Accounting

Business Advisory · West London

Business advisory in Fulham Broadway

Whether the question in Fulham Broadway is whether to hire, how to price, how to fund growth or why the business is busy but not profitable, we bring the accountant's view to it for a fixed fee. Businesses across West London use the single session for one decision and the quarterly retainer for a standing conversation. Everything online.

from £149 · fixed, per session

Next deadlines

  • VAT return and payment for the quarter that ended last month
  • VAT return and payment for the quarter that ended last month
  • VAT return and payment for the quarter that ended last month
  • Tax year ends: last day for pension, ISA and dividend timing decisions

Who this is for

Business Advisory for Fulham Broadway

Owner-managers in Fulham Broadway facing a decision or a recurring problem: businesses that are busy but not profitable, owners considering a first or next hire, companies choosing between loan, invoice finance and investment, founders preparing to scale or to sell, franchisees and partnerships needing an independent view, and anyone who wants a quarterly conversation about the numbers with someone who has read them.

What is included

Everything inside the fixed fee

  • A structured 90-minute session on the question you bring, with preparation from your numbers beforehand
  • A written summary within three working days: what we discussed, what we recommend, what to do next
  • Pricing and margin review: unit economics, price points, discounting and the gross margin you actually make
  • Growth readiness review: hiring plans, funding options, systems, controls and what breaks at the next size
  • Quarterly advisory retainer: a session each quarter with your management figures and a standing agenda
  • Introductions to lenders, grant bodies and specialists where the question needs them

How it works

Business Advisory from Fulham Broadway, step by step

  1. Tell us your situation

    A short message or call about what you do and what needs filing. We ask the questions that determine the right package and nothing more.

  2. Fixed fee in writing

    You receive one price for the work, confirmed by email before anything starts. It does not change if the job takes longer than we expected.

  3. Send records, review the draft

    Records come by WhatsApp or email. We prepare the draft, explain the figures in plain English and answer your questions.

  4. We file, you get the receipts

    Once you approve and the fee is settled, we submit electronically and forward the HMRC or Companies House acknowledgement the same day.

Why IGI

Why Fulham Broadway businesses file with IGI

One fixed fee for business advisory in Fulham Broadway, agreed in writing before any work starts and never changed part-way through the job, however long it takes us.

Nothing for Fulham Broadway is left to the last week. Each deadline relevant to business advisory is tracked from the day you join, with the next four shown on every page we send you.

No appointments, no travel across West London, no parking. Everything for business advisory in Fulham Broadway happens online, with a real person on the other end during UK working hours.

You get one contact for business advisory, not a queue. Fulham Broadway clients message the same person throughout and get an answer in working hours, usually within a few hours.

We explain business advisory in the words Fulham Broadway business owners use, not in accountant's shorthand, and we show our working so you can check it.

Nothing is filed for Fulham Broadway until you have reviewed and approved it. You see the draft, you ask questions, you sign off, then we submit and send you the receipt.

Local facts

About Fulham Broadway

Fulham Broadway is in West London, within Hammersmith and Fulham, in the SW6 postcode district, England. Income tax in England follows the UK rates: 20% basic to £50,270, 40% higher to £125,140 and 45% additional, with the personal allowance of £12,570 tapered away above £100,000. National Insurance, VAT and Corporation Tax are UK-wide, and Stamp Duty Land Tax applies to property purchases.

Nearby places we also serve for business advisory
PlaceDistanceDirection
Walham Green0.0 miNW
Parsons Green and Walham0.4 miS
West Brompton0.4 miN
Parsons Green0.5 miSW
Redcliffe0.5 miNE
Imperial Wharf0.6 miSE
Sands End0.7 miSE
Chelsea Harbour0.7 miSE

Worth knowing

Rules that come up in this work

Confirmation statements and identity verification

The confirmation statement is the annual check that the public register is right: officers, registered office, SIC codes, shareholders and the PSC register. It carries a £50 fee and no financial penalty for lateness, but failure to file leads to compulsory strike-off. The identity verification regime introduced in November 2025 has added a further check to every statement.

CIS deductions

CIS turns construction subcontractors into advance taxpayers: a fifth of every labour payment goes to HMRC before they see it. Registering keeps the rate at 20% rather than 30%; gross payment status, for established businesses with a clean record, removes deductions altogether. The annual return is where the overpayment comes back, and filing it early brings the refund sooner.

Late filing penalties

Penalties are the clearest reason to work to deadlines. A Self Assessment return one day late costs £100 regardless of whether any tax is due; three months late adds £10 a day. Late company accounts start at £150 and reach £1,500, and double if the previous year was also late. None of this is negotiable afterwards except through a narrow reasonable-excuse appeal.

Making Tax Digital for Income Tax

Making Tax Digital for Income Tax began in April 2026 for sole traders and landlords with qualifying income over £50,000, extends to those over £30,000 in April 2027 and is planned for £20,000 in April 2028. It requires digital records in compatible software and four quarterly updates to HMRC each year, with a final declaration replacing the traditional return. Payment dates are unchanged.

The Self Assessment calendar

Four dates govern Self Assessment: 5 October to register, 31 October for paper returns, 31 January to file online and pay, and 31 July for the second payment on account. Missing the January date triggers an automatic £100 penalty before any tax is even considered, so we treat it as the fixed point around which the rest of the year is planned.

Crypto records and reporting

HMRC treats cryptoassets as property. Swapping one token for another, spending crypto or gifting it are all disposals for Capital Gains Tax, and staking and lending rewards are income. Gains are computed under pooling rules with same-day and 30-day matching. From 2026 HMRC receives data from exchanges worldwide under the Cryptoasset Reporting Framework, so unreported activity is increasingly visible.

Payments on account

If your Self Assessment bill exceeds £1,000 and less than 80% of your tax was collected at source, HMRC asks for two advance payments towards the following year, each half of the current bill, due 31 January and 31 July. The first year this happens the January payment is effectively one and a half times the bill. We model it in advance and show you how to reduce the payments if income is falling.

Questions

Business Advisory questions from Fulham Broadway

Can you help with funding?

We help you decide what kind of funding suits the need, debt, invoice finance, asset finance, grant or equity, and prepare the figures lenders or investors want to see. Our cash-flow forecasting service produces the forecast pack. We introduce you to lenders and grant bodies we know but we are not brokers and take no commission.

My business is busy but there is never any money. Can you tell me why?

Usually, yes, and usually within a session. The common causes are margin erosion through discounting or cost creep, slow-paying customers tying up cash, stock or work in progress absorbing it, overheads that grew with turnover, or the owner's drawings exceeding profit. The pricing and margin review goes deeper where margin is the cause.

Is this consultancy or accounting?

It is advice from accountants who read your numbers, which is different from both generic business coaching and from pure compliance. We focus on the decisions the figures inform: pricing, hiring, funding, cost structure, cash. We do not advise on marketing strategy or operations beyond their financial effect.

Can you help me decide whether to hire?

Yes, and it is one of the most common session topics. We model the full cost of the hire including employer National Insurance at 15%, pension, equipment and management time, against the revenue or capacity it releases, and the cash impact month by month. The answer is often yes but later, or yes but part-time first.

What is the growth readiness review?

For £399 we look at what the business would need to operate at the next level: people and roles, funding and cash, systems and controls, pricing capacity and the owner's own role. The report identifies what will break first at the larger size and sets out the fixes in order, with costs. It is often used before a fundraise or a major hire.

How does the quarterly retainer work?

For £129 a quarter you get a session each quarter with your management figures, a standing agenda of the things you are tracking, and a written note afterwards. It is for owners who want a regular, structured conversation about the business rather than one-off help, and it works best alongside our management accounts.

Do you have an office in Fulham Broadway?

No. IGI Accounting is an online-only firm. We serve Fulham Broadway and every other UK postcode remotely, with records sent by WhatsApp or email and everything filed electronically. The absence of local premises is why the fee for business advisory is the same in Fulham Broadway as anywhere else in the country, and why there is nothing to visit and nothing to print.

Is business advisory in Fulham Broadway really the same price as elsewhere?

Yes. The fee published on this page is what a client in Fulham Broadway pays and what a client in any other part of England pays. It is confirmed in writing before work starts and the invoice matches the quote. Where a higher package applies because your situation is more complex, we say so at the quote stage, never afterwards.

Ready to fix your fee in Fulham Broadway?

Tell us what you need. You get one fixed fee in writing, and nothing is filed until you approve it.

WhatsApp for a fixed quote