Limited Company Accounts · West Midlands
Limited company accounts in Cobbler's Corner
Limited company accounts for businesses in Cobbler's Corner, prepared online from the records you send and filed with Companies House and HMRC once you have approved every figure. The fee is fixed for the year and published on this page, the same in Cobbler's Corner as in any other part of England, with no hourly extras.
from £299 · fixed, per year
Next deadlines
- Company tax return (CT600) due 12 months after your year end (a 31 December year end files by 31 December)
- Confirmation statement due within 14 days of your review date, at least once every 12 months
- Companies House accounts due 9 months after your year end (a 31 December year end files by 30 September)
- Corporation Tax payment, 9 months and 1 day after your year end (a 31 December year end pays by 1 October)
Who this is for
Limited Company Accounts for Cobbler's Corner
Owner-managed limited companies in Cobbler's Corner of every kind: contractors and consultants trading through a company, trades and retail businesses, property companies, family firms with a handful of staff, and dormant companies that still owe Companies House a filing. If your company is small enough to file micro-entity or small company accounts, this is the service for you.
What is included
Everything inside the fixed fee
- Statutory accounts in the correct format (micro-entity, small company or dormant) with the notes Companies House requires
- Corporation Tax computation and CT600 return, including capital allowances and loss relief claims
- iXBRL tagging and electronic filing with both Companies House and HMRC
- A director's summary of profit, tax due, retained reserves and how much can safely be taken as dividends
- Director's loan account review and section 455 tax check
- Companies House and HMRC deadline tracking with reminders before each date
How it works
Limited Company Accounts from Cobbler's Corner, step by step
Tell us your situation
A short message or call about what you do and what needs filing. We ask the questions that determine the right package and nothing more.
Fixed fee in writing
You receive one price for the work, confirmed by email before anything starts. It does not change if the job takes longer than we expected.
Send records, review the draft
Records come by WhatsApp or email. We prepare the draft, explain the figures in plain English and answer your questions.
We file, you get the receipts
Once you approve and the fee is settled, we submit electronically and forward the HMRC or Companies House acknowledgement the same day.
Why IGI
Why Cobbler's Corner businesses file with IGI
No hourly rate and no surprise invoice. Cobbler's Corner clients know the fee for limited company accounts before they send a single document, and it stays fixed.
We work to the HMRC and Companies House calendar, not an appointment diary. Clients in Cobbler's Corner get reminders at 60, 30 and 7 days before each date that applies to limited company accounts.
Online only, UK based. There is no office in Cobbler's Corner to pay for, which is why the fee is the same here as anywhere in England; the work is done by people in the UK who answer the same day.
Continuity matters in limited company accounts: the person who prepared last year's work for your Cobbler's Corner business prepares this year's, and remembers what was agreed.
Plain English, with the numbers. Every draft for Cobbler's Corner comes with a short explanation of what the figures mean and what, if anything, you should do about them.
You stay in control of limited company accounts: drafts go to Cobbler's Corner clients first, with the figures explained, and nothing leaves us until you say so.
Local facts
About Cobbler's Corner
Cobbler's Corner is in West Midlands, England. Income tax in England follows the UK rates: 20% basic to £50,270, 40% higher to £125,140 and 45% additional, with the personal allowance of £12,570 tapered away above £100,000. National Insurance, VAT and Corporation Tax are UK-wide, and Stamp Duty Land Tax applies to property purchases.
| Place | Distance | Direction |
|---|---|---|
| Broad Green, Malvern Hills | 0.6 mi | SW |
| Broadwas | 0.9 mi | SW |
| Munns Green | 1 mi | W |
| New Town, Malvern Hills | 1 mi | W |
| Laughern Hill | 1 mi | N |
| Haynes Green | 1 mi | W |
| Doddenham | 1 mi | W |
| Lightwood, Lower | 1 mi | SE |
Worth knowing
Rules that come up in this work
The VAT registration threshold
Watching the rolling twelve-month turnover figure is one of the quiet jobs of monthly bookkeeping, because the £90,000 VAT threshold arrives silently. Crossing it brings quarterly returns, Making Tax Digital software and a decision about schemes. Crossing it late brings a bill for VAT you could not recover from customers and a penalty for failing to notify.
Corporation Tax rates and marginal relief
Companies pay Corporation Tax at 19% on profits up to £50,000 and 25% on profits over £250,000. Between those figures marginal relief applies, producing an effective rate that rises gradually and a marginal rate of 26.5% on each pound in the band. The thresholds are divided by the number of associated companies, so a director with two companies has thresholds of £25,000 and £125,000 for each.
Salary versus dividends
The salary-and-dividend split is the central planning decision for an owner-managed company. Salary costs employer National Insurance above £5,000 but is deductible; dividends are not deductible but attract lower personal rates and no National Insurance. The optimum changes each April with the thresholds and depends on the director's other income, so it should be set deliberately every year.
Director's loan accounts
The most common tax problem in owner-managed companies is an overdrawn director's loan account: drawings taken during the year that were never declared as dividends or salary. The company faces a 35.75% charge on the balance outstanding nine months after the year end, and the director may have a benefit in kind. We review the account before every year end to clear it properly.
The Self Assessment calendar
Self Assessment runs on a fixed annual cycle. Registration by 5 October following the tax year, online filing and payment by 31 January, and a second instalment on 31 July for those making payments on account. The penalties for lateness are automatic and escalate monthly, which is why we file early and chase approvals well before the window closes.
Payments on account
If your Self Assessment bill exceeds £1,000 and less than 80% of your tax was collected at source, HMRC asks for two advance payments towards the following year, each half of the current bill, due 31 January and 31 July. The first year this happens the January payment is effectively one and a half times the bill. We model it in advance and show you how to reduce the payments if income is falling.
Late filing penalties
Penalties are the clearest reason to work to deadlines. A Self Assessment return one day late costs £100 regardless of whether any tax is due; three months late adds £10 a day. Late company accounts start at £150 and reach £1,500, and double if the previous year was also late. None of this is negotiable afterwards except through a narrow reasonable-excuse appeal.
Questions
Limited Company Accounts questions from Cobbler's Corner
What rate of Corporation Tax will my company pay?
Profits up to £50,000 are taxed at the 19% small profits rate, profits over £250,000 at the 25% main rate, with marginal relief in between so the effective rate rises gradually. The thresholds are divided by the number of associated companies, which catches directors who own more than one company.
What if my year end is awkward or I want to change it?
You can shorten your accounting period as often as you like and extend it once every five years, by filing form AA01 with Companies House. Extending a period can push the first filing deadline back. We advise on this before the first year end if it helps, at no extra charge.
Does the fee include Corporation Tax?
Yes. Both the £299 micro-entity and £449 small company packages include the Corporation Tax computation, the CT600 and electronic filing with HMRC. The standalone CT600 at £199 is for companies whose accounts are prepared elsewhere.
Can you include my personal tax return?
The £389 bundle covers micro-entity accounts, the CT600 and the director's Self Assessment return together. It is cheaper than buying them separately and ensures the dividends and salary on the personal return match the company's records exactly.
How do dividends work and how much can I take?
Dividends can only be paid from accumulated profits after Corporation Tax. We calculate the distributable reserves in your accounts and tell you the figure. Dividends need a board minute and a voucher each time; we provide templates. The personal tax on dividends depends on your other income, and the planning review covers that.
What is a director's loan account and why does it matter?
It records money moving between you and the company that is not salary or dividend. If you owe the company money at the year end and have not repaid it within nine months, the company pays 35.75% section 455 tax on the balance, refundable later. We review the account before finalising and tell you the options.
Which deadlines matter most for limited company accounts?
The next four dates that apply to limited company accounts are shown at the top of this page, calculated from today. For Cobbler's Corner clients we diarise every one of them from the day you join and send reminders before each, so the work is done in good time rather than in the last week before a penalty.
How do I get started from Cobbler's Corner?
Message us on WhatsApp or email with a sentence about your business and what you need. We reply in working hours with any questions and a fixed fee for limited company accounts. Once you confirm, we tell you exactly which records to send and the work begins. Most Cobbler's Corner clients are set up within a day.
One message from Cobbler's Corner, one fixed price
Tell us what you need. You get one fixed fee in writing, and nothing is filed until you approve it.