Payroll · North West
Payroll services in Congleton
Every time you pay someone in Congleton, HMRC expects a Full Payment Submission on or before the pay date, and the pension regulator expects eligible staff enrolled. We run the whole cycle online: you confirm hours or salaries, we produce payslips, file with HMRC and tell you what to pay and when. One fixed monthly fee, no per-payslip extras.
from £25/mo · fixed, per month
Next deadlines
- PAYE and National Insurance for last month paid to HMRC (electronic)
- Workplace pension contributions paid over to the scheme
- PAYE and National Insurance for last month paid to HMRC (electronic)
- Workplace pension contributions paid over to the scheme
Who this is for
Payroll for Congleton
Employers in Congleton with one to around ten people on the payroll: single-director companies paying a salary alongside dividends, trades with a few employees, cafes, salons and shops with hourly staff, professional practices, and anyone taking on their first employee who needs PAYE registration and auto-enrolment set up correctly from day one.
What is included
Everything inside the fixed fee
- Payroll processed every pay period with electronic payslips to each employee
- Full Payment Submission to HMRC on or before every pay day, and the Employer Payment Summary when needed
- PAYE, National Insurance and student loan deductions calculated, with a monthly payment note for HMRC
- Workplace pension assessment, enrolment and contribution files each pay period
- Starters, leavers, P45s, statutory sick, maternity and paternity pay handled as they arise
- Year-end: P60s to employees, final submissions, and P11Ds where benefits are provided
How it works
Payroll from Congleton, step by step
Scope the job
We find out what you need filed, when it is due and what state the records are in, and tell you which fixed-fee package applies.
Agree the price
The fee is confirmed in writing. There is no hourly billing and nothing added for questions during the work.
Hand over the records
Photographs, PDFs, software access or a spreadsheet, sent however suits you. We confirm what we have and what is missing within two working days.
Approve, then we submit
You review the draft with our explanation, sign off, and we file. Receipts, copies and the next deadlines come back to you immediately.
Why IGI
What you get in Congleton
No hourly rate and no surprise invoice. Congleton clients know the fee for payroll before they send a single document, and it stays fixed.
Deadline-first: the dates that matter for payroll are shown at the top of this page, diarised for every Congleton client and chased before they arrive.
Online only, UK based. There is no office in Congleton to pay for, which is why the fee is the same here as anywhere in England; the work is done by people in the UK who answer the same day.
You get one contact for payroll, not a queue. Congleton clients message the same person throughout and get an answer in working hours, usually within a few hours.
We explain payroll in the words Congleton business owners use, not in accountant's shorthand, and we show our working so you can check it.
You stay in control of payroll: drafts go to Congleton clients first, with the figures explained, and nothing leaves us until you say so.
Local facts
About Congleton
Congleton is in North West, in the CW12 postcode district, England. For businesses in England the tax rules are those set by the UK Parliament: the 20/40/45% income tax bands, Class 4 National Insurance for the self-employed at 6% and 2%, Corporation Tax at 19% to 25%, and Stamp Duty Land Tax on property. Business rates are set locally by the council.
| Place | Distance | Direction |
|---|---|---|
| Rood Hill | 0.3 mi | NW |
| Banky Fields | 0.6 mi | NW |
| Eaton Bank | 0.6 mi | N |
| Lower Heath | 0.8 mi | N |
| Hardings Bank | 0.8 mi | NE |
| Primrose Vale | 0.8 mi | E |
| Buglawton | 0.9 mi | NE |
| Fol Hollow | 0.9 mi | SW |
Worth knowing
Rules that come up in this work
Closing a company
Voluntary strike-off is available only to solvent companies. One that owes money it cannot pay needs a creditors' voluntary liquidation through a licensed insolvency practitioner, and directors who dissolve an insolvent company face personal consequences. For a solvent company the process takes three to four months from filing the DS01, with notice to creditors and shareholders within seven days.
Switching accountants
Changing accountant is simpler than most people fear. You authorise the new firm, which writes to the old one for professional clearance and your records; the outgoing accountant must hand over your own documents and usually does within two weeks. The new firm registers as your agent with HMRC and picks up the next filing. There is no need to wait for a year end.
The 60-day property CGT return
The 60-day Capital Gains Tax return on residential property is the deadline landlords most often miss, because it falls outside the Self Assessment cycle and runs from completion, not exchange. Private residence relief for periods you lived in the property, plus the final nine months, reduces the gain. Penalties for a late return mirror Self Assessment, starting at £100.
Crypto records and reporting
Most crypto holders have taxable events they do not recognise, because every swap is a disposal even when no pounds change hands. The computation requires the complete transaction history from every exchange and wallet, pooled by asset with HMRC's matching rules applied. Exchange-generated tax reports are frequently wrong because they cannot see transfers between a user's own wallets.
Allowable expenses
Expense claims are where a return is won or lost in an enquiry. The test is wholly and exclusively for the trade; where a cost is mixed, the business proportion can be claimed if it can be identified. Capital items such as equipment and vans are relieved through capital allowances rather than as expenses, except under the cash basis where they are simply deducted when paid.
Record keeping
Good records are the difference between a quick enquiry and a long one. For the self-employed, five years after the filing deadline; for companies, six years from the year end; for VAT, six years. Photographs of receipts, PDF statements and software exports all count. The requirement is to keep records, not paper, and a well-organised cloud folder satisfies it.
Workplace pensions and auto-enrolment
Every employer must assess its workers for automatic enrolment from the first employee's start date. Those aged 22 to State Pension age earning over £10,000 a year must be enrolled into a qualifying pension with minimum contributions of 8% of qualifying earnings, at least 3% from the employer, and a declaration of compliance made to the Pensions Regulator within five months.
Questions
Payroll questions from Congleton
What is the Employment Allowance?
Eligible employers can reduce their employer National Insurance bill by up to £10,500 a year (2026/27). Single-director companies with no other employees do not qualify. We claim it on your behalf where you are eligible, which for a small team often wipes out the employer NI entirely.
What about sick pay, maternity and paternity pay?
Statutory Sick Pay, Maternity, Paternity, Adoption and Shared Parental Pay are calculated and paid through the payroll when the qualifying conditions are met, and the recoverable portion of parental pay is reclaimed from HMRC through the Employer Payment Summary. All included.
How are starters and leavers handled?
For a starter we need the P45 or a starter checklist, bank details and contract terms; we set them up and report them to HMRC on the first pay run. For a leaver we process final pay, issue the P45 and report the leaving date. Both are included in the monthly fee.
Do I have to offer a workplace pension?
Yes, if you employ anyone aged 22 to State Pension age earning over £10,000 a year. They must be enrolled automatically with minimum contributions of 8% of qualifying earnings, at least 3% from you. Director-only companies with no employment contract are usually exempt. The £99 setup package handles the scheme, the declaration of compliance and the letters.
What salary should a director take?
For 2026/27 many directors take a salary at or just above the National Insurance thresholds so that the year counts towards the State Pension while minimising deductions, and take further income as dividends. The right figure depends on the company's profit and your other income, and our tax planning review covers it in detail.
When is PAYE paid to HMRC?
By the 22nd of the following month if paying electronically, or the 19th by post. Employers whose average monthly liability is under £1,500 can pay quarterly. We send a payment note each month with the amount, HMRC's account details and your reference ending in the correct period number.
How do I get started from Congleton?
Message us on WhatsApp or email with a sentence about your business and what you need. We reply in working hours with any questions and a fixed fee for payroll. Once you confirm, we tell you exactly which records to send and the work begins. Most Congleton clients are set up within a day.
Which deadlines matter most for payroll?
The next four dates that apply to payroll are shown at the top of this page, calculated from today. For Congleton clients we diarise every one of them from the day you join and send reminders before each, so the work is done in good time rather than in the last week before a penalty.
Fixed fees, filed on time, for Congleton
Tell us what you need. You get one fixed fee in writing, and nothing is filed until you approve it.