South East London · England
Accountants in Barnes Cray
If you run a business or have a tax return to file in Barnes Cray, this page lists what we do, what it costs and when it is due. The fees are fixed and identical to those for every other place in South East London. We serve Barnes Cray remotely, which means no travel, no appointments and no premises to pay for, and we track the HMRC and Companies House deadlines so that you do not have to.
Next deadlines
- VAT return and payment for the quarter that ended last month
- VAT return and payment for the quarter that ended last month
- VAT return and payment for the quarter that ended last month
- Confirmation statement due within 14 days of your review date, at least once every 12 months
Services
What we do for Barnes Cray and what it costs
All 26 services below are available to Barnes Cray clients at the published fee. Every fee is fixed and confirmed in writing before work starts.
Why IGI
Working with Barnes Cray businesses
An online firm suits Barnes Cray because the things that matter in accounting, accuracy, deadlines, clear explanations and a known price, do not depend on geography. What does depend on geography is overhead, and by not carrying it we charge Barnes Cray clients the published fee and nothing more, with every submission approved by you before it goes.
Nothing is filed for Barnes Cray until you have reviewed and approved it. You see the draft, you ask questions, you sign off, then we submit and send you the receipt.
We explain self assessment tax returns in the words Barnes Cray business owners use, not in accountant's shorthand, and we show our working so you can check it.
Continuity matters in self assessment tax returns: the person who prepared last year's work for your Barnes Cray business prepares this year's, and remembers what was agreed.
Local facts
About Barnes Cray
Barnes Cray sits in South East London, within Bexley (Crayford ward), postcode district DA1. For businesses in England the tax rules are those set by the UK Parliament: the 20/40/45% income tax bands, Class 4 National Insurance for the self-employed at 6% and 2%, Corporation Tax at 19% to 25%, and Stamp Duty Land Tax on property. Business rates are set locally by the council.
| Place | Distance | Direction |
|---|---|---|
| Crayford | 0.7 mi | W |
| Slade Green | 0.9 mi | N |
| North End, Bexley | 0.9 mi | NW |
| Bowmans | 0.9 mi | SW |
| Dartford Marshes | 1 mi | NE |
| Dartford | 1 mi | SE |
| Dartford Heath | 1 mi | S |
| Colyers | 1 mi | NW |
All places in South East London · South East London places beginning with B
Worth knowing
Rules that affect most businesses here
Director's loan accounts
A director's loan account records money moving between a director and the company that is not salary or dividend. If the director owes the company money nine months and one day after the year end, the company pays section 455 tax at 35.75% of the balance, refundable only when the loan is repaid. Loans over £10,000 are also a benefit in kind unless interest is charged at HMRC's official rate.
Salary versus dividends
Paying yourself from a company involves two routes with different tax treatment. Salary through payroll is a company expense and builds a National Insurance record; dividends come from post-tax profit at lower personal rates. Undocumented drawings that are neither become director's loans, with a 35.75% section 455 charge if not repaid within nine months of the year end.
Corporation Tax rates and marginal relief
Corporation Tax is not a flat rate. Profits to £50,000 pay 19%, profits above £250,000 pay 25%, and the band between is taxed at an effective marginal rate of 26.5% through the marginal relief mechanism. Associated companies share the thresholds, which catches directors who own more than one company and is the most common cause of underpaid tax in owner-managed groups.
The VAT registration threshold
Watching the rolling twelve-month turnover figure is one of the quiet jobs of monthly bookkeeping, because the £90,000 VAT threshold arrives silently. Crossing it brings quarterly returns, Making Tax Digital software and a decision about schemes. Crossing it late brings a bill for VAT you could not recover from customers and a penalty for failing to notify.
Making Tax Digital for Income Tax
The biggest change to Self Assessment in a generation is Making Tax Digital for Income Tax, now live for higher-earning sole traders and landlords and arriving for the rest in stages. Quarterly updates are due by 7 August, 7 November, 7 February and 7 May, built from digital records. The practical consequence is that spreadsheet-and-shoebox bookkeeping is ending for anyone above the threshold.
Questions
Questions from Barnes Cray
Do you work with businesses in South East London that are not in Barnes Cray itself?
Yes. Every place in South East London has its own page on this site and the same fees apply throughout. The nearest-places list on this page links to them. Wherever in England your business is based, the service is identical because none of it depends on where you are.
What if my Barnes Cray business is a partnership or an LLP?
Both are covered. Partnerships need a partnership return and a Self Assessment for each partner; LLPs file accounts with Companies House under company-style rules as well. We quote a fixed fee for the set based on the number of partners or members, and the process is the same as for any other client in Barnes Cray: records in, draft out, approve, filed.
Are your fees inclusive of everything?
Our fee covers the work described for the package. Companies House fees, such as £100 to incorporate or £50 for a confirmation statement, are charged separately and passed on at cost. Software subscriptions are in your own name. There is nothing else: no hourly extras, no charge for questions, and no additional year-end invoice for Barnes Cray clients on monthly packages.
How quickly do you respond?
In UK working hours, usually within a few hours and always the same working day. Each Barnes Cray client has a named contact who knows the file. Outside working hours, WhatsApp and email messages are picked up first thing the next morning. In January and at other peak times we tell you your turnaround when you book rather than leaving you guessing.
Is self assessment tax returns in Barnes Cray really the same price as elsewhere?
Yes. The fee published on this page is what a client in Barnes Cray pays and what a client in any other part of England pays. It is confirmed in writing before work starts and the invoice matches the quote. Where a higher package applies because your situation is more complex, we say so at the quote stage, never afterwards.
Do you have an office in Barnes Cray?
No. IGI Accounting is an online-only firm. We serve Barnes Cray and every other UK postcode remotely, with records sent by WhatsApp or email and everything filed electronically. The absence of local premises is why the fee for self assessment tax returns is the same in Barnes Cray as anywhere else in the country, and why there is nothing to visit and nothing to print.
Fixed fees, filed on time, for Barnes Cray
Tell us what you need. You get one fixed fee in writing, and nothing is filed until you approve it.