Accounting

Startup Accountants · West London

Startup accountants in Cowley, Hillingdon

Startup accountants in Cowley who understand that early-stage companies are loss-making, equity-funded and short of time. Our packages are built for that: no hourly billing, founder payroll when it is needed, SEIS/EIS advance assurance at £299 when you raise, and books investors can read. Everything online, every filing approved by you first.

from £59/mo · fixed, per month

Next deadlines

  • VAT return and payment for the quarter that ended last month
  • VAT return and payment for the quarter that ended last month
  • VAT return and payment for the quarter that ended last month
  • Confirmation statement due within 14 days of your review date, at least once every 12 months

Who this is for

Startup Accountants for Cowley

New and early-stage companies in Cowley, Hillingdon: founders incorporating for the first time, technology and product startups preparing to raise seed investment, service businesses moving from side project to full time, two or three co-founders who need the equity and payroll structured properly, and companies in their first two years who set up alone and want it done properly now.

What is included

Everything inside the fixed fee

  • Company formation and HMRC registrations in the Launch package, or a review of what has already been set up
  • Cloud bookkeeping configured for a growing business, with bank feeds and expense capture from day one
  • Annual accounts and Corporation Tax return, with first-period and long-period rules handled
  • VAT registration timing advised and quarterly returns run in the Grow and Scale packages
  • Payroll for founders and first hires, with auto-enrolment, in the Scale package
  • SEIS and EIS advance assurance applications prepared for founders raising investment

How it works

Startup Accountants from Cowley, Hillingdon, step by step

  1. Scope the job

    We find out what you need filed, when it is due and what state the records are in, and tell you which fixed-fee package applies.

  2. Agree the price

    The fee is confirmed in writing. There is no hourly billing and nothing added for questions during the work.

  3. Hand over the records

    Photographs, PDFs, software access or a spreadsheet, sent however suits you. We confirm what we have and what is missing within two working days.

  4. Approve, then we submit

    You review the draft with our explanation, sign off, and we file. Receipts, copies and the next deadlines come back to you immediately.

Why IGI

The IGI way of working, in Cowley

The price for startup accountants is published on this page and is what a client in Cowley pays. We confirm it in writing first, and the invoice matches the quote.

Nothing for Cowley is left to the last week. Each deadline relevant to startup accountants is tracked from the day you join, with the next four shown on every page we send you.

Online only, UK based. There is no office in Cowley to pay for, which is why the fee is the same here as anywhere in England; the work is done by people in the UK who answer the same day.

You get one contact for startup accountants, not a queue. Cowley, Hillingdon clients message the same person throughout and get an answer in working hours, usually within a few hours.

The output for Cowley clients is never just a form. It is the form, a one-page summary of what it says, and a note of the decisions it points to for startup accountants.

Nothing is filed for Cowley until you have reviewed and approved it. You see the draft, you ask questions, you sign off, then we submit and send you the receipt.

Local facts

About Cowley, Hillingdon

Cowley, Hillingdon is in West London, within Hillingdon, in the UB8 postcode district, England. For businesses in England the tax rules are those set by the UK Parliament: the 20/40/45% income tax bands, Class 4 National Insurance for the self-employed at 6% and 2%, Corporation Tax at 19% to 25%, and Stamp Duty Land Tax on property. Business rates are set locally by the council.

Nearby places we also serve for startup accountants
PlaceDistanceDirection
Uxbridge South0.5 miNW
Brunel0.7 miE
Little Britain, Hillingdon0.7 miSW
Colham Green0.9 miE
Uxbridge Moor1 miNW
Yiewsley1 miS
Uxbridge1 miN
Iver1 miSW

Worth knowing

Rules that come up in this work

The trading and property allowances

Not every small income needs a tax return. The trading allowance exempts the first £1,000 of self-employment or casual income and the property allowance does the same for rental income, each measured on gross receipts. They cannot be combined with rent-a-room relief on the same income, and claiming the allowance means giving up the expense deduction for that source.

Dormant companies

Dormancy is a status that is easy to lose. The strict rule is no accounting transactions other than share capital and Companies House fees, which means no bank account activity at all in practice. Fees should be paid personally by the director. A company that traded and has stopped becomes dormant only after its final trading accounts and tax return are filed and HMRC is told.

Workplace pensions and auto-enrolment

Workplace pension compliance is part of payroll, not separate from it. Each pay period the payroll assesses who is eligible, calculates employer and employee contributions on qualifying earnings between the lower and upper thresholds, and sends the contribution file to the scheme. The minimum total is 8%, and many employers choose to contribute more as a recruitment advantage.

Employer National Insurance

Employers pay National Insurance at 15% on each employee's earnings above the £5,000 secondary threshold, following the April 2025 changes. The Employment Allowance offsets up to £10,500 of this for eligible employers, which for a small team often removes the liability entirely, but companies where the director is the only employee do not qualify.

Allowable expenses

Expense claims are where a return is won or lost in an enquiry. The test is wholly and exclusively for the trade; where a cost is mixed, the business proportion can be claimed if it can be identified. Capital items such as equipment and vans are relieved through capital allowances rather than as expenses, except under the cash basis where they are simply deducted when paid.

Record keeping

Record keeping is a legal obligation with a penalty of up to £3,000 for failure, but its real value is in making every other filing cheaper and more defensible. Keep invoices, receipts, bank statements, mileage logs and any HMRC correspondence, digitally if you like, for five years after the relevant filing deadline for individuals and six years for companies and VAT.

The 60-day property CGT return

Since April 2020 a gain on UK residential property must be reported and the tax paid within 60 days of completion through HMRC's dedicated service, separately from the annual return. Non-residents must report all UK land disposals in the same window whether or not tax is due. Getting the computation right first time matters because the figure is then carried into the Self Assessment.

Questions

Startup Accountants questions from Cowley

What do investors expect to see in the accounts?

Clean, current bookkeeping; a cap table that matches Companies House; founder payments properly documented; VAT and PAYE up to date; and management accounts showing runway. Due diligence on a seed round routinely finds undocumented director's loans and unfiled confirmation statements, both of which cost time at exactly the wrong moment.

Do I need a separate business bank account?

Legally the company must have its own account because it is a separate person from you; using a personal account mixes funds and creates director's loan problems. Digital business banks open accounts quickly for new companies, and we connect the feed to your software as part of setup.

What are the SEIS limits?

A company can raise up to £250,000 under SEIS within the first three years of trading, with gross assets under £350,000 and fewer than 25 employees. EIS allows up to £5 million a year and £12 million in total, for companies under seven years old with fewer than 250 employees. Trading activities must qualify; some are excluded.

What is SEIS/EIS advance assurance and do I need it?

Investors in qualifying early-stage companies get income tax relief of 50% (SEIS) or 30% (EIS) and capital gains exemptions, which makes raising much easier. Advance assurance is HMRC's confirmation in principle that your company qualifies, and most angel investors insist on it. Our £299 service prepares and submits the application.

Can I claim startup costs incurred before incorporation?

Yes. Pre-trading expenses incurred up to seven years before the company started trading, which would have been deductible if incurred while trading, are treated as incurred on the first day of trading. Keep the receipts. Equipment you bring in can be transferred to the company at market value.

When are a new company's first filings due?

The first confirmation statement is due within 14 days of the first anniversary of incorporation. The first accounts are due 21 months after incorporation. Corporation Tax is due nine months and one day after the first accounting period ends, and the first period is often longer than a year, which creates two CT600s. We handle the split.

Is startup accountants in Cowley really the same price as elsewhere?

Yes. The fee published on this page is what a client in Cowley, Hillingdon pays and what a client in any other part of England pays. It is confirmed in writing before work starts and the invoice matches the quote. Where a higher package applies because your situation is more complex, we say so at the quote stage, never afterwards.

Do you have an office in Cowley?

No. IGI Accounting is an online-only firm. We serve Cowley, Hillingdon and every other UK postcode remotely, with records sent by WhatsApp or email and everything filed electronically. The absence of local premises is why the fee for startup accountants is the same in Cowley as anywhere else in the country, and why there is nothing to visit and nothing to print.

Start the conversation from Cowley

Tell us what you need. You get one fixed fee in writing, and nothing is filed until you approve it.

WhatsApp for a fixed quote