Accounting

Landlord & Property Tax · West London

Landlord accountants in Acton Vale

Property tax for Acton Vale landlords from accountants who know what HMRC's Let Property Campaign looks for. Whether you have one flat, a small portfolio or a holiday let that lost its special status in April 2025, we prepare the accounts, calculate the tax and complete the property pages of your return. Published fees, agreed in writing, online.

from £149 · fixed, per year

Next deadlines

  • UK residential property disposals: CGT return and payment within 60 days of completion
  • UK residential property disposals: CGT return and payment within 60 days of completion
  • Online Self Assessment filing deadline and balancing payment due
  • UK residential property disposals: CGT return and payment within 60 days of completion

Who this is for

Landlord & Property Tax for Acton Vale

Residential and commercial landlords in Acton Vale: accidental landlords renting a former home, buy-to-let investors with one to several mortgaged properties, portfolio landlords, joint owners and couples, owners of furnished holiday lets and serviced accommodation, overseas landlords with UK rentals, and anyone who has let a property for years without declaring it and wants to put it right.

What is included

Everything inside the fixed fee

  • Rental income and expenses for each property reconciled to agent statements and bank records
  • Allowable expenses claimed in full: repairs, insurance, agent fees, ground rent, service charges, replacement of domestic items
  • Mortgage interest handled correctly as a 20% tax credit, not a deduction, with the restriction carried forward where it cannot be used
  • Joint ownership splits, Form 17 elections and the property allowance applied where they help
  • Furnished holiday lets, serviced accommodation and rent-a-room treated under the rules now in force
  • UK property pages of the Self Assessment completed and filed, with Making Tax Digital readiness assessed

How it works

Landlord & Property Tax from Acton Vale, step by step

  1. Scope the job

    We find out what you need filed, when it is due and what state the records are in, and tell you which fixed-fee package applies.

  2. Agree the price

    The fee is confirmed in writing. There is no hourly billing and nothing added for questions during the work.

  3. Hand over the records

    Photographs, PDFs, software access or a spreadsheet, sent however suits you. We confirm what we have and what is missing within two working days.

  4. Approve, then we submit

    You review the draft with our explanation, sign off, and we file. Receipts, copies and the next deadlines come back to you immediately.

Why IGI

The IGI way of working, in Acton Vale

One fixed fee for landlord & property tax in Acton Vale, agreed in writing before any work starts and never changed part-way through the job, however long it takes us.

We work to the HMRC and Companies House calendar, not an appointment diary. Clients in Acton Vale get reminders at 60, 30 and 7 days before each date that applies to landlord & property tax.

No appointments, no travel across West London, no parking. Everything for landlord & property tax in Acton Vale happens online, with a real person on the other end during UK working hours.

A named person handles your landlord & property tax from Acton Vale and knows the file, so you are not re-explaining your business to a different helpdesk each time.

The output for Acton Vale clients is never just a form. It is the form, a one-page summary of what it says, and a note of the decisions it points to for landlord & property tax.

Nothing is filed for Acton Vale until you have reviewed and approved it. You see the draft, you ask questions, you sign off, then we submit and send you the receipt.

Local facts

About Acton Vale

Acton Vale is in West London, within Hammersmith and Fulham, in the W12 postcode district, England. For businesses in England the tax rules are those set by the UK Parliament: the 20/40/45% income tax bands, Class 4 National Insurance for the self-employed at 6% and 2%, Corporation Tax at 19% to 25%, and Stamp Duty Land Tax on property. Business rates are set locally by the council.

Nearby places we also serve for landlord & property tax
PlaceDistanceDirection
Askew0.2 miSE
Wormholt and White City0.4 miNE
Bedford Park0.7 miSW
East Acton0.8 miN
Shepherd's Bush Green0.8 miE
Southfield, Ealing0.9 miSW
Shepherds Bush0.9 miE
Turnham Green0.9 miSW

Worth knowing

Rules that come up in this work

Closing a company

Striking off a company is cheap but must be done in order: stop trading, file the final accounts and CT600, pay the tax, close VAT and PAYE, distribute the remaining assets, close the bank account, then apply. Anything left in the company at dissolution passes to the Crown. Distributions up to £25,000 are taxed as capital gains; above that a formal liquidation is usually needed to keep capital treatment.

Switching accountants

The main reasons people switch accountant are surprise invoices, missed deadlines and not understanding what they are being told. Switching involves a clearance letter between the firms, a transfer of records and agent authorisations, and a short handover of the current position. It takes about two weeks and should cost nothing extra.

Allowable expenses

Expense claims are where a return is won or lost in an enquiry. The test is wholly and exclusively for the trade; where a cost is mixed, the business proportion can be claimed if it can be identified. Capital items such as equipment and vans are relieved through capital allowances rather than as expenses, except under the cash basis where they are simply deducted when paid.

Record keeping

Record keeping is a legal obligation with a penalty of up to £3,000 for failure, but its real value is in making every other filing cheaper and more defensible. Keep invoices, receipts, bank statements, mileage logs and any HMRC correspondence, digitally if you like, for five years after the relevant filing deadline for individuals and six years for companies and VAT.

The 60-day property CGT return

The 60-day Capital Gains Tax return on residential property is the deadline landlords most often miss, because it falls outside the Self Assessment cycle and runs from completion, not exchange. Private residence relief for periods you lived in the property, plus the final nine months, reduces the gain. Penalties for a late return mirror Self Assessment, starting at £100.

Crypto records and reporting

Most crypto holders have taxable events they do not recognise, because every swap is a disposal even when no pounds change hands. The computation requires the complete transaction history from every exchange and wallet, pooled by asset with HMRC's matching rules applied. Exchange-generated tax reports are frequently wrong because they cannot see transfers between a user's own wallets.

The trading and property allowances

Not every small income needs a tax return. The trading allowance exempts the first £1,000 of self-employment or casual income and the property allowance does the same for rental income, each measured on gross receipts. They cannot be combined with rent-a-room relief on the same income, and claiming the allowance means giving up the expense deduction for that source.

Questions

Landlord & Property Tax questions from Acton Vale

How is mortgage interest treated now?

Since April 2020 individual landlords cannot deduct mortgage interest or other finance costs from rental profit. Instead you receive a tax reduction of 20% of the finance costs. For higher-rate taxpayers this means more tax than under the old rules, and the restriction can push rental profit into a higher band. We calculate it and carry forward any unused credit.

What is included in the £149 one-property fee?

The rental income and expenditure account for the property, a review of every expense category, the finance-cost credit calculation, the UK property pages and the rest of your Self Assessment return completed and filed with HMRC. Rental income alongside employment or a pension is the most common case and this fee covers it.

Is replacing a kitchen a repair or an improvement?

Replacing like with like, or with the modern equivalent, is a repair and deductible, even if the new kitchen is better quality because standards have risen. Adding something that was not there before, such as extending the kitchen or adding a dishwasher space, is an improvement and goes against the capital gain instead. We split mixed invoices.

What expenses can I claim?

Letting agent fees, repairs and maintenance, buildings and contents insurance, ground rent and service charges, council tax and utilities you pay, accountancy, legal fees for lets of a year or less, replacing furniture and appliances, mileage to the property, and advertising. Improvements, your own labour and the capital part of mortgage payments are not allowable.

What happened to furnished holiday lets?

The furnished holiday let regime ended on 5 April 2025. Holiday lets are now taxed like other residential lets: the finance-cost restriction applies, capital allowances on furniture are replaced by replacement relief, and the capital gains reliefs are withdrawn with transitional rules. Our £249 holiday let service handles the transition and the new treatment.

My partner and I own a property jointly. How is the income split?

Married couples and civil partners are taxed 50/50 by default regardless of actual ownership, unless you own in unequal shares and file Form 17 with evidence to be taxed on your actual shares. Unmarried joint owners are taxed on their actual shares. Choosing the right split can save tax where one of you is in a lower band.

Is landlord & property tax in Acton Vale really the same price as elsewhere?

Yes. The fee published on this page is what a client in Acton Vale pays and what a client in any other part of England pays. It is confirmed in writing before work starts and the invoice matches the quote. Where a higher package applies because your situation is more complex, we say so at the quote stage, never afterwards.

Do you have an office in Acton Vale?

No. IGI Accounting is an online-only firm. We serve Acton Vale and every other UK postcode remotely, with records sent by WhatsApp or email and everything filed electronically. The absence of local premises is why the fee for landlord & property tax is the same in Acton Vale as anywhere else in the country, and why there is nothing to visit and nothing to print.

Start the conversation from Acton Vale

Tell us what you need. You get one fixed fee in writing, and nothing is filed until you approve it.

WhatsApp for a fixed quote