Freelancer Accountants · West London
Freelancer accountants in Courtfield, Kensington and Chelsea
Freelancing from Courtfield means irregular income, a January tax bill that depends on a year you have half forgotten, and expenses scattered across personal cards. We tidy it monthly, tell you what to set aside, and file the return. The £99 starter session gets new freelancers set up properly before the first invoice. Fixed fees, online.
from £45/mo · fixed, per month
Next deadlines
- Online Self Assessment filing deadline and balancing payment due
- Making Tax Digital for Income Tax: quarterly updates for sole traders and landlords over £50,000 (from April 2026) and over £30,000 (from April 2027)
- Second payment on account due
- Companies House accounts due 9 months after your year end (a 31 December year end files by 30 September)
Who this is for
Freelancer Accountants for Courtfield
Freelancers and independent professionals in Courtfield, Kensington and Chelsea: designers, developers, writers and editors, marketers, photographers and videographers, consultants, translators, musicians and performers, tutors and coaches, whether trading as a sole trader, through a limited company, or still deciding, and whether full time or alongside employment.
What is included
Everything inside the fixed fee
- Monthly bookkeeping from your bank feed with invoices and expenses captured by phone
- Self Assessment with the self-employment pages for sole trader freelancers, or accounts, CT600 and payroll for company freelancers
- Expense review for the costs freelancers miss: home office, equipment, software, subscriptions, training, travel
- Payments on account and a monthly set-aside figure so the January bill is never a surprise
- Making Tax Digital readiness and quarterly updates when your income reaches the threshold
- A going-freelance starter session covering structure, registration, pricing for tax and what to keep
How it works
Freelancer Accountants from Courtfield, Kensington and Chelsea, step by step
Scope the job
We find out what you need filed, when it is due and what state the records are in, and tell you which fixed-fee package applies.
Agree the price
The fee is confirmed in writing. There is no hourly billing and nothing added for questions during the work.
Hand over the records
Photographs, PDFs, software access or a spreadsheet, sent however suits you. We confirm what we have and what is missing within two working days.
Approve, then we submit
You review the draft with our explanation, sign off, and we file. Receipts, copies and the next deadlines come back to you immediately.
Why IGI
The IGI way of working, in Courtfield
The price for freelancer accountants is published on this page and is what a client in Courtfield pays. We confirm it in writing first, and the invoice matches the quote.
Nothing for Courtfield is left to the last week. Each deadline relevant to freelancer accountants is tracked from the day you join, with the next four shown on every page we send you.
No appointments, no travel across West London, no parking. Everything for freelancer accountants in Courtfield happens online, with a real person on the other end during UK working hours.
A named person handles your freelancer accountants from Courtfield and knows the file, so you are not re-explaining your business to a different helpdesk each time.
The output for Courtfield clients is never just a form. It is the form, a one-page summary of what it says, and a note of the decisions it points to for freelancer accountants.
Nothing is filed for Courtfield until you have reviewed and approved it. You see the draft, you ask questions, you sign off, then we submit and send you the receipt.
Local facts
About Courtfield, Kensington and Chelsea
Courtfield, Kensington and Chelsea is in West London, within Kensington and Chelsea, in the SW7 postcode district, England. For businesses in England the tax rules are those set by the UK Parliament: the 20/40/45% income tax bands, Class 4 National Insurance for the self-employed at 6% and 2%, Corporation Tax at 19% to 25%, and Stamp Duty Land Tax on property. Business rates are set locally by the council.
| Place | Distance | Direction |
|---|---|---|
| Brompton, Kensington and Chelsea | 0.2 mi | E |
| South Kensington | 0.2 mi | N |
| Redcliffe | 0.4 mi | SW |
| Earl's Court | 0.5 mi | W |
| Queen's Gate | 0.5 mi | N |
| St Luke's | 0.6 mi | E |
| West Brompton | 0.6 mi | SW |
| World's End, Kensington and Chelsea | 0.7 mi | S |
Worth knowing
Rules that come up in this work
Employer National Insurance
Since April 2025 employer National Insurance has been 15% on earnings above a £5,000 secondary threshold, a substantial increase for small employers. The Employment Allowance rose to £10,500 at the same time to soften it for the smallest businesses. Directors deciding their own salary weigh this cost against the Corporation Tax deduction a salary provides.
The trading and property allowances
The first £1,000 of trading income and, separately, the first £1,000 of property income each year is tax free under the trading and property allowances. Below those figures no return is needed for that income. Above them you can deduct the £1,000 allowance instead of actual expenses if that is better, which suits side businesses and single-room lets with few costs.
Dormant companies
Dormancy is a status that is easy to lose. The strict rule is no accounting transactions other than share capital and Companies House fees, which means no bank account activity at all in practice. Fees should be paid personally by the director. A company that traded and has stopped becomes dormant only after its final trading accounts and tax return are filed and HMRC is told.
The 60-day property CGT return
Selling UK residential property that was not your main home for the whole period of ownership triggers a separate Capital Gains Tax return, due within 60 days of completion along with payment of the tax. This is in addition to the annual Self Assessment. The gain is taxed at 18% or 24% depending on your income band, after the £3,000 annual exempt amount.
Crypto records and reporting
HMRC treats cryptoassets as property. Swapping one token for another, spending crypto or gifting it are all disposals for Capital Gains Tax, and staking and lending rewards are income. Gains are computed under pooling rules with same-day and 30-day matching. From 2026 HMRC receives data from exchanges worldwide under the Cryptoasset Reporting Framework, so unreported activity is increasingly visible.
Allowable expenses
An expense is allowable against trading profit if it is incurred wholly and exclusively for the business. Materials, business travel other than ordinary commuting, a proportion of home running costs, software, insurance, professional fees, bank charges and protective clothing qualify. Client entertainment, ordinary clothing, fines and the private share of mixed-use costs do not.
Record keeping
HMRC requires records of all income and expenses, bank statements, invoices and receipts to be kept for at least five years after the 31 January filing deadline of the tax year they relate to, and companies must keep records for six years from the end of the accounting period. Digital copies are acceptable. Under Making Tax Digital the records must be kept in compatible software.
Questions
Freelancer Accountants questions from Courtfield
How do you handle irregular and overseas income?
Irregular income is normal for freelancers and the monthly summary shows the year-to-date position so lean months are planned for. Overseas clients are invoiced without UK VAT in most cases, and any foreign tax withheld can usually be credited against your UK liability. Both are handled within the package.
Do I need to register for VAT?
Only when your taxable turnover in any rolling 12 months exceeds £90,000, or voluntarily before that. Many freelancers with business clients register voluntarily to reclaim VAT on equipment; those with consumer clients usually wait. We monitor your rolling turnover and advise before the threshold is reached.
What is the annual-only option?
For £229 a year we prepare your year-end accounts and Self Assessment from the records you keep yourself, whether in software or a spreadsheet. It suits freelancers with modest transaction volumes who are organised. If the records arrive as a shoebox, the sole trader accounts shoebox fee applies instead.
Should I be a sole trader or a limited company?
At profits under roughly £30,000 to £40,000 a sole trader is simpler and the tax saving from a company is small after the extra compliance cost. Above that, or where clients prefer to contract with a company or liability is a concern, incorporation can make sense. Our free comparison tool gives a first view and the starter session a definitive one.
What does the £79 company package include?
Monthly bookkeeping, director payroll with RTI submissions, dividend paperwork, the annual statutory accounts and CT600 filed with Companies House and HMRC, the confirmation statement filed (Companies House £50 fee separate), and deadline tracking. Your personal Self Assessment is added at the published £129 if needed.
What does the £45 sole trader package include?
Monthly bookkeeping from your bank feed with receipts captured by phone, a monthly summary showing profit and the tax accruing, your Self Assessment with the self-employment pages prepared and filed, payments on account calculated, and deadline tracking. Software is in your name and billed to you separately.
How do I get started from Courtfield, Kensington and Chelsea?
Message us on WhatsApp or email with a sentence about your business and what you need. We reply in working hours with any questions and a fixed fee for freelancer accountants. Once you confirm, we tell you exactly which records to send and the work begins. Most Courtfield clients are set up within a day.
Which deadlines matter most for freelancer accountants?
The next four dates that apply to freelancer accountants are shown at the top of this page, calculated from today. For Courtfield clients we diarise every one of them from the day you join and send reminders before each, so the work is done in good time rather than in the last week before a penalty.
Get a fixed quote for Courtfield today
Tell us what you need. You get one fixed fee in writing, and nothing is filed until you approve it.