Accounting

Making Tax Digital · North West

Making Tax Digital accountants in Crewe

From April 2026, sole traders and landlords in Crewe with qualifying income over £50,000 must keep digital records and send HMRC four quarterly updates a year, with the £30,000 threshold following in April 2027. We tell you exactly when it applies to you, get the software and records in order, and run the submissions for a fixed fee.

from £99 · fixed setup, then from £35/quarter

Next deadlines

  • MTD quarterly update deadline (7 August, 7 November, 7 February, 7 May)
  • VAT return and payment for the quarter that ended last month
  • VAT return and payment for the quarter that ended last month
  • VAT return and payment for the quarter that ended last month

Who this is for

Making Tax Digital for Crewe

Sole traders and landlords in Crewe with qualifying income over £50,000 who are already in MTD for Income Tax, those over £30,000 joining in April 2027 and £20,000 planned for April 2028, VAT-registered businesses still filing from spreadsheets or non-compliant software, and anyone who received an HMRC letter about digital record keeping and wants it handled rather than explained.

What is included

Everything inside the fixed fee

  • Your MTD start date confirmed from your 2024/25 qualifying income and HMRC's phased thresholds
  • MTD-compatible software chosen, set up and connected to HMRC with digital links from bank feeds
  • Digital record keeping configured so every transaction meets the requirements without re-keying
  • Quarterly updates submitted to HMRC by the 7th following each quarter, from your reconciled records
  • The year-end final declaration prepared and filed in place of the traditional Self Assessment return
  • MTD for VAT setup and the first return filed for businesses still on spreadsheets or old software

How it works

Making Tax Digital from Crewe, step by step

  1. Scope the job

    We find out what you need filed, when it is due and what state the records are in, and tell you which fixed-fee package applies.

  2. Agree the price

    The fee is confirmed in writing. There is no hourly billing and nothing added for questions during the work.

  3. Hand over the records

    Photographs, PDFs, software access or a spreadsheet, sent however suits you. We confirm what we have and what is missing within two working days.

  4. Approve, then we submit

    You review the draft with our explanation, sign off, and we file. Receipts, copies and the next deadlines come back to you immediately.

Why IGI

What you get in Crewe

The price for making tax digital is published on this page and is what a client in Crewe pays. We confirm it in writing first, and the invoice matches the quote.

Nothing for Crewe is left to the last week. Each deadline relevant to making tax digital is tracked from the day you join, with the next four shown on every page we send you.

No appointments, no travel across North West, no parking. Everything for making tax digital in Crewe happens online, with a real person on the other end during UK working hours.

A named person handles your making tax digital from Crewe and knows the file, so you are not re-explaining your business to a different helpdesk each time.

Plain English, with the numbers. Every draft for Crewe comes with a short explanation of what the figures mean and what, if anything, you should do about them.

Approval before filing is a rule, not a courtesy. For making tax digital in Crewe, every submission to HMRC or Companies House follows your written go-ahead.

Local facts

About Crewe

Crewe is in North West, in the CW1 postcode district, England. For businesses in England the tax rules are those set by the UK Parliament: the 20/40/45% income tax bands, Class 4 National Insurance for the self-employed at 6% and 2%, Corporation Tax at 19% to 25%, and Stamp Duty Land Tax on property. Business rates are set locally by the council.

Nearby places we also serve for making tax digital
PlaceDistanceDirection
The Valley, North West0.7 miW
Valley, The0.7 miW
Church Coppenhall0.8 miN
Coppenhall, North West0.9 miN
Maw Green, North West1.0 miNE
Sydney1 miE
Slaughter Hill1 miSE
Ashbank, North West1 miW

Worth knowing

Rules that come up in this work

Payments on account

A common surprise in Self Assessment is the January payment that is far larger than expected. That is the balancing payment for the year just ended plus the first payment on account for the year ahead, which HMRC sets at half of the bill just calculated. We put the figure in your hands months ahead and tell you how to adjust it legitimately when circumstances change.

The Self Assessment calendar

Self Assessment runs on a fixed annual cycle. Registration by 5 October following the tax year, online filing and payment by 31 January, and a second instalment on 31 July for those making payments on account. The penalties for lateness are automatic and escalate monthly, which is why we file early and chase approvals well before the window closes.

Making Tax Digital for Income Tax

Making Tax Digital for Income Tax began in April 2026 for sole traders and landlords with qualifying income over £50,000, extends to those over £30,000 in April 2027 and is planned for £20,000 in April 2028. It requires digital records in compatible software and four quarterly updates to HMRC each year, with a final declaration replacing the traditional return. Payment dates are unchanged.

Late filing penalties

HMRC's penalties for a late Self Assessment return are automatic: £100 the day after 31 January, £10 a day from three months late up to £900, then the greater of £300 or 5% of the tax at six and twelve months. Interest and separate late-payment penalties apply to the tax itself. Companies House charges £150 to £1,500 for late accounts, doubling for a second consecutive year.

Corporation Tax rates and marginal relief

Since April 2023 there have been two Corporation Tax rates, 19% small profits and 25% main, with marginal relief smoothing the transition between £50,000 and £250,000 of profit. The band is where planning matters: each pound of profit in it is taxed at an effective 26.5%, so pension contributions and capital expenditure timed to keep profit below £50,000 are worth more than they look.

The VAT registration threshold

Watching the rolling twelve-month turnover figure is one of the quiet jobs of monthly bookkeeping, because the £90,000 VAT threshold arrives silently. Crossing it brings quarterly returns, Making Tax Digital software and a decision about schemes. Crossing it late brings a bill for VAT you could not recover from customers and a penalty for failing to notify.

Director's loan accounts

The most common tax problem in owner-managed companies is an overdrawn director's loan account: drawings taken during the year that were never declared as dividends or salary. The company faces a 35.75% charge on the balance outstanding nine months after the year end, and the director may have a benefit in kind. We review the account before every year end to clear it properly.

Questions

Making Tax Digital questions from Crewe

I am a landlord with a job. Does MTD apply to my rental income?

Yes, if your gross rental income, added to any self-employment income, exceeds the threshold for your start year. Employment income does not count towards the threshold but is reported in the final declaration. Jointly owned property has simplified rules allowing the income-only reporting of your share each quarter.

What are the penalties under MTD?

A points-based system: one point for each late quarterly update or declaration, and a £200 penalty once you reach four points, with the count resetting after a period of compliance. Late payment penalties start at 3% after 15 days. The first year has been described by HMRC as light-touch, but points still accrue.

Does MTD change when I pay tax?

No. Payments on account remain due on 31 January and 31 July, and the balancing payment on 31 January after the tax year. HMRC shows an estimated liability after each quarterly update, which is useful for setting money aside, but it is not a demand.

What is in a quarterly update?

Totals of income and expenses for the quarter by category, taken straight from the digital records. No accounting adjustments, no tax calculation and no payment. The updates are cumulative, so an error in one quarter is corrected in the next. From £35 a quarter we prepare, review and submit each one from your records.

Can I keep using my spreadsheet?

Only with bridging software that links the spreadsheet digitally to HMRC, and the links must be digital, not copy-and-paste. For VAT this remains workable; for Income Tax the quarterly category reporting makes proper software far less effort. We set up whichever approach suits you and explain the trade-off honestly.

What does the £99 readiness check and setup include?

Confirmation of your start date, choice and setup of MTD-compatible software suited to your business, bank feeds connected, the chart of categories mapped to HMRC's reporting lines, the authorisation of the software with HMRC, and a short walkthrough so you know how to capture receipts and invoices day to day.

How do I get started from Crewe?

Message us on WhatsApp or email with a sentence about your business and what you need. We reply in working hours with any questions and a fixed fee for making tax digital. Once you confirm, we tell you exactly which records to send and the work begins. Most Crewe clients are set up within a day.

Which deadlines matter most for making tax digital?

The next four dates that apply to making tax digital are shown at the top of this page, calculated from today. For Crewe clients we diarise every one of them from the day you join and send reminders before each, so the work is done in good time rather than in the last week before a penalty.

Fixed fees, filed on time, for Crewe

Tell us what you need. You get one fixed fee in writing, and nothing is filed until you approve it.

WhatsApp for a fixed quote