Freelancer Accountants · North London
Freelancer accountants in Enfield Lock
Freelancer accountants for Enfield Lock who will tell you honestly whether you should be a sole trader or a company, and then run whichever you choose for a fixed monthly fee. Making Tax Digital for the self-employed is now live for higher earners and arriving for the rest; our clients are set up for it before their start date arrives.
from £45/mo · fixed, per month
Next deadlines
- Online Self Assessment filing deadline and balancing payment due
- Making Tax Digital for Income Tax: quarterly updates for sole traders and landlords over £50,000 (from April 2026) and over £30,000 (from April 2027)
- Second payment on account due
- Companies House accounts due 9 months after your year end (a 31 December year end files by 30 September)
Who this is for
Freelancer Accountants for Enfield Lock
Freelancers and independent professionals in Enfield Lock: designers, developers, writers and editors, marketers, photographers and videographers, consultants, translators, musicians and performers, tutors and coaches, whether trading as a sole trader, through a limited company, or still deciding, and whether full time or alongside employment.
What is included
Everything inside the fixed fee
- Monthly bookkeeping from your bank feed with invoices and expenses captured by phone
- Self Assessment with the self-employment pages for sole trader freelancers, or accounts, CT600 and payroll for company freelancers
- Expense review for the costs freelancers miss: home office, equipment, software, subscriptions, training, travel
- Payments on account and a monthly set-aside figure so the January bill is never a surprise
- Making Tax Digital readiness and quarterly updates when your income reaches the threshold
- A going-freelance starter session covering structure, registration, pricing for tax and what to keep
How it works
Freelancer Accountants from Enfield Lock, step by step
Scope the job
We find out what you need filed, when it is due and what state the records are in, and tell you which fixed-fee package applies.
Agree the price
The fee is confirmed in writing. There is no hourly billing and nothing added for questions during the work.
Hand over the records
Photographs, PDFs, software access or a spreadsheet, sent however suits you. We confirm what we have and what is missing within two working days.
Approve, then we submit
You review the draft with our explanation, sign off, and we file. Receipts, copies and the next deadlines come back to you immediately.
Why IGI
The IGI way of working, in Enfield Lock
The price for freelancer accountants is published on this page and is what a client in Enfield Lock pays. We confirm it in writing first, and the invoice matches the quote.
Nothing for Enfield Lock is left to the last week. Each deadline relevant to freelancer accountants is tracked from the day you join, with the next four shown on every page we send you.
Online only, UK based. There is no office in Enfield Lock to pay for, which is why the fee is the same here as anywhere in England; the work is done by people in the UK who answer the same day.
You get one contact for freelancer accountants, not a queue. Enfield Lock clients message the same person throughout and get an answer in working hours, usually within a few hours.
The output for Enfield Lock clients is never just a form. It is the form, a one-page summary of what it says, and a note of the decisions it points to for freelancer accountants.
Nothing is filed for Enfield Lock until you have reviewed and approved it. You see the draft, you ask questions, you sign off, then we submit and send you the receipt.
Local facts
About Enfield Lock
Enfield Lock is in North London, within Enfield, in the EN3 postcode district, England. For businesses in England the tax rules are those set by the UK Parliament: the 20/40/45% income tax bands, Class 4 National Insurance for the self-employed at 6% and 2%, Corporation Tax at 19% to 25%, and Stamp Duty Land Tax on property. Business rates are set locally by the council.
| Place | Distance | Direction |
|---|---|---|
| Freezywater | 0.4 mi | N |
| Enfield Island Village | 0.6 mi | E |
| Enfield Wash | 0.6 mi | W |
| Turkey Street | 0.8 mi | W |
| Holdbrook | 0.9 mi | NE |
| Brimsdown | 1 mi | S |
| Waltham Cross | 1 mi | N |
| Bullsmoor, Enfield | 1 mi | NW |
Worth knowing
Rules that come up in this work
CIS deductions
The Construction Industry Scheme affects both sides of a construction payment. Contractors must verify subcontractors, deduct the right amount, issue statements and file monthly, with penalties from £100 for each late return. Subcontractors suffer deductions on turnover and recover the excess at the year end. Limited company subcontractors offset deductions against PAYE monthly instead.
Confirmation statements and identity verification
The confirmation statement is the annual check that the public register is right: officers, registered office, SIC codes, shareholders and the PSC register. It carries a £50 fee and no financial penalty for lateness, but failure to file leads to compulsory strike-off. The identity verification regime introduced in November 2025 has added a further check to every statement.
The trading and property allowances
Not every small income needs a tax return. The trading allowance exempts the first £1,000 of self-employment or casual income and the property allowance does the same for rental income, each measured on gross receipts. They cannot be combined with rent-a-room relief on the same income, and claiming the allowance means giving up the expense deduction for that source.
Dormant companies
Companies formed to protect a name or hold a future business are dormant but not exempt: Companies House still expects dormant accounts within nine months of the year end and a confirmation statement annually with its £50 fee, and HMRC must be told the company is dormant or it will demand Corporation Tax returns. The filings are short, but the penalties for missing them are the same as for a trading company.
Workplace pensions and auto-enrolment
Auto-enrolment duties begin the day you take on your first employee, not when the Pensions Regulator writes to you. Eligible staff must be enrolled, contributions paid every pay period and re-enrolment carried out every three years. Director-only companies without employment contracts are usually exempt. Fines for non-compliance are fixed and escalating.
Employer National Insurance
The cost of an employee is more than the salary. Employer National Insurance at 15% above £5,000 a year, the 3% minimum pension contribution, holiday pay, equipment and management time all come on top. The Employment Allowance of £10,500 reduces the National Insurance for most employers with more than one person on the payroll.
Allowable expenses
An expense is allowable against trading profit if it is incurred wholly and exclusively for the business. Materials, business travel other than ordinary commuting, a proportion of home running costs, software, insurance, professional fees, bank charges and protective clothing qualify. Client entertainment, ordinary clothing, fines and the private share of mixed-use costs do not.
Questions
Freelancer Accountants questions from Enfield Lock
How do you handle irregular and overseas income?
Irregular income is normal for freelancers and the monthly summary shows the year-to-date position so lean months are planned for. Overseas clients are invoiced without UK VAT in most cases, and any foreign tax withheld can usually be credited against your UK liability. Both are handled within the package.
Do I need to register for VAT?
Only when your taxable turnover in any rolling 12 months exceeds £90,000, or voluntarily before that. Many freelancers with business clients register voluntarily to reclaim VAT on equipment; those with consumer clients usually wait. We monitor your rolling turnover and advise before the threshold is reached.
Does Making Tax Digital apply to freelancers?
If your gross self-employment plus property income was over £50,000 in 2024/25 you joined MTD for Income Tax in April 2026; over £30,000 means April 2027; over £20,000 is planned for April 2028. It means digital records and quarterly updates. Our monthly package keeps the records in the right form and submits the updates.
What is the starter session?
A £99 video call before or soon after you go freelance, covering the sole trader versus company decision, registration with HMRC, how to price so that tax is covered, what records to keep and how, invoicing and payment terms, and the dates that matter. You come away with a written plan. If you then join a monthly package the £99 is credited.
What expenses can freelancers claim?
A proportion of home costs for the space and hours you work there, or HMRC's flat rate; equipment and software; professional subscriptions and insurance; training that maintains existing skills; business travel other than commuting; marketing and website costs; bank charges; and the business share of phone and internet. We review your categories every month.
How much should I set aside for tax?
For a sole trader, roughly 20% to 30% of profit covers income tax and Class 4 National Insurance at basic rate, more at higher rate, plus payments on account in the first year they apply. We give you a specific monthly figure based on your actual profit each month, which is more useful than a rule of thumb.
Is freelancer accountants in Enfield Lock really the same price as elsewhere?
Yes. The fee published on this page is what a client in Enfield Lock pays and what a client in any other part of England pays. It is confirmed in writing before work starts and the invoice matches the quote. Where a higher package applies because your situation is more complex, we say so at the quote stage, never afterwards.
Do you have an office in Enfield Lock?
No. IGI Accounting is an online-only firm. We serve Enfield Lock and every other UK postcode remotely, with records sent by WhatsApp or email and everything filed electronically. The absence of local premises is why the fee for freelancer accountants is the same in Enfield Lock as anywhere else in the country, and why there is nothing to visit and nothing to print.
Start the conversation from Enfield Lock
Tell us what you need. You get one fixed fee in writing, and nothing is filed until you approve it.