payroll run set up), a workplace pension scheme, employer's liability insurance, a written statement of employment terms and right-to-work checks. We handle the first two and tell you plainly what to do about the rest.
Can you take over mid-year from another provider or software?
Yes. We need the year-to-date figures for each employee, the last submissions to HMRC and the pension scheme details. The transfer is included in the fee and the first pay run under us reconciles to the previous provider's figures so HMRC sees no gap.
When is PAYE paid to HMRC?
By the 22nd of the following month if paying electronically, or the 19th by post. Employers whose average monthly liability is under £1,500 can pay quarterly. We send a payment note each month with the amount, HMRC's account details and your reference ending in the correct period number.
What is RTI and when do submissions have to go in?
Real Time Information is HMRC's system for reporting pay and deductions as they happen. A Full Payment Submission must reach HMRC on or before each pay day. Late or missing submissions earn monthly penalties from £100 for small employers. We file on the pay date every time you confirm the figures.
How is the fee set for a team?
By headcount: up to 5 employees is £45 a month and up to 10 is £69 a month, whatever the pay frequency. Weekly, fortnightly and monthly payrolls cost the same. Over 10 employees we quote a fixed fee per month based on numbers and complexity before starting.
What does the £25 director-only payroll include?
Monthly payroll for one director: the payslip, the RTI submission to HMRC, the calculation of any PAYE and National Insurance due, year-end P60 and final submission. It is designed for directors taking a salary around the National Insurance thresholds alongside dividends.
How do I get started from Hamwood?
Message us on WhatsApp or email with a sentence about your business and what you need. We reply in working hours with any questions and a fixed fee for payroll. Once you confirm, we tell you exactly which records to send and the work begins. Most Hamwood clients are set up within a day.
Which deadlines matter most for payroll?
The next four dates that apply to payroll are shown at the top of this page, calculated from today. For Hamwood clients we diarise every one of them from the day you join and send reminders before each, so the work is done in good time rather than in the last week before a penalty.
Fixed fees, filed on time, for Hamwood
Tell us what you need. You get one fixed fee in writing, and nothing is filed until you approve it.