Tax Planning · West London
Tax planning in Acton Central
Tax planning in Acton Central that you can act on: a report that says what to do, in what order, and what each step saves. Personal tax review, director remuneration review, combined review or pre-year-end company session, each at a published fixed fee. We implement the actions you choose through our other services, or hand the plan to whoever does your filing.
from £249 · fixed, per review
Next deadlines
- Online Self Assessment filing deadline and balancing payment due
- Tax year ends: last day for pension, ISA and dividend timing decisions
- Companies House accounts due 9 months after your year end (a 31 December year end files by 30 September)
- Corporation Tax payment, 9 months and 1 day after your year end (a 31 December year end pays by 1 October)
Who this is for
Tax Planning for Acton Central
Company directors in Acton Central deciding how to pay themselves, higher earners near the £100,000 personal allowance taper or the £125,140 additional rate, couples who could use both sets of allowances better, landlords and investors with gains to time, business owners approaching a year end with profit to deploy, and anyone whose affairs have grown more complicated than their current adviser has noticed.
What is included
Everything inside the fixed fee
- A review of your current position across income tax, National Insurance, dividends, Corporation Tax and capital gains as relevant
- Allowances and reliefs checked: personal allowance taper, marriage allowance, pension annual allowance, dividend and savings allowances, ISA use
- Director remuneration modelled: salary, dividends, pension contributions and benefits for the coming year
- Timing decisions quantified: dividends across tax years, capital expenditure before year end, pension contributions, disposals
- A written report with the recommendations, the saving from each and the actions in order
- A follow-up call to answer questions and agree what we implement for you
How it works
Tax Planning from Acton Central, step by step
Scope the job
We find out what you need filed, when it is due and what state the records are in, and tell you which fixed-fee package applies.
Agree the price
The fee is confirmed in writing. There is no hourly billing and nothing added for questions during the work.
Hand over the records
Photographs, PDFs, software access or a spreadsheet, sent however suits you. We confirm what we have and what is missing within two working days.
Approve, then we submit
You review the draft with our explanation, sign off, and we file. Receipts, copies and the next deadlines come back to you immediately.
Why IGI
Why Acton Central businesses file with IGI
The price for tax planning is published on this page and is what a client in Acton Central pays. We confirm it in writing first, and the invoice matches the quote.
Nothing for Acton Central is left to the last week. Each deadline relevant to tax planning is tracked from the day you join, with the next four shown on every page we send you.
Online only, UK based. There is no office in Acton Central to pay for, which is why the fee is the same here as anywhere in England; the work is done by people in the UK who answer the same day.
You get one contact for tax planning, not a queue. Acton Central clients message the same person throughout and get an answer in working hours, usually within a few hours.
The output for Acton Central clients is never just a form. It is the form, a one-page summary of what it says, and a note of the decisions it points to for tax planning.
Nothing is filed for Acton Central until you have reviewed and approved it. You see the draft, you ask questions, you sign off, then we submit and send you the receipt.
Local facts
About Acton Central
Acton Central is in West London, within Ealing, in the W3 postcode district, England. For businesses in England the tax rules are those set by the UK Parliament: the 20/40/45% income tax bands, Class 4 National Insurance for the self-employed at 6% and 2%, Corporation Tax at 19% to 25%, and Stamp Duty Land Tax on property. Business rates are set locally by the council.
| Place | Distance | Direction |
|---|---|---|
| West Acton | 0.5 mi | NW |
| Acton, Ealing | 0.5 mi | S |
| Hanger Hill | 0.6 mi | NW |
| North Acton | 0.8 mi | NE |
| North Ealing | 0.8 mi | W |
| Ealing Common | 0.8 mi | SW |
| Park Royal | 1.0 mi | NW |
| East Acton | 1.0 mi | E |
Worth knowing
Rules that come up in this work
CIS deductions
CIS turns construction subcontractors into advance taxpayers: a fifth of every labour payment goes to HMRC before they see it. Registering keeps the rate at 20% rather than 30%; gross payment status, for established businesses with a clean record, removes deductions altogether. The annual return is where the overpayment comes back, and filing it early brings the refund sooner.
Confirmation statements and identity verification
The confirmation statement is the annual check that the public register is right: officers, registered office, SIC codes, shareholders and the PSC register. It carries a £50 fee and no financial penalty for lateness, but failure to file leads to compulsory strike-off. The identity verification regime introduced in November 2025 has added a further check to every statement.
Making Tax Digital for Income Tax
The biggest change to Self Assessment in a generation is Making Tax Digital for Income Tax, now live for higher-earning sole traders and landlords and arriving for the rest in stages. Quarterly updates are due by 7 August, 7 November, 7 February and 7 May, built from digital records. The practical consequence is that spreadsheet-and-shoebox bookkeeping is ending for anyone above the threshold.
Late filing penalties
Penalties are the clearest reason to work to deadlines. A Self Assessment return one day late costs £100 regardless of whether any tax is due; three months late adds £10 a day. Late company accounts start at £150 and reach £1,500, and double if the previous year was also late. None of this is negotiable afterwards except through a narrow reasonable-excuse appeal.
Payments on account
A common surprise in Self Assessment is the January payment that is far larger than expected. That is the balancing payment for the year just ended plus the first payment on account for the year ahead, which HMRC sets at half of the bill just calculated. We put the figure in your hands months ahead and tell you how to adjust it legitimately when circumstances change.
The Self Assessment calendar
Four dates govern Self Assessment: 5 October to register, 31 October for paper returns, 31 January to file online and pay, and 31 July for the second payment on account. Missing the January date triggers an automatic £100 penalty before any tax is even considered, so we treat it as the fixed point around which the rest of the year is planned.
Director's loan accounts
Money taken from a company has to be something: salary, dividend, expense reimbursement or loan. If it is a loan and remains outstanding nine months after the year end, the company pays tax at the dividend higher rate on it until it is repaid. Clearing the balance with a properly declared dividend before the deadline, where reserves allow, is routine year-end work.
Questions
Tax Planning questions from Acton Central
How much tax will a review save me?
It depends entirely on your position, and we would rather not promise a number. Common findings are a director salary set years ago at the wrong level, pension headroom unused, a spouse's allowances wasted, dividends bunched into one tax year and capital allowances missed. For most directors the saving exceeds the fee several times; where it would not, we say so before you pay.
Do you recommend tax avoidance schemes?
No. We use established reliefs and allowances that Parliament intended: pensions, ISAs, spousal transfers, capital allowances, dividend and salary structuring, timing. We do not sell arrangements that depend on HMRC not noticing. If someone offers you a scheme that sounds too good, the £249 review will tell you why it probably is.
Is tax planning advice regulated?
Tax advice is not a reserved activity in the UK, so no regulator licenses it, but we are bound by our terms of business and the advice disclaimer on this site, and we carry professional indemnity insurance. Advice is given in writing so that you can rely on it and we can be held to it.
What do I need to provide?
Your last tax return, the company's last accounts and current management figures if you have them, pension statements, details of other income and your spouse's position if relevant, and an idea of what you want from the business over the next few years. We send a short checklist when you book.
What does the director remuneration review cover?
For £249 we model the coming year's salary, dividends, employer pension contributions and any benefits against the company's expected profit and your other income, showing the total tax and National Insurance under each option and recommending a structure. It includes the use of a spouse's shareholding and allowances where relevant.
What does the £249 personal tax review cover?
Your income from all sources, the allowances and reliefs you are and are not using, pension contribution headroom, the personal allowance taper and High Income Child Benefit charge if relevant, savings and dividend allowances, ISA use, marriage allowance, gift aid and the timing of any disposals. You receive a written report with quantified recommendations.
Is tax planning in Acton Central really the same price as elsewhere?
Yes. The fee published on this page is what a client in Acton Central pays and what a client in any other part of England pays. It is confirmed in writing before work starts and the invoice matches the quote. Where a higher package applies because your situation is more complex, we say so at the quote stage, never afterwards.
Do you have an office in Acton Central?
No. IGI Accounting is an online-only firm. We serve Acton Central and every other UK postcode remotely, with records sent by WhatsApp or email and everything filed electronically. The absence of local premises is why the fee for tax planning is the same in Acton Central as anywhere else in the country, and why there is nothing to visit and nothing to print.
Start the conversation from Acton Central
Tell us what you need. You get one fixed fee in writing, and nothing is filed until you approve it.