Locum Accountants · Central London
Locum accountants in Baker Street, Westminster
Locum accounting for doctors, dentists, pharmacists and other clinicians in Baker Street, Westminster: sole trader locums get books and the tax return for £69 a month, limited company locums full compliance for £95, and annual-only returns are £199. Fixed, published, the same in Baker Street as in every other part of England.
from £69/mo · fixed, per month
Next deadlines
- PAYE and National Insurance for last month paid to HMRC (electronic)
- PAYE and National Insurance for last month paid to HMRC (electronic)
- PAYE and National Insurance for last month paid to HMRC (electronic)
- Online Self Assessment filing deadline and balancing payment due
Who this is for
Locum Accountants for Baker Street
Locum and sessional clinicians in Baker Street, Westminster: GP locums and salaried GPs with extra sessions, hospital doctors with private practice or agency shifts, dental associates and locum dentists, locum pharmacists and optometrists, vets, physiotherapists and other allied health professionals, whether trading as sole traders, through a limited company or both.
What is included
Everything inside the fixed fee
- Income from every practice, agency, trust and private engagement reconciled, including statements of earnings and remittances
- Expense review for locums: professional indemnity, GMC/GDC/GPhC fees, exams, courses, equipment, travel between placements
- NHS pension contributions, Type 2 certificates and superannuation reconciled to pay statements
- Sole trader Self Assessment, or limited company accounts, CT600 and payroll, depending on structure
- Annual allowance and tapered annual allowance checks for higher-earning clinicians
- IR35 and off-payroll status considered for engagements through your own company
How it works
Locum Accountants from Baker Street, Westminster, step by step
Tell us your situation
A short message or call about what you do and what needs filing. We ask the questions that determine the right package and nothing more.
Fixed fee in writing
You receive one price for the work, confirmed by email before anything starts. It does not change if the job takes longer than we expected.
Send records, review the draft
Records come by WhatsApp or email. We prepare the draft, explain the figures in plain English and answer your questions.
We file, you get the receipts
Once you approve and the fee is settled, we submit electronically and forward the HMRC or Companies House acknowledgement the same day.
Why IGI
What you get in Baker Street
One fixed fee for locum accountants in Baker Street, Westminster, agreed in writing before any work starts and never changed part-way through the job, however long it takes us.
Nothing for Baker Street is left to the last week. Each deadline relevant to locum accountants is tracked from the day you join, with the next four shown on every page we send you.
We serve Baker Street, Westminster remotely by design: records by WhatsApp or email, drafts back for approval, filing electronic. The saving on premises is passed to you in the fee for locum accountants.
A named person handles your locum accountants from Baker Street and knows the file, so you are not re-explaining your business to a different helpdesk each time.
The output for Baker Street clients is never just a form. It is the form, a one-page summary of what it says, and a note of the decisions it points to for locum accountants.
Approval before filing is a rule, not a courtesy. For locum accountants in Baker Street, Westminster, every submission to HMRC or Companies House follows your written go-ahead.
Local facts
About Baker Street, Westminster
Baker Street, Westminster is in Central London, within Westminster, in the NW1 postcode district, England. Income tax in England follows the UK rates: 20% basic to £50,270, 40% higher to £125,140 and 45% additional, with the personal allowance of £12,570 tapered away above £100,000. National Insurance, VAT and Corporation Tax are UK-wide, and Stamp Duty Land Tax applies to property purchases.
| Place | Distance | Direction |
|---|---|---|
| Bryanston and Dorset Square | 0.3 mi | SW |
| Marylebone, Westminster | 0.4 mi | SE |
| Marylebone High Street | 0.4 mi | SE |
| Lisson Grove | 0.4 mi | W |
| Regent's Park | 0.5 mi | N |
| Church Street, Westminster | 0.5 mi | W |
| West End of London | 0.6 mi | S |
| Marble Arch | 0.7 mi | S |
Worth knowing
Rules that come up in this work
The Self Assessment calendar
Four dates govern Self Assessment: 5 October to register, 31 October for paper returns, 31 January to file online and pay, and 31 July for the second payment on account. Missing the January date triggers an automatic £100 penalty before any tax is even considered, so we treat it as the fixed point around which the rest of the year is planned.
Payments on account
A common surprise in Self Assessment is the January payment that is far larger than expected. That is the balancing payment for the year just ended plus the first payment on account for the year ahead, which HMRC sets at half of the bill just calculated. We put the figure in your hands months ahead and tell you how to adjust it legitimately when circumstances change.
Late filing penalties
Lateness is expensive in a way that compounds. For individuals, £100 immediately, then daily penalties, then percentage-based ones at six and twelve months, with interest running on unpaid tax throughout. For companies, Companies House penalties scale with delay and double on repeat, and HMRC adds its own for a late CT600. Filing on time is the cheapest tax planning there is.
Making Tax Digital for Income Tax
The biggest change to Self Assessment in a generation is Making Tax Digital for Income Tax, now live for higher-earning sole traders and landlords and arriving for the rest in stages. Quarterly updates are due by 7 August, 7 November, 7 February and 7 May, built from digital records. The practical consequence is that spreadsheet-and-shoebox bookkeeping is ending for anyone above the threshold.
The VAT registration threshold
The £90,000 VAT threshold is measured over any twelve consecutive months, which is why a strong quarter can tip a business over unexpectedly. Registration must follow within thirty days of the end of the month the threshold was crossed. Below the threshold, voluntary registration is worth considering when customers are VAT-registered businesses and costs carry VAT.
Corporation Tax rates and marginal relief
Companies pay Corporation Tax at 19% on profits up to £50,000 and 25% on profits over £250,000. Between those figures marginal relief applies, producing an effective rate that rises gradually and a marginal rate of 26.5% on each pound in the band. The thresholds are divided by the number of associated companies, so a director with two companies has thresholds of £25,000 and £125,000 for each.
Salary versus dividends
Directors of their own companies usually take a salary at or just above the National Insurance thresholds, which keeps the year qualifying for State Pension and is deductible for Corporation Tax, with further income as dividends. Dividends above the £500 allowance are taxed at 10.75%, 35.75% and 39.35% by band and can only be paid from distributable profits after tax, with a minute and voucher each time.
Questions
Locum Accountants questions from Baker Street
What does the £69 sole trader locum package include?
Monthly bookkeeping of all engagement income and expenses, reconciliation of pay statements and remittance advices, NHS pension contribution tracking, a monthly summary with the tax accruing, your Self Assessment with the self-employment and any employment pages prepared and filed, and payments on account calculated.
What does the £95 company package include?
Monthly bookkeeping, director payroll with RTI submissions, dividend paperwork, statutory accounts and CT600 filed, the confirmation statement filed (Companies House £50 fee separate), and deadline tracking. Your personal Self Assessment is added at the published £129 where needed, often necessary because of NHS employment income.
Should a locum work through a limited company?
It depends on the work. GP locum income is pensionable in the NHS scheme only when earned as an individual, so incorporating loses pension accrual on that income. Private work and some agency work suit a company better. Off-payroll rules apply to engagements with NHS bodies through your company. We run the comparison for your mix of work.
How does the NHS pension work for a GP locum?
Locum GPs pension their income through Locum Forms A and B, submitted to the pensions agency within ten weeks of the work, with employee contributions deducted and employer contributions paid by the practice or ICB. A Type 2 certificate reconciles the year. Missing the ten-week window loses the pension on that income. We track it.
What is the annual allowance and does it affect me?
The annual allowance limits tax-relieved pension growth to £60,000 a year, tapering down to £10,000 for those with adjusted income over £260,000 and threshold income over £200,000. NHS pension growth is measured on the increase in the promised pension, which can be large in a high-earning year. We check it and report any charge or scheme pays election.
What expenses can locums claim?
Professional indemnity insurance, registration fees to the GMC, GDC, GPhC or equivalent, exam fees and courses that maintain skills, medical equipment, professional subscriptions and journals, travel between placements (not ordinary commuting to a regular workplace), a proportion of home costs for administration, and accountancy. We review each category.
Which deadlines matter most for locum accountants?
The next four dates that apply to locum accountants are shown at the top of this page, calculated from today. For Baker Street clients we diarise every one of them from the day you join and send reminders before each, so the work is done in good time rather than in the last week before a penalty.
How do I get started from Baker Street, Westminster?
Message us on WhatsApp or email with a sentence about your business and what you need. We reply in working hours with any questions and a fixed fee for locum accountants. Once you confirm, we tell you exactly which records to send and the work begins. Most Baker Street clients are set up within a day.
One message from Baker Street, one fixed price
Tell us what you need. You get one fixed fee in writing, and nothing is filed until you approve it.