South East London · England
Accountants in Coldharbour and New Eltham
Businesses in Coldharbour and New Eltham use us for three reasons: the price is known in advance, the filing is done on time, and the numbers are explained in plain English. Every service listed below is available in Coldharbour and New Eltham at the published fee, which is the same across England. We are an online firm with UK-based staff, a named contact for each client and a rule that nothing is filed until you have approved it.
Next deadlines
- VAT return and payment for the quarter that ended last month
- VAT return and payment for the quarter that ended last month
- VAT return and payment for the quarter that ended last month
- Confirmation statement due within 14 days of your review date, at least once every 12 months
Services
What we do for Coldharbour and New Eltham and what it costs
All 26 services below are available to Coldharbour and New Eltham clients at the published fee. Every fee is fixed and confirmed in writing before work starts.
Why IGI
Working with Coldharbour and New Eltham businesses
An online firm suits Coldharbour and New Eltham because the things that matter in accounting, accuracy, deadlines, clear explanations and a known price, do not depend on geography. What does depend on geography is overhead, and by not carrying it we charge Coldharbour and New Eltham clients the published fee and nothing more, with every submission approved by you before it goes.
No appointments, no travel across South East London, no parking. Everything for self assessment tax returns in Coldharbour and New Eltham happens online, with a real person on the other end during UK working hours.
You get one contact for self assessment tax returns, not a queue. Coldharbour and New Eltham clients message the same person throughout and get an answer in working hours, usually within a few hours.
Plain English, with the numbers. Every draft for Coldharbour and New Eltham comes with a short explanation of what the figures mean and what, if anything, you should do about them.
Local facts
About Coldharbour and New Eltham
Coldharbour and New Eltham sits in South East London, within Greenwich (Mottingham, Coldharbour & New Eltham ward), postcode district SE9. Income tax in England follows the UK rates: 20% basic to £50,270, 40% higher to £125,140 and 45% additional, with the personal allowance of £12,570 tapered away above £100,000. National Insurance, VAT and Corporation Tax are UK-wide, and Stamp Duty Land Tax applies to property purchases.
| Place | Distance | Direction |
|---|---|---|
| Coldharbour, Greenwich | 0.2 mi | S |
| New Eltham | 0.4 mi | NE |
| Mottingham | 0.7 mi | W |
| Mottingham and Chislehurst North | 0.8 mi | W |
| Chislehurst West | 0.9 mi | S |
| Eltham South | 1.0 mi | NE |
| Longlands, Bexley | 1 mi | E |
| Middle Park | 1 mi | NW |
All places in South East London · South East London places beginning with C
Worth knowing
Rules that affect most businesses here
Crypto records and reporting
HMRC treats cryptoassets as property. Swapping one token for another, spending crypto or gifting it are all disposals for Capital Gains Tax, and staking and lending rewards are income. Gains are computed under pooling rules with same-day and 30-day matching. From 2026 HMRC receives data from exchanges worldwide under the Cryptoasset Reporting Framework, so unreported activity is increasingly visible.
The 60-day property CGT return
The 60-day Capital Gains Tax return on residential property is the deadline landlords most often miss, because it falls outside the Self Assessment cycle and runs from completion, not exchange. Private residence relief for periods you lived in the property, plus the final nine months, reduces the gain. Penalties for a late return mirror Self Assessment, starting at £100.
Record keeping
Good records are the difference between a quick enquiry and a long one. For the self-employed, five years after the filing deadline; for companies, six years from the year end; for VAT, six years. Photographs of receipts, PDF statements and software exports all count. The requirement is to keep records, not paper, and a well-organised cloud folder satisfies it.
Allowable expenses
The expenses sole traders most often miss are home working costs, claimed by actual proportion or HMRC's flat rate, the business share of phone and internet, mileage at 45p for the first 10,000 business miles, and training that maintains existing skills. The ones most often claimed wrongly are commuting, entertaining customers and clothes that could be worn outside work.
Employer National Insurance
Employers pay National Insurance at 15% on each employee's earnings above the £5,000 secondary threshold, following the April 2025 changes. The Employment Allowance offsets up to £10,500 of this for eligible employers, which for a small team often removes the liability entirely, but companies where the director is the only employee do not qualify.
Questions
Questions from Coldharbour and New Eltham
Which services are available in Coldharbour and New Eltham?
Every service on this page is available to businesses and individuals in Coldharbour and New Eltham, at the fee shown. Core compliance work, accounts, tax returns, bookkeeping, VAT, payroll and company formation, is listed with its own local page. Specialist services such as R&D, crypto tax and HMRC enquiry support are national services delivered the same way from anywhere in the UK.
Why are the fees the same in Coldharbour and New Eltham as in London?
Because the cost of an accountant is mostly premises and that is a cost we do not have. The work is done online by UK-based staff, so a client in Coldharbour and New Eltham pays exactly the published fee, as does a client in central London or a Highland village. The fee is confirmed in writing before anything starts.
Can you deal with HMRC and Companies House for me?
Yes. Once you authorise us as your agent, HMRC and Companies House correspond with us about the filings we make for your Coldharbour and New Eltham business, and we can see your accounts and respond on your behalf. Authorisation is free and takes a few days to activate. Routine correspondence about work we have filed is handled at no extra charge.
I already have an accountant in Coldharbour and New Eltham. How hard is it to switch?
It takes about two weeks and costs nothing extra. You authorise us, we write to your current accountant for professional clearance and your records, and we transfer the agent authorisations. We pick up the next filing without a gap. You do not need to wait for a year end, and we tell you honestly if switching mid-job would be awkward.
Do you have an office in Coldharbour and New Eltham?
No. IGI Accounting is an online-only firm. We serve Coldharbour and New Eltham and every other UK postcode remotely, with records sent by WhatsApp or email and everything filed electronically. The absence of local premises is why the fee for self assessment tax returns is the same in Coldharbour and New Eltham as anywhere else in the country, and why there is nothing to visit and nothing to print.
Is self assessment tax returns in Coldharbour and New Eltham really the same price as elsewhere?
Yes. The fee published on this page is what a client in Coldharbour and New Eltham pays and what a client in any other part of England pays. It is confirmed in writing before work starts and the invoice matches the quote. Where a higher package applies because your situation is more complex, we say so at the quote stage, never afterwards.
Let us take the deadlines off your plate in Coldharbour and New Eltham
Tell us what you need. You get one fixed fee in writing, and nothing is filed until you approve it.