Locum Accountants · East London
Locum accountants in Ardleigh Green
Locum work from Ardleigh Green produces income from a dozen sources a year, each with its own statements, pension deductions and expenses, and a tax return that has to reconcile all of them. We do that reconciliation monthly, handle the NHS pension paperwork, and file the return. The fee is fixed and agreed in writing before you join.
from £69/mo · fixed, per month
Next deadlines
- PAYE and National Insurance for last month paid to HMRC (electronic)
- PAYE and National Insurance for last month paid to HMRC (electronic)
- PAYE and National Insurance for last month paid to HMRC (electronic)
- Online Self Assessment filing deadline and balancing payment due
Who this is for
Locum Accountants for Ardleigh Green
Locum and sessional clinicians in Ardleigh Green: GP locums and salaried GPs with extra sessions, hospital doctors with private practice or agency shifts, dental associates and locum dentists, locum pharmacists and optometrists, vets, physiotherapists and other allied health professionals, whether trading as sole traders, through a limited company or both.
What is included
Everything inside the fixed fee
- Income from every practice, agency, trust and private engagement reconciled, including statements of earnings and remittances
- Expense review for locums: professional indemnity, GMC/GDC/GPhC fees, exams, courses, equipment, travel between placements
- NHS pension contributions, Type 2 certificates and superannuation reconciled to pay statements
- Sole trader Self Assessment, or limited company accounts, CT600 and payroll, depending on structure
- Annual allowance and tapered annual allowance checks for higher-earning clinicians
- IR35 and off-payroll status considered for engagements through your own company
How it works
Locum Accountants from Ardleigh Green, step by step
Scope the job
We find out what you need filed, when it is due and what state the records are in, and tell you which fixed-fee package applies.
Agree the price
The fee is confirmed in writing. There is no hourly billing and nothing added for questions during the work.
Hand over the records
Photographs, PDFs, software access or a spreadsheet, sent however suits you. We confirm what we have and what is missing within two working days.
Approve, then we submit
You review the draft with our explanation, sign off, and we file. Receipts, copies and the next deadlines come back to you immediately.
Why IGI
Why Ardleigh Green businesses file with IGI
The price for locum accountants is published on this page and is what a client in Ardleigh Green pays. We confirm it in writing first, and the invoice matches the quote.
Nothing for Ardleigh Green is left to the last week. Each deadline relevant to locum accountants is tracked from the day you join, with the next four shown on every page we send you.
No appointments, no travel across East London, no parking. Everything for locum accountants in Ardleigh Green happens online, with a real person on the other end during UK working hours.
A named person handles your locum accountants from Ardleigh Green and knows the file, so you are not re-explaining your business to a different helpdesk each time.
The output for Ardleigh Green clients is never just a form. It is the form, a one-page summary of what it says, and a note of the decisions it points to for locum accountants.
Nothing is filed for Ardleigh Green until you have reviewed and approved it. You see the draft, you ask questions, you sign off, then we submit and send you the receipt.
Local facts
About Ardleigh Green
Ardleigh Green is in East London, within Havering, in the RM11 postcode district, England. For businesses in England the tax rules are those set by the UK Parliament: the 20/40/45% income tax bands, Class 4 National Insurance for the self-employed at 6% and 2%, Corporation Tax at 19% to 25%, and Stamp Duty Land Tax on property. Business rates are set locally by the council.
| Place | Distance | Direction |
|---|---|---|
| Squirrel's Heath | 0.4 mi | W |
| Gidea Park | 0.7 mi | W |
| Harold Park | 0.7 mi | E |
| Harold Wood | 0.8 mi | NE |
| Emerson Park | 1 mi | S |
| Harold Hill | 1 mi | N |
| Romford Town | 1 mi | W |
| Pettits | 2 mi | W |
Worth knowing
Rules that come up in this work
Record keeping
Good records are the difference between a quick enquiry and a long one. For the self-employed, five years after the filing deadline; for companies, six years from the year end; for VAT, six years. Photographs of receipts, PDF statements and software exports all count. The requirement is to keep records, not paper, and a well-organised cloud folder satisfies it.
Closing a company
Voluntary strike-off is available only to solvent companies. One that owes money it cannot pay needs a creditors' voluntary liquidation through a licensed insolvency practitioner, and directors who dissolve an insolvent company face personal consequences. For a solvent company the process takes three to four months from filing the DS01, with notice to creditors and shareholders within seven days.
Switching accountants
The main reasons people switch accountant are surprise invoices, missed deadlines and not understanding what they are being told. Switching involves a clearance letter between the firms, a transfer of records and agent authorisations, and a short handover of the current position. It takes about two weeks and should cost nothing extra.
CIS deductions
CIS turns construction subcontractors into advance taxpayers: a fifth of every labour payment goes to HMRC before they see it. Registering keeps the rate at 20% rather than 30%; gross payment status, for established businesses with a clean record, removes deductions altogether. The annual return is where the overpayment comes back, and filing it early brings the refund sooner.
Confirmation statements and identity verification
The confirmation statement is the annual check that the public register is right: officers, registered office, SIC codes, shareholders and the PSC register. It carries a £50 fee and no financial penalty for lateness, but failure to file leads to compulsory strike-off. The identity verification regime introduced in November 2025 has added a further check to every statement.
Corporation Tax rates and marginal relief
Since April 2023 there have been two Corporation Tax rates, 19% small profits and 25% main, with marginal relief smoothing the transition between £50,000 and £250,000 of profit. The band is where planning matters: each pound of profit in it is taxed at an effective 26.5%, so pension contributions and capital expenditure timed to keep profit below £50,000 are worth more than they look.
The VAT registration threshold
Watching the rolling twelve-month turnover figure is one of the quiet jobs of monthly bookkeeping, because the £90,000 VAT threshold arrives silently. Crossing it brings quarterly returns, Making Tax Digital software and a decision about schemes. Crossing it late brings a bill for VAT you could not recover from customers and a penalty for failing to notify.
Questions
Locum Accountants questions from Ardleigh Green
I do private work alongside NHS sessions. How is that treated?
Private practice income is self-employment, not pensionable in the NHS scheme, and taxed with your other self-employed income. If the private work is substantial it may suit a limited company while the NHS locum work stays as a sole trader, and we advise on running both structures together.
Can you handle the NHS pension estimate of earnings and the Type 2 form?
Yes. The estimate of pensionable earnings submitted at the start of each year sets your contribution rate; the Type 2 certificate reconciles the actual figures after the year end and is due by the end of February. Both are prepared from the records we keep and submitted on your behalf.
How does the NHS pension work for a GP locum?
Locum GPs pension their income through Locum Forms A and B, submitted to the pensions agency within ten weeks of the work, with employee contributions deducted and employer contributions paid by the practice or ICB. A Type 2 certificate reconciles the year. Missing the ten-week window loses the pension on that income. We track it.
Should a locum work through a limited company?
It depends on the work. GP locum income is pensionable in the NHS scheme only when earned as an individual, so incorporating loses pension accrual on that income. Private work and some agency work suit a company better. Off-payroll rules apply to engagements with NHS bodies through your company. We run the comparison for your mix of work.
What does the £95 company package include?
Monthly bookkeeping, director payroll with RTI submissions, dividend paperwork, statutory accounts and CT600 filed, the confirmation statement filed (Companies House £50 fee separate), and deadline tracking. Your personal Self Assessment is added at the published £129 where needed, often necessary because of NHS employment income.
What does the £69 sole trader locum package include?
Monthly bookkeeping of all engagement income and expenses, reconciliation of pay statements and remittance advices, NHS pension contribution tracking, a monthly summary with the tax accruing, your Self Assessment with the self-employment and any employment pages prepared and filed, and payments on account calculated.
How do I get started from Ardleigh Green?
Message us on WhatsApp or email with a sentence about your business and what you need. We reply in working hours with any questions and a fixed fee for locum accountants. Once you confirm, we tell you exactly which records to send and the work begins. Most Ardleigh Green clients are set up within a day.
Which deadlines matter most for locum accountants?
The next four dates that apply to locum accountants are shown at the top of this page, calculated from today. For Ardleigh Green clients we diarise every one of them from the day you join and send reminders before each, so the work is done in good time rather than in the last week before a penalty.
Fixed fees, filed on time, for Ardleigh Green
Tell us what you need. You get one fixed fee in writing, and nothing is filed until you approve it.