Startup Accountants · North London
Startup accountants in Enfield Wash
Startup accountants in Enfield Wash who understand that early-stage companies are loss-making, equity-funded and short of time. Our packages are built for that: no hourly billing, founder payroll when it is needed, SEIS/EIS advance assurance at £299 when you raise, and books investors can read. Everything online, every filing approved by you first.
from £59/mo · fixed, per month
Next deadlines
- VAT return and payment for the quarter that ended last month
- VAT return and payment for the quarter that ended last month
- VAT return and payment for the quarter that ended last month
- Confirmation statement due within 14 days of your review date, at least once every 12 months
Who this is for
Startup Accountants for Enfield Wash
New and early-stage companies in Enfield Wash: founders incorporating for the first time, technology and product startups preparing to raise seed investment, service businesses moving from side project to full time, two or three co-founders who need the equity and payroll structured properly, and companies in their first two years who set up alone and want it done properly now.
What is included
Everything inside the fixed fee
- Company formation and HMRC registrations in the Launch package, or a review of what has already been set up
- Cloud bookkeeping configured for a growing business, with bank feeds and expense capture from day one
- Annual accounts and Corporation Tax return, with first-period and long-period rules handled
- VAT registration timing advised and quarterly returns run in the Grow and Scale packages
- Payroll for founders and first hires, with auto-enrolment, in the Scale package
- SEIS and EIS advance assurance applications prepared for founders raising investment
How it works
Startup Accountants from Enfield Wash, step by step
Scope the job
We find out what you need filed, when it is due and what state the records are in, and tell you which fixed-fee package applies.
Agree the price
The fee is confirmed in writing. There is no hourly billing and nothing added for questions during the work.
Hand over the records
Photographs, PDFs, software access or a spreadsheet, sent however suits you. We confirm what we have and what is missing within two working days.
Approve, then we submit
You review the draft with our explanation, sign off, and we file. Receipts, copies and the next deadlines come back to you immediately.
Why IGI
The IGI way of working, in Enfield Wash
One fixed fee for startup accountants in Enfield Wash, agreed in writing before any work starts and never changed part-way through the job, however long it takes us.
We work to the HMRC and Companies House calendar, not an appointment diary. Clients in Enfield Wash get reminders at 60, 30 and 7 days before each date that applies to startup accountants.
No appointments, no travel across North London, no parking. Everything for startup accountants in Enfield Wash happens online, with a real person on the other end during UK working hours.
A named person handles your startup accountants from Enfield Wash and knows the file, so you are not re-explaining your business to a different helpdesk each time.
The output for Enfield Wash clients is never just a form. It is the form, a one-page summary of what it says, and a note of the decisions it points to for startup accountants.
Nothing is filed for Enfield Wash until you have reviewed and approved it. You see the draft, you ask questions, you sign off, then we submit and send you the receipt.
Local facts
About Enfield Wash
Enfield Wash is in North London, within Enfield, in the EN3 postcode district, England. For businesses in England the tax rules are those set by the UK Parliament: the 20/40/45% income tax bands, Class 4 National Insurance for the self-employed at 6% and 2%, Corporation Tax at 19% to 25%, and Stamp Duty Land Tax on property. Business rates are set locally by the council.
| Place | Distance | Direction |
|---|---|---|
| Turkey Street | 0.5 mi | NW |
| Enfield Lock | 0.6 mi | E |
| Freezywater | 0.7 mi | NE |
| Bulls Cross | 0.8 mi | NW |
| Enfield Highway | 0.8 mi | S |
| Brimsdown | 0.9 mi | SE |
| Bullsmoor, Enfield | 1.0 mi | NW |
| Enfield Island Village | 1 mi | E |
Worth knowing
Rules that come up in this work
Closing a company
A solvent company that has finished its purpose can be dissolved by voluntary strike-off: form DS01 with a £13 Companies House fee, after three months without trading and with all debts paid, final accounts and tax return filed, and assets distributed. HMRC objects to any application where returns or tax are outstanding, so the sequence matters more than the form.
Switching accountants
The main reasons people switch accountant are surprise invoices, missed deadlines and not understanding what they are being told. Switching involves a clearance letter between the firms, a transfer of records and agent authorisations, and a short handover of the current position. It takes about two weeks and should cost nothing extra.
Allowable expenses
An expense is allowable against trading profit if it is incurred wholly and exclusively for the business. Materials, business travel other than ordinary commuting, a proportion of home running costs, software, insurance, professional fees, bank charges and protective clothing qualify. Client entertainment, ordinary clothing, fines and the private share of mixed-use costs do not.
Record keeping
Record keeping is a legal obligation with a penalty of up to £3,000 for failure, but its real value is in making every other filing cheaper and more defensible. Keep invoices, receipts, bank statements, mileage logs and any HMRC correspondence, digitally if you like, for five years after the relevant filing deadline for individuals and six years for companies and VAT.
The 60-day property CGT return
Selling UK residential property that was not your main home for the whole period of ownership triggers a separate Capital Gains Tax return, due within 60 days of completion along with payment of the tax. This is in addition to the annual Self Assessment. The gain is taxed at 18% or 24% depending on your income band, after the £3,000 annual exempt amount.
Crypto records and reporting
HMRC treats cryptoassets as property. Swapping one token for another, spending crypto or gifting it are all disposals for Capital Gains Tax, and staking and lending rewards are income. Gains are computed under pooling rules with same-day and 30-day matching. From 2026 HMRC receives data from exchanges worldwide under the Cryptoasset Reporting Framework, so unreported activity is increasingly visible.
The trading and property allowances
Not every small income needs a tax return. The trading allowance exempts the first £1,000 of self-employment or casual income and the property allowance does the same for rental income, each measured on gross receipts. They cannot be combined with rent-a-room relief on the same income, and claiming the allowance means giving up the expense deduction for that source.
Questions
Startup Accountants questions from Enfield Wash
What do investors expect to see in the accounts?
Clean, current bookkeeping; a cap table that matches Companies House; founder payments properly documented; VAT and PAYE up to date; and management accounts showing runway. Due diligence on a seed round routinely finds undocumented director's loans and unfiled confirmation statements, both of which cost time at exactly the wrong moment.
Do I need a separate business bank account?
Legally the company must have its own account because it is a separate person from you; using a personal account mixes funds and creates director's loan problems. Digital business banks open accounts quickly for new companies, and we connect the feed to your software as part of setup.
When do I need Grow or Scale?
Grow at £99 adds monthly bookkeeping and quarterly VAT returns, and suits most startups once transactions and VAT registration arrive. Scale at £149 adds payroll for founders and first hires with auto-enrolment, plus quarterly management accounts for the board or investors. You can move between packages at any month end.
What does the £59 Launch package include?
Company formation with the Companies House £100 fee passed on separately, Corporation Tax and PAYE registration, a registered office if you want one, cloud software set up, the first confirmation statement and the first set of accounts and CT600 filed. It is for founders who will keep their own books in the early months.
How should co-founders be paid?
Early on, often not at all, with equity as the reward. Once the company can afford it, a modest salary through payroll keeps National Insurance records intact and is deductible. Dividends require distributable profits, which loss-making startups do not have. Director's loans are a trap. We set the structure to suit the cash position.
What if the startup fails?
Then the company needs to be closed properly: final accounts, final CT600, deregistration from VAT and PAYE, and a strike-off application or, if there are debts it cannot pay, a formal insolvency process. Our strike-off service with final accounts is from £349. SEIS investors can claim loss relief, which softens their outcome.
Is startup accountants in Enfield Wash really the same price as elsewhere?
Yes. The fee published on this page is what a client in Enfield Wash pays and what a client in any other part of England pays. It is confirmed in writing before work starts and the invoice matches the quote. Where a higher package applies because your situation is more complex, we say so at the quote stage, never afterwards.
Do you have an office in Enfield Wash?
No. IGI Accounting is an online-only firm. We serve Enfield Wash and every other UK postcode remotely, with records sent by WhatsApp or email and everything filed electronically. The absence of local premises is why the fee for startup accountants is the same in Enfield Wash as anywhere else in the country, and why there is nothing to visit and nothing to print.
Start the conversation from Enfield Wash
Tell us what you need. You get one fixed fee in writing, and nothing is filed until you approve it.