Small Business Accountants · South West London
Small business accountants in Coombe, Kingston upon Thames
Small business accounting for established businesses in Coombe, Kingston upon Thames: the Core package at £65 a month covers accounts, tax and bookkeeping; Complete at £125 adds VAT and payroll for up to five staff; Premium at £185 adds quarterly management accounts. Fixed, published, the same in Coombe as in every part of England.
from £65/mo · fixed, per month
Next deadlines
- VAT return and payment for the quarter that ended last month
- PAYE and National Insurance for last month paid to HMRC (electronic)
- VAT return and payment for the quarter that ended last month
- PAYE and National Insurance for last month paid to HMRC (electronic)
Who this is for
Small Business Accountants for Coombe
Established owner-managed businesses in Coombe, Kingston upon Thames with turnover roughly between £50,000 and £1 million: shops and cafes, trades and building firms, agencies and consultancies, workshops and small manufacturers, professional practices, franchisees, and family companies with a handful of staff, trading as sole traders, partnerships or limited companies.
What is included
Everything inside the fixed fee
- Monthly bookkeeping with bank feeds and receipt capture, reconciled and summarised each month
- Annual accounts and Corporation Tax return, or sole trader accounts and Self Assessment, prepared and filed
- Quarterly VAT returns and payroll for up to five staff in the Complete package
- Quarterly management accounts with commentary in the Premium package
- A named contact who knows your business and answers questions without a clock running
- Switching health check: a one-off review of your current setup, refunded if you join
How it works
Small Business Accountants from Coombe, Kingston upon Thames, step by step
Tell us your situation
A short message or call about what you do and what needs filing. We ask the questions that determine the right package and nothing more.
Fixed fee in writing
You receive one price for the work, confirmed by email before anything starts. It does not change if the job takes longer than we expected.
Send records, review the draft
Records come by WhatsApp or email. We prepare the draft, explain the figures in plain English and answer your questions.
We file, you get the receipts
Once you approve and the fee is settled, we submit electronically and forward the HMRC or Companies House acknowledgement the same day.
Why IGI
The IGI way of working, in Coombe
One fixed fee for small business accountants in Coombe, Kingston upon Thames, agreed in writing before any work starts and never changed part-way through the job, however long it takes us.
Nothing for Coombe is left to the last week. Each deadline relevant to small business accountants is tracked from the day you join, with the next four shown on every page we send you.
We serve Coombe, Kingston upon Thames remotely by design: records by WhatsApp or email, drafts back for approval, filing electronic. The saving on premises is passed to you in the fee for small business accountants.
A named person handles your small business accountants from Coombe and knows the file, so you are not re-explaining your business to a different helpdesk each time.
The output for Coombe clients is never just a form. It is the form, a one-page summary of what it says, and a note of the decisions it points to for small business accountants.
Approval before filing is a rule, not a courtesy. For small business accountants in Coombe, Kingston upon Thames, every submission to HMRC or Companies House follows your written go-ahead.
Local facts
About Coombe, Kingston upon Thames
Coombe, Kingston upon Thames is in South West London, within Kingston upon Thames, in the KT2 postcode district, England. Income tax in England follows the UK rates: 20% basic to £50,270, 40% higher to £125,140 and 45% additional, with the personal allowance of £12,570 tapered away above £100,000. National Insurance, VAT and Corporation Tax are UK-wide, and Stamp Duty Land Tax applies to property purchases.
| Place | Distance | Direction |
|---|---|---|
| Coombe Hill, Kingston upon Thames | 0.2 mi | N |
| Kingston Hill | 0.7 mi | N |
| Coombe Vale | 0.7 mi | S |
| Kingston Vale | 0.9 mi | N |
| New Malden | 1.0 mi | S |
| Wimbledon Common | 1 mi | NE |
| West Wimbledon | 1 mi | E |
| Norbiton | 1 mi | SW |
Worth knowing
Rules that come up in this work
The 60-day property CGT return
The 60-day Capital Gains Tax return on residential property is the deadline landlords most often miss, because it falls outside the Self Assessment cycle and runs from completion, not exchange. Private residence relief for periods you lived in the property, plus the final nine months, reduces the gain. Penalties for a late return mirror Self Assessment, starting at £100.
Dormant companies
A dormant company is one with no significant accounting transactions in the year, where the only permitted entries are the payment for shares on incorporation, Companies House fees and penalties. It still files a confirmation statement and simplified dormant accounts every year. A bank charge or an accountant's fee paid from the company ends dormancy and requires full accounts.
The trading and property allowances
Not every small income needs a tax return. The trading allowance exempts the first £1,000 of self-employment or casual income and the property allowance does the same for rental income, each measured on gross receipts. They cannot be combined with rent-a-room relief on the same income, and claiming the allowance means giving up the expense deduction for that source.
Employer National Insurance
Since April 2025 employer National Insurance has been 15% on earnings above a £5,000 secondary threshold, a substantial increase for small employers. The Employment Allowance rose to £10,500 at the same time to soften it for the smallest businesses. Directors deciding their own salary weigh this cost against the Corporation Tax deduction a salary provides.
Workplace pensions and auto-enrolment
Every employer must assess its workers for automatic enrolment from the first employee's start date. Those aged 22 to State Pension age earning over £10,000 a year must be enrolled into a qualifying pension with minimum contributions of 8% of qualifying earnings, at least 3% from the employer, and a declaration of compliance made to the Pensions Regulator within five months.
Switching accountants
Changing accountant is simpler than most people fear. You authorise the new firm, which writes to the old one for professional clearance and your records; the outgoing accountant must hand over your own documents and usually does within two weeks. The new firm registers as your agent with HMRC and picks up the next filing. There is no need to wait for a year end.
Closing a company
Voluntary strike-off is available only to solvent companies. One that owes money it cannot pay needs a creditors' voluntary liquidation through a licensed insolvency practitioner, and directors who dissolve an insolvent company face personal consequences. For a solvent company the process takes three to four months from filing the DS01, with notice to creditors and shareholders within seven days.
Questions
Small Business Accountants questions from Coombe
What happens if I want to leave?
One month's notice. We complete any filing already in progress at the agreed fee, hand over your records and software access promptly, and provide professional clearance to your new accountant. Your software subscription is in your name so your data goes with you.
How do you work with a business that takes cash?
Cash takings are recorded from your till reports or daily summaries and reconciled to bankings, with the difference explained. HMRC pays particular attention to cash businesses, so clear records matter. We set up a simple daily routine and review it monthly for gaps.
What is in the £65 Core package?
Monthly bookkeeping from your bank feeds with receipts captured by phone, a monthly summary, your annual accounts and tax return (Corporation Tax and CT600 for a company, Self Assessment for a sole trader), the confirmation statement for a company (Companies House £50 fee separate), and deadline tracking with reminders. Transaction volume up to around 150 a month.
When do I need Complete?
When you are VAT registered or employ staff. Complete at £125 adds quarterly VAT returns and payroll for up to five employees including auto-enrolment, so the quarterly and monthly cycles are handled alongside the annual ones. Businesses with more staff or higher transaction volumes are quoted a fixed fee before joining.
What do management accounts add?
The Premium package at £185 delivers quarterly profit and loss, balance sheet and a written commentary on what moved and why, with the KPIs agreed for your business. It turns the bookkeeping into decision-making information rather than a filing input. Monthly management accounts are available through our advisory service.
What is the switching health check?
For £99 we review your current accounts, tax returns, VAT position, payroll setup and software, and give you a written report of what is right, what is wrong and what it is costing you. If you then join a package the £99 is refunded in your first month. If you do not, you keep the report.
Which deadlines matter most for small business accountants?
The next four dates that apply to small business accountants are shown at the top of this page, calculated from today. For Coombe clients we diarise every one of them from the day you join and send reminders before each, so the work is done in good time rather than in the last week before a penalty.
How do I get started from Coombe, Kingston upon Thames?
Message us on WhatsApp or email with a sentence about your business and what you need. We reply in working hours with any questions and a fixed fee for small business accountants. Once you confirm, we tell you exactly which records to send and the work begins. Most Coombe clients are set up within a day.
Ready to fix your fee in Coombe?
Tell us what you need. You get one fixed fee in writing, and nothing is filed until you approve it.