Payroll · South West
Payroll services in Ayleford
Directors in Ayleford paying themselves a salary need payroll just as much as a business with a team, because the salary only counts for tax and National Insurance purposes if it is reported to HMRC through RTI. Our director-only service does exactly that for £25 a month, and scales to small teams across South West at the same fixed, published rates.
from £25/mo · fixed, per month
Next deadlines
- PAYE and National Insurance for last month paid to HMRC (electronic)
- Workplace pension contributions paid over to the scheme
- PAYE and National Insurance for last month paid to HMRC (electronic)
- Workplace pension contributions paid over to the scheme
Who this is for
Payroll for Ayleford
Employers in Ayleford with one to around ten people on the payroll: single-director companies paying a salary alongside dividends, trades with a few employees, cafes, salons and shops with hourly staff, professional practices, and anyone taking on their first employee who needs PAYE registration and auto-enrolment set up correctly from day one.
What is included
Everything inside the fixed fee
- Payroll processed every pay period with electronic payslips to each employee
- Full Payment Submission to HMRC on or before every pay day, and the Employer Payment Summary when needed
- PAYE, National Insurance and student loan deductions calculated, with a monthly payment note for HMRC
- Workplace pension assessment, enrolment and contribution files each pay period
- Starters, leavers, P45s, statutory sick, maternity and paternity pay handled as they arise
- Year-end: P60s to employees, final submissions, and P11Ds where benefits are provided
How it works
Payroll from Ayleford, step by step
Tell us your situation
A short message or call about what you do and what needs filing. We ask the questions that determine the right package and nothing more.
Fixed fee in writing
You receive one price for the work, confirmed by email before anything starts. It does not change if the job takes longer than we expected.
Send records, review the draft
Records come by WhatsApp or email. We prepare the draft, explain the figures in plain English and answer your questions.
We file, you get the receipts
Once you approve and the fee is settled, we submit electronically and forward the HMRC or Companies House acknowledgement the same day.
Why IGI
The IGI way of working, in Ayleford
One fixed fee for payroll in Ayleford, agreed in writing before any work starts and never changed part-way through the job, however long it takes us.
Nothing for Ayleford is left to the last week. Each deadline relevant to payroll is tracked from the day you join, with the next four shown on every page we send you.
No appointments, no travel across South West, no parking. Everything for payroll in Ayleford happens online, with a real person on the other end during UK working hours.
You get one contact for payroll, not a queue. Ayleford clients message the same person throughout and get an answer in working hours, usually within a few hours.
The output for Ayleford clients is never just a form. It is the form, a one-page summary of what it says, and a note of the decisions it points to for payroll.
Approval before filing is a rule, not a courtesy. For payroll in Ayleford, every submission to HMRC or Companies House follows your written go-ahead.
Local facts
About Ayleford
Ayleford is in South West, England. Income tax in England follows the UK rates: 20% basic to £50,270, 40% higher to £125,140 and 45% additional, with the personal allowance of £12,570 tapered away above £100,000. National Insurance, VAT and Corporation Tax are UK-wide, and Stamp Duty Land Tax applies to property purchases.
| Place | Distance | Direction |
|---|---|---|
| Brains Green | 0.3 mi | S |
| Bradley Hill, South West | 0.6 mi | NW |
| Lowfield, South West | 0.9 mi | S |
| Blakeney Hill | 1.0 mi | S |
| Bledisloe | 1.0 mi | E |
| Lower Soudley | 1 mi | N |
| Soudley, Lower | 1 mi | N |
| Blakeney | 1 mi | S |
Worth knowing
Rules that come up in this work
Confirmation statements and identity verification
Every company must file a confirmation statement at least once a year, within fourteen days of its review date, with a £50 Companies House fee. Since November 2025 directors and people with significant control must also verify their identity with Companies House, and the confirmation statement is where existing officers confirm they have done so during the transition year.
CIS deductions
CIS turns construction subcontractors into advance taxpayers: a fifth of every labour payment goes to HMRC before they see it. Registering keeps the rate at 20% rather than 30%; gross payment status, for established businesses with a clean record, removes deductions altogether. The annual return is where the overpayment comes back, and filing it early brings the refund sooner.
Salary versus dividends
The salary-and-dividend split is the central planning decision for an owner-managed company. Salary costs employer National Insurance above £5,000 but is deductible; dividends are not deductible but attract lower personal rates and no National Insurance. The optimum changes each April with the thresholds and depends on the director's other income, so it should be set deliberately every year.
Director's loan accounts
Money taken from a company has to be something: salary, dividend, expense reimbursement or loan. If it is a loan and remains outstanding nine months after the year end, the company pays tax at the dividend higher rate on it until it is repaid. Clearing the balance with a properly declared dividend before the deadline, where reserves allow, is routine year-end work.
Switching accountants
You can switch accountant at any point in the year. The new firm requests clearance and your records from the old one, which cannot withhold your own documents though it may hold its own working papers until its fees are settled. Agent authorisations with HMRC and Companies House are transferred, and the next deadline is picked up without a gap.
The VAT registration threshold
Watching the rolling twelve-month turnover figure is one of the quiet jobs of monthly bookkeeping, because the £90,000 VAT threshold arrives silently. Crossing it brings quarterly returns, Making Tax Digital software and a decision about schemes. Crossing it late brings a bill for VAT you could not recover from customers and a penalty for failing to notify.
Closing a company
Striking off a company is cheap but must be done in order: stop trading, file the final accounts and CT600, pay the tax, close VAT and PAYE, distribute the remaining assets, close the bank account, then apply. Anything left in the company at dissolution passes to the Crown. Distributions up to £25,000 are taxed as capital gains; above that a formal liquidation is usually needed to keep capital treatment.
Questions
Payroll questions from Ayleford
Can you take over mid-year from another provider or software?
Yes. We need the year-to-date figures for each employee, the last submissions to HMRC and the pension scheme details. The transfer is included in the fee and the first pay run under us reconciles to the previous provider's figures so HMRC sees no gap.
I am taking on my first employee. What do I need?
A PAYE employer registration with HMRC (our £49 service, or £99 with the first payroll run set up), a workplace pension scheme, employer's liability insurance, a written statement of employment terms and right-to-work checks. We handle the first two and tell you plainly what to do about the rest.
What is the Employment Allowance?
Eligible employers can reduce their employer National Insurance bill by up to £10,500 a year (2026/27). Single-director companies with no other employees do not qualify. We claim it on your behalf where you are eligible, which for a small team often wipes out the employer NI entirely.
Do you provide payslips and P60s?
Yes. Electronic payslips go to each employee every pay period through a secure portal or by email as you prefer. P60s for everyone employed at 5 April are issued by 31 May. If you provide benefits such as a company car or private medical cover, P11Ds are prepared and filed by 6 July.
What is RTI and when do submissions have to go in?
Real Time Information is HMRC's system for reporting pay and deductions as they happen. A Full Payment Submission must reach HMRC on or before each pay day. Late or missing submissions earn monthly penalties from £100 for small employers. We file on the pay date every time you confirm the figures.
When is PAYE paid to HMRC?
By the 22nd of the following month if paying electronically, or the 19th by post. Employers whose average monthly liability is under £1,500 can pay quarterly. We send a payment note each month with the amount, HMRC's account details and your reference ending in the correct period number.
Do you have an office in Ayleford?
No. IGI Accounting is an online-only firm. We serve Ayleford and every other UK postcode remotely, with records sent by WhatsApp or email and everything filed electronically. The absence of local premises is why the fee for payroll is the same in Ayleford as anywhere else in the country, and why there is nothing to visit and nothing to print.
Is payroll in Ayleford really the same price as elsewhere?
Yes. The fee published on this page is what a client in Ayleford pays and what a client in any other part of England pays. It is confirmed in writing before work starts and the invoice matches the quote. Where a higher package applies because your situation is more complex, we say so at the quote stage, never afterwards.
One message from Ayleford, one fixed price
Tell us what you need. You get one fixed fee in writing, and nothing is filed until you approve it.