Accounting

Business Advisory · East London

Business advisory in Forest Gate North

Whether the question in Forest Gate North is whether to hire, how to price, how to fund growth or why the business is busy but not profitable, we bring the accountant's view to it for a fixed fee. Businesses across East London use the single session for one decision and the quarterly retainer for a standing conversation. Everything online.

from £149 · fixed, per session

Next deadlines

  • VAT return and payment for the quarter that ended last month
  • VAT return and payment for the quarter that ended last month
  • VAT return and payment for the quarter that ended last month
  • Tax year ends: last day for pension, ISA and dividend timing decisions

Who this is for

Business Advisory for Forest Gate North

Owner-managers in Forest Gate North facing a decision or a recurring problem: businesses that are busy but not profitable, owners considering a first or next hire, companies choosing between loan, invoice finance and investment, founders preparing to scale or to sell, franchisees and partnerships needing an independent view, and anyone who wants a quarterly conversation about the numbers with someone who has read them.

What is included

Everything inside the fixed fee

  • A structured 90-minute session on the question you bring, with preparation from your numbers beforehand
  • A written summary within three working days: what we discussed, what we recommend, what to do next
  • Pricing and margin review: unit economics, price points, discounting and the gross margin you actually make
  • Growth readiness review: hiring plans, funding options, systems, controls and what breaks at the next size
  • Quarterly advisory retainer: a session each quarter with your management figures and a standing agenda
  • Introductions to lenders, grant bodies and specialists where the question needs them

How it works

Business Advisory from Forest Gate North, step by step

  1. Tell us your situation

    A short message or call about what you do and what needs filing. We ask the questions that determine the right package and nothing more.

  2. Fixed fee in writing

    You receive one price for the work, confirmed by email before anything starts. It does not change if the job takes longer than we expected.

  3. Send records, review the draft

    Records come by WhatsApp or email. We prepare the draft, explain the figures in plain English and answer your questions.

  4. We file, you get the receipts

    Once you approve and the fee is settled, we submit electronically and forward the HMRC or Companies House acknowledgement the same day.

Why IGI

The IGI way of working, in Forest Gate North

The price for business advisory is published on this page and is what a client in Forest Gate North pays. We confirm it in writing first, and the invoice matches the quote.

Deadline-first: the dates that matter for business advisory are shown at the top of this page, diarised for every Forest Gate North client and chased before they arrive.

Online only, UK based. There is no office in Forest Gate North to pay for, which is why the fee is the same here as anywhere in England; the work is done by people in the UK who answer the same day.

Continuity matters in business advisory: the person who prepared last year's work for your Forest Gate North business prepares this year's, and remembers what was agreed.

Plain English, with the numbers. Every draft for Forest Gate North comes with a short explanation of what the figures mean and what, if anything, you should do about them.

You stay in control of business advisory: drafts go to Forest Gate North clients first, with the figures explained, and nothing leaves us until you say so.

Local facts

About Forest Gate North

Forest Gate North is in East London, within Newham, in the E7 postcode district, England. Income tax in England follows the UK rates: 20% basic to £50,270, 40% higher to £125,140 and 45% additional, with the personal allowance of £12,570 tapered away above £100,000. National Insurance, VAT and Corporation Tax are UK-wide, and Stamp Duty Land Tax applies to property purchases.

Nearby places we also serve for business advisory
PlaceDistanceDirection
Forest Gate0.3 miSE
Forest Gate South0.4 miS
Cann Hall0.6 miW
Green Street, Newham0.7 miSE
Maryland, Newham0.7 miSW
Green Street West0.9 miSE
Cathall0.9 miNW
Green Street East1.0 miSE

Worth knowing

Rules that come up in this work

Employer National Insurance

The cost of an employee is more than the salary. Employer National Insurance at 15% above £5,000 a year, the 3% minimum pension contribution, holiday pay, equipment and management time all come on top. The Employment Allowance of £10,500 reduces the National Insurance for most employers with more than one person on the payroll.

Workplace pensions and auto-enrolment

Workplace pension compliance is part of payroll, not separate from it. Each pay period the payroll assesses who is eligible, calculates employer and employee contributions on qualifying earnings between the lower and upper thresholds, and sends the contribution file to the scheme. The minimum total is 8%, and many employers choose to contribute more as a recruitment advantage.

Dormant companies

A dormant company is one with no significant accounting transactions in the year, where the only permitted entries are the payment for shares on incorporation, Companies House fees and penalties. It still files a confirmation statement and simplified dormant accounts every year. A bank charge or an accountant's fee paid from the company ends dormancy and requires full accounts.

The trading and property allowances

Not every small income needs a tax return. The trading allowance exempts the first £1,000 of self-employment or casual income and the property allowance does the same for rental income, each measured on gross receipts. They cannot be combined with rent-a-room relief on the same income, and claiming the allowance means giving up the expense deduction for that source.

Crypto records and reporting

HMRC treats cryptoassets as property. Swapping one token for another, spending crypto or gifting it are all disposals for Capital Gains Tax, and staking and lending rewards are income. Gains are computed under pooling rules with same-day and 30-day matching. From 2026 HMRC receives data from exchanges worldwide under the Cryptoasset Reporting Framework, so unreported activity is increasingly visible.

The 60-day property CGT return

Since April 2020 a gain on UK residential property must be reported and the tax paid within 60 days of completion through HMRC's dedicated service, separately from the annual return. Non-residents must report all UK land disposals in the same window whether or not tax is due. Getting the computation right first time matters because the figure is then carried into the Self Assessment.

Record keeping

Record keeping is a legal obligation with a penalty of up to £3,000 for failure, but its real value is in making every other filing cheaper and more defensible. Keep invoices, receipts, bank statements, mileage logs and any HMRC correspondence, digitally if you like, for five years after the relevant filing deadline for individuals and six years for companies and VAT.

Questions

Business Advisory questions from Forest Gate North

What is the growth readiness review?

For £399 we look at what the business would need to operate at the next level: people and roles, funding and cash, systems and controls, pricing capacity and the owner's own role. The report identifies what will break first at the larger size and sets out the fixes in order, with costs. It is often used before a fundraise or a major hire.

How does the quarterly retainer work?

For £129 a quarter you get a session each quarter with your management figures, a standing agenda of the things you are tracking, and a written note afterwards. It is for owners who want a regular, structured conversation about the business rather than one-off help, and it works best alongside our management accounts.

What happens in the £149 session?

You tell us the question when you book and send your recent figures. We prepare, then spend 90 minutes by video working through it: the numbers, the options, the trade-offs. Within three working days you receive a written summary of the discussion, our recommendation and the next steps. One session often resolves the question; some lead to a review product.

What is the pricing and margin review?

For £299 we analyse your sales by product, service or customer against the true cost of delivering each, including the overheads that are usually ignored, to show where the margin is actually made and lost. The report recommends price changes, discount policy and which lines to grow or drop, with the profit effect of each quantified.

Can you help with funding?

We help you decide what kind of funding suits the need, debt, invoice finance, asset finance, grant or equity, and prepare the figures lenders or investors want to see. Our cash-flow forecasting service produces the forecast pack. We introduce you to lenders and grant bodies we know but we are not brokers and take no commission.

My business is busy but there is never any money. Can you tell me why?

Usually, yes, and usually within a session. The common causes are margin erosion through discounting or cost creep, slow-paying customers tying up cash, stock or work in progress absorbing it, overheads that grew with turnover, or the owner's drawings exceeding profit. The pricing and margin review goes deeper where margin is the cause.

Do you have an office in Forest Gate North?

No. IGI Accounting is an online-only firm. We serve Forest Gate North and every other UK postcode remotely, with records sent by WhatsApp or email and everything filed electronically. The absence of local premises is why the fee for business advisory is the same in Forest Gate North as anywhere else in the country, and why there is nothing to visit and nothing to print.

Is business advisory in Forest Gate North really the same price as elsewhere?

Yes. The fee published on this page is what a client in Forest Gate North pays and what a client in any other part of England pays. It is confirmed in writing before work starts and the invoice matches the quote. Where a higher package applies because your situation is more complex, we say so at the quote stage, never afterwards.

One message from Forest Gate North, one fixed price

Tell us what you need. You get one fixed fee in writing, and nothing is filed until you approve it.

WhatsApp for a fixed quote