South London · England
Accountants in Broad Green, Croydon
IGI Accounting serves businesses and individuals in Broad Green, Croydon entirely online, with every fee published and fixed before work starts. Whether you are a sole trader, a landlord, a limited company director or a contractor in Broad Green, the service is the same as for clients anywhere in England: records by WhatsApp or email, drafts back for approval with the figures explained, and electronic filing with HMRC and Companies House once you have signed off.
Next deadlines
- VAT return and payment for the quarter that ended last month
- VAT return and payment for the quarter that ended last month
- VAT return and payment for the quarter that ended last month
- Confirmation statement due within 14 days of your review date, at least once every 12 months
Services
What we do for Broad Green and what it costs
All 26 services below are available to Broad Green, Croydon clients at the published fee. Every fee is fixed and confirmed in writing before work starts.
Why IGI
Working with Broad Green businesses
An online firm suits Broad Green because the things that matter in accounting, accuracy, deadlines, clear explanations and a known price, do not depend on geography. What does depend on geography is overhead, and by not carrying it we charge Broad Green, Croydon clients the published fee and nothing more, with every submission approved by you before it goes.
Online only, UK based. There is no office in Broad Green to pay for, which is why the fee is the same here as anywhere in England; the work is done by people in the UK who answer the same day.
Continuity matters in self assessment tax returns: the person who prepared last year's work for your Broad Green business prepares this year's, and remembers what was agreed.
No hourly rate and no surprise invoice. Broad Green clients know the fee for self assessment tax returns before they send a single document, and it stays fixed.
Local facts
About Broad Green, Croydon
Broad Green, Croydon sits in South London, within Croydon, postcode district CR0. Income tax in England follows the UK rates: 20% basic to £50,270, 40% higher to £125,140 and 45% additional, with the personal allowance of £12,570 tapered away above £100,000. National Insurance, VAT and Corporation Tax are UK-wide, and Stamp Duty Land Tax applies to property purchases.
| Place | Distance | Direction |
|---|---|---|
| West Croydon | 0.4 mi | SE |
| West Thornton, Croydon | 0.8 mi | NW |
| East Croydon | 0.9 mi | SE |
| Croydon Town Centre | 0.9 mi | SE |
| Croydon | 0.9 mi | S |
| Selhurst | 0.9 mi | NE |
| Bensham Manor | 1.0 mi | N |
| Thornton Heath | 1 mi | N |
All places in South London · South London places beginning with B
Worth knowing
Rules that affect most businesses here
The VAT registration threshold
VAT registration is compulsory once taxable turnover in any rolling twelve-month period exceeds £90,000, or when you expect to exceed that in the next thirty days alone. The test is rolling, not by tax year, and includes zero-rated sales. Businesses regularly cross it without noticing, and late registration means accounting for VAT on sales where it was never charged to customers.
Corporation Tax rates and marginal relief
Corporation Tax is not a flat rate. Profits to £50,000 pay 19%, profits above £250,000 pay 25%, and the band between is taxed at an effective marginal rate of 26.5% through the marginal relief mechanism. Associated companies share the thresholds, which catches directors who own more than one company and is the most common cause of underpaid tax in owner-managed groups.
Salary versus dividends
The salary-and-dividend split is the central planning decision for an owner-managed company. Salary costs employer National Insurance above £5,000 but is deductible; dividends are not deductible but attract lower personal rates and no National Insurance. The optimum changes each April with the thresholds and depends on the director's other income, so it should be set deliberately every year.
Director's loan accounts
A director's loan account records money moving between a director and the company that is not salary or dividend. If the director owes the company money nine months and one day after the year end, the company pays section 455 tax at 35.75% of the balance, refundable only when the loan is repaid. Loans over £10,000 are also a benefit in kind unless interest is charged at HMRC's official rate.
Switching accountants
Changing accountant is simpler than most people fear. You authorise the new firm, which writes to the old one for professional clearance and your records; the outgoing accountant must hand over your own documents and usually does within two weeks. The new firm registers as your agent with HMRC and picks up the next filing. There is no need to wait for a year end.
Questions
Questions from Broad Green
How quickly do you respond?
In UK working hours, usually within a few hours and always the same working day. Each Broad Green client has a named contact who knows the file. Outside working hours, WhatsApp and email messages are picked up first thing the next morning. In January and at other peak times we tell you your turnaround when you book rather than leaving you guessing.
Are your fees inclusive of everything?
Our fee covers the work described for the package. Companies House fees, such as £100 to incorporate or £50 for a confirmation statement, are charged separately and passed on at cost. Software subscriptions are in your own name. There is nothing else: no hourly extras, no charge for questions, and no additional year-end invoice for Broad Green, Croydon clients on monthly packages.
What if my Broad Green business is a partnership or an LLP?
Both are covered. Partnerships need a partnership return and a Self Assessment for each partner; LLPs file accounts with Companies House under company-style rules as well. We quote a fixed fee for the set based on the number of partners or members, and the process is the same as for any other client in Broad Green, Croydon: records in, draft out, approve, filed.
Do you work with businesses in South London that are not in Broad Green itself?
Yes. Every place in South London has its own page on this site and the same fees apply throughout. The nearest-places list on this page links to them. Wherever in England your business is based, the service is identical because none of it depends on where you are.
Which deadlines matter most for self assessment tax returns?
The next four dates that apply to self assessment tax returns are shown at the top of this page, calculated from today. For Broad Green clients we diarise every one of them from the day you join and send reminders before each, so the work is done in good time rather than in the last week before a penalty.
How do I get started from Broad Green, Croydon?
Message us on WhatsApp or email with a sentence about your business and what you need. We reply in working hours with any questions and a fixed fee for self assessment tax returns. Once you confirm, we tell you exactly which records to send and the work begins. Most Broad Green clients are set up within a day.
Ready to fix your fee in Broad Green?
Tell us what you need. You get one fixed fee in writing, and nothing is filed until you approve it.